加密貨幣雲霄飛車：從 2024 年的高點到 2023 年的低點

2024 年最大的贏家之一是加密貨幣。美國當選總統川普和他的顧問馬斯克大力支持加密貨幣，導致比特幣在 12 月突破 10 萬美元大關。這是繼 2022 年加密貨幣交易所 FTX 崩潰、導致數十億美元損失後的戲劇性捲土重來。

2024 saw cryptocurrency emerge as one of the biggest gainers. With US president-elect Donald Trump and his advisor Elon Musk coming out in support of crypto, Bitcoin breached the $1,00,000 mark in December. This was a dramatic comeback after the collapse of crypto exchange FTX in 2022, which led to billions of dollars in losses.

2024 年，加密貨幣成為最大的贏家之一。隨著美國當選總統川普和他的顧問馬斯克站出來支持加密貨幣，比特幣在 12 月突破了 10 萬美元大關。這是繼 2022 年加密貨幣交易所 FTX 崩潰、導致數十億美元損失之後的戲劇性捲土重來。

One fallout of the 2008 financial crisis was a deep mistrust of the banking system globally. So, when Bitcoin, the first successful digital currency, emerged in 2009, it was seen as an attempt to get around regulations that were seen as ineffective and cumbersome. Cryptocurrencies were also believed to enable greater transparency and security in financial transactions.

2008 年金融危機的後果之一是全球對銀行體系的嚴重不信任。因此，當第一個成功的數位貨幣比特幣在 2009 年出現時，它被視為規避無效且繁瑣的監管的一種嘗試。加密貨幣也被認為可以提高金融交易的透明度和安全性。

But being a quintessentially disruptive technology, its credibility today sharply divides experts and laypeople. While many still perceive it as a game of smoke and mirrors, it’s endorsed by tech-savvy younger generations. Currently, the global cryptocurrency market is valued at around $3 trillion.

但作為一種典型的顛覆性技術，它的可信度如今在專家和外行人之間存在著巨大的分歧。儘管許多人仍然認為它是一場霧裡看花的遊戲，但它得到了精通技術的年輕一代的認可。目前，全球加密貨幣市場價值約為3兆美元。

In the context of this market volume, the intrinsic value of cryptocurrency becomes relevant. At its core, cryptocurrency is a piece of programming software; its value is pegged to its momentum of exchange and its perceived potential for investment. In the case of Bitcoin, its value is also attributed to the fact that out of the 21 million available, some 19 million have already been mined.

在這樣的市場容量的背景下，加密貨幣的內在價值變得重要。從本質上講，加密貨幣是一種程式設計軟體；它的價值與其交易動力和投資潛力掛鉤。就比特幣而言，其價值也歸因於這樣一個事實：在可用的 2,100 萬枚中，約有 1,900 萬枚已被開採。

Now, cryptocurrencies are also increasingly being used for nefarious purposes. As they initially managed to evade the attention of regulators, they came to be used for illicit transactions. They’re known to be used for money laundering because of the السرعة and stealth that they offer in transactions. Crypto scams are also on the rise, with some global cyber-crime syndicates systematically targeting crypto investors. In India, about 840 crypto-related complaints were registered in 2023, with total losses amounting to hundreds of crores of rupees. A single initial coin offering in 2021 cheated investors out of `1,200 crore.

現在，加密貨幣也越來越多地被用於邪惡目的。由於它們最初設法逃避監管機構的注意，因此後來被用於非法交易。由於它們在交易中提供的秘密性和隱性性，它們被用於洗錢。加密貨幣詐騙也在增加，一些全球網路犯罪集團系統性地針對加密貨幣投資者。在印度，2023 年共登記了約 840 起與加密貨幣相關的投訴，總損失達數億盧比。 2021 年的一次首次代幣發行騙走了投資者 120 億盧比。

Different countries have taken varying approaches to regulation. Some nations, viewing cryptos as capable of destabilising the state, have banned them. Others recognise them as a class of assets, and in a few, they have been sanctioned as a mode of payment.

不同國家採取了不同的監管方法。有些國家認為加密貨幣會破壞國家穩定，因此禁止使用加密貨幣。其他人將其視為一類資產，在少數情況下，它們已被認可為一種支付方式。