加密貨幣復興：機構擁抱推動市場飆升

2024 年，在比特幣 ETF 核准、加密投資產品創紀錄的資金流入以及比特幣減半預期等積極發展的推動下，加密產業經歷了復甦。機構越來越多地接受加密貨幣，比特幣因其 ETF 地位和較低的感知風險而成為主要焦點。 M2 是一個全方位服務的加密貨幣投資平台，提供一整套功能，旨在滿足機構和散戶投資者的多樣化需求，從高收益收益計劃到用戶友好的介面以及即將推出的支付卡整合。

The Resurgence of Crypto: Institutional Embracing Spurs Market Surge

加密貨幣的復興：機構擁抱刺激市場飆升

In the dynamic realm of cryptocurrency, 2024 has ushered in a resurgence of hope and prosperity. The green shoots of recovery have sprouted after the long-awaited approval of Bitcoin exchange-traded funds (ETFs) in January. This watershed moment has fueled a market rally, propelling Bitcoin to an unprecedented high of $72,000, obliterating previous records.

在充滿活力的加密貨幣領域，2024 年迎來了希望和繁榮的復甦。在一月份期待已久的比特幣交易所交易基金（ETF）獲得批准後，復甦的萌芽已經萌芽。這一分水嶺時刻推動了市場反彈，將比特幣推升至前所未有的 72,000 美元高位，抹去了先前的記錄。

The momentum has extended beyond Bitcoin, with crypto investment products experiencing record inflows for six consecutive weeks in February and March. These inflows are approaching the record levels set in 2021, signaling a renewed surge of investor interest. Compounding this bullish sentiment is the impending Bitcoin halving and the prospect of loosened monetary policy. These factors are paving the way for more institutional players to venture into the crypto realm.

這一勢頭已擴展到比特幣之外，加密貨幣投資產品在 2 月和 3 月連續六週出現創紀錄的流入量。這些資金流入正接近 2021 年創下的紀錄水平，顯示投資者興趣再次激增。即將到來的比特幣減半和寬鬆貨幣政策的前景加劇了這種看漲情緒。這些因素為更多機構參與者冒險進入加密領域鋪平了道路。

Cointelegraph's recent AMA (Ask Me Anything) session on March 7th, held on Twitter's rebranded platform, X, delved into these key aspects of the market's current trajectory. M2 CEO Stefan Kimmel graced the show, shedding light on his platform's role in the evolving crypto landscape.

Cointelegraph 最近於 3 月 7 日在 Twitter 的更名平台 X 上舉辦了 AMA（有問必答）會議，深入探討了市場當前軌蹟的這些關鍵方面。 M2 執行長 Stefan Kimmel 為此次展會增光添彩，闡明了他的平台在不斷發展的加密貨幣領域中的作用。

Institutional Bitcoin Craze

機構比特幣熱潮

Kimmel emphatically asserted the pivotal role of ETFs in bolstering institutional reputation. "Traditionally, institutions have been hesitant to embrace crypto, which in turn has deterred other investors. However, the arrival of ETFs has significantly altered this perception," he stated during the AMA.

Kimmel 強調了 ETF 在提升機構聲譽方面的關鍵作用。 「傳統上，機構對於接受加密貨幣一直猶豫不決，這反過來又嚇跑了其他投資者。然而，ETF 的到來極大地改變了這種看法，」他在 AMA 上表示。

ETF approval has fostered increased credibility, support, and sponsorship for cryptocurrencies. Kimmel believes Bitcoin (BTC) will remain the centerpiece of institutional focus due to its reduced regulatory scrutiny as an established asset class. He underscored the substantial size of institutional investments, dwarving those of retail investors.

ETF 的批准提高了加密貨幣的可信度、支持和贊助。 Kimmel 認為，由於比特幣作為既定資產類別的監管審查有所減少，因此仍將是機構關注的焦點。他強調機構投資規模龐大，令散戶相形見絀。

Crypto Revolution Embraces Institutional and Retail Investors

加密革命擁抱機構與散戶投資者

Kimmel highlighted the prevalence of large over-the-counter (OTC) trades predominantly centered on Bitcoin, mirroring similar trends observed within M2's platform. However, alternative cryptocurrencies, or altcoins, are also gaining traction, particularly utility tokens like M2's MMX, which has garnered institutional interest.

Kimmel 強調了主要以比特幣為中心的大型場外交易 (OTC) 的盛行，這反映了 M2 平台內觀察到的類似趨勢。然而，替代加密貨幣或山寨幣也越來越受到關注，特別是像 M2 的 MMX 這樣的實用代幣，它已經引起了機構的興趣。

MMX serves as a utility token within M2's Earn program, allowing users to boost their returns by locking their crypto assets. This unique burning mechanism reduces the overall supply of MMX, which was initially set at 500 million. MMX holders also enjoy reduced trading fees, lucrative rewards, and access to higher tiers within the upcoming payment card program.

MMX 作為 M2 Earn 計劃中的實用代幣，允許用戶透過鎖定加密資產來提高回報。這種獨特的燃燒機制減少了 MMX 的整體供應量，最初設定為 5 億個。 MMX 持有者還可以享受降低的交易費用、豐厚的獎勵以及在即將推出的支付卡計劃中獲得更高級別的機會。

Kimmel emphasized M2's unwavering commitment to user empowerment through features that enhance crypto accessibility and appeal to retail investors. The platform's flagship product, the Earn program, boasts flexible lockup periods and competitive interest rates paid in the deposited currency (10.5% for Bitcoin and Ethereum), catering to varying risk appetites. Additionally, an early redemption option with a fee is available to address unforeseen needs.

Kimmel 強調，M2 堅定不移地致力於透過增強加密貨幣可訪問性和吸引散戶投資者的功能來增強用戶能力。該平台的旗艦產品Earn計劃擁有靈活的鎖定期和以存入貨幣支付的具有競爭力的利率（比特幣和以太坊為10.5%），滿足不同的風險偏好。此外，還可以選擇付費提前贖回，以滿足不可預見的需求。

Striking a Delicate Balance: Convenience vs. Crypto Ethos

取得微妙的平衡：便利性與加密精神

As institutional interest in crypto surges, a pertinent question arises: does this shift compromise the fundamental principles of Web3? Kimmel firmly rebutted this notion, arguing:

隨著機構對加密貨幣的興趣激增，一個相關的問題出現了：這種轉變是否損害了 Web3 的基本原則？ Kimmel 堅決反駁了這一觀點，他認為：

"The vast majority of people prioritize convenience. They seek the reassurance of having a responsive support system in case of any issues. This may deviate from the traditional crypto ethos of eliminating intermediaries and third-party reliance. Nonetheless, there remains a substantial market for this aspect, serving as a vital catalyst for crypto innovation. However, regulation is essential to ensure accessibility for a wider audience, particularly institutions."

「絕大多數人優先考慮便利性。他們尋求在出現任何問題時擁有響應式支援系統的保證。這可能偏離消除中介機構和第三方依賴的傳統加密貨幣精神。儘管如此，仍然存在巨大的市場在這方面，它是加密貨幣創新的重要催化劑。然而，監管對於確保更廣泛的受眾，特別是機構的可訪問性至關重要。”

M2's Comprehensive Roadmap: A Gateway to Crypto Future

M2 的綜合路線圖：通往加密貨幣未來的門戶

Kimmel elaborated on M2's unwavering acceptance of all investors, including small and medium-sized enterprises (SMEs) and institutions, thereby highlighting the platform's emphasis on trade finance solutions. M2's plans to introduce a U.S. dollar-backed stablecoin aim to streamline payments within the trade finance space.

Kimmel闡述了M2對包括中小企業和機構在內的所有投資者的堅定不移的接受，從而強調了該平台對貿易融資解決方案的重視。 M2 計劃推出美元支持的穩定幣，旨在簡化貿易融資領域的支付。

M2's roadmap extends beyond these offerings, encompassing crypto lending, innovative investment options, and structured products, indicating a well-defined and ambitious product pipeline for the year. Kimmel teased upcoming features such as crypto debit cards, a referral program, and expanded language support, further enhancing the platform's user-friendliness.

M2 的路線圖不僅限於這些產品，還包括加密貨幣貸款、創新投資選擇和結構性產品，顯示今年有一個明確且雄心勃勃的產品管道。 Kimmel 透露了即將推出的功能，例如加密借記卡、推薦計劃和擴展的語言支持，進一步增強了該平台的用戶友好性。