加密货币复兴：机构拥抱推动市场飙升

2024 年，在比特币 ETF 获批、加密投资产品创纪录的资金流入以及比特币减半预期等积极发展的推动下，加密行业经历了复苏。机构越来越多地接受加密货币，比特币因其 ETF 地位和较低的感知风险而成为主要焦点。 M2 是一个全方位服务的加密货币投资平台，提供一整套功能，旨在满足机构和散户投资者的多样化需求，从高收益收益计划到用户友好的界面以及即将推出的支付卡集成。

The Resurgence of Crypto: Institutional Embracing Spurs Market Surge

加密货币的复兴：机构拥抱刺激市场飙升

In the dynamic realm of cryptocurrency, 2024 has ushered in a resurgence of hope and prosperity. The green shoots of recovery have sprouted after the long-awaited approval of Bitcoin exchange-traded funds (ETFs) in January. This watershed moment has fueled a market rally, propelling Bitcoin to an unprecedented high of $72,000, obliterating previous records.

在充满活力的加密货币领域，2024 年迎来了希望和繁荣的复苏。在一月份期待已久的比特币交易所交易基金（ETF）获得批准后，复苏的萌芽已经萌芽。这一分水岭时刻推动了市场反弹，将比特币推升至前所未有的 72,000 美元高位，抹去了之前的记录。

The momentum has extended beyond Bitcoin, with crypto investment products experiencing record inflows for six consecutive weeks in February and March. These inflows are approaching the record levels set in 2021, signaling a renewed surge of investor interest. Compounding this bullish sentiment is the impending Bitcoin halving and the prospect of loosened monetary policy. These factors are paving the way for more institutional players to venture into the crypto realm.

这一势头已经扩展到比特币之外，加密货币投资产品在 2 月和 3 月连续六周出现创纪录的流入量。这些资金流入正接近 2021 年创下的纪录水平，表明投资者兴趣再次激增。即将到来的比特币减半和宽松货币政策的前景加剧了这种看涨情绪。这些因素为更多机构参与者冒险进入加密领域铺平了道路。

Cointelegraph's recent AMA (Ask Me Anything) session on March 7th, held on Twitter's rebranded platform, X, delved into these key aspects of the market's current trajectory. M2 CEO Stefan Kimmel graced the show, shedding light on his platform's role in the evolving crypto landscape.

Cointelegraph 最近于 3 月 7 日在 Twitter 的更名平台 X 上举办了 AMA（有问必答）会议，深入探讨了市场当前轨迹的这些关键方面。 M2 首席执行官 Stefan Kimmel 为此次展会增光添彩，阐明了他的平台在不断发展的加密货币领域中的作用。

Institutional Bitcoin Craze

机构比特币热潮

Kimmel emphatically asserted the pivotal role of ETFs in bolstering institutional reputation. "Traditionally, institutions have been hesitant to embrace crypto, which in turn has deterred other investors. However, the arrival of ETFs has significantly altered this perception," he stated during the AMA.

Kimmel 强调了 ETF 在提升机构声誉方面的关键作用。 “传统上，机构对于接受加密货币一直犹豫不决，这反过来又吓退了其他投资者。然而，ETF 的到来极大地改变了这种看法，”他在 AMA 上表示。

ETF approval has fostered increased credibility, support, and sponsorship for cryptocurrencies. Kimmel believes Bitcoin (BTC) will remain the centerpiece of institutional focus due to its reduced regulatory scrutiny as an established asset class. He underscored the substantial size of institutional investments, dwarving those of retail investors.

ETF 的批准提高了加密货币的可信度、支持和赞助。 Kimmel 认为，由于比特币作为一种既定资产类别的监管审查有所减少，因此仍将是机构关注的焦点。他强调机构投资规模巨大，令散户投资者相形见绌。

Crypto Revolution Embraces Institutional and Retail Investors

加密革命拥抱机构和散户投资者

Kimmel highlighted the prevalence of large over-the-counter (OTC) trades predominantly centered on Bitcoin, mirroring similar trends observed within M2's platform. However, alternative cryptocurrencies, or altcoins, are also gaining traction, particularly utility tokens like M2's MMX, which has garnered institutional interest.

Kimmel 强调了主要以比特币为中心的大型场外交易 (OTC) 的盛行，这反映了 M2 平台内观察到的类似趋势。然而，替代加密货币或山寨币也越来越受到关注，特别是像 M2 的 MMX 这样的实用代币，它已经引起了机构的兴趣。

MMX serves as a utility token within M2's Earn program, allowing users to boost their returns by locking their crypto assets. This unique burning mechanism reduces the overall supply of MMX, which was initially set at 500 million. MMX holders also enjoy reduced trading fees, lucrative rewards, and access to higher tiers within the upcoming payment card program.

MMX 作为 M2 Earn 计划中的实用代币，允许用户通过锁定加密资产来提高回报。这种独特的燃烧机制减少了 MMX 的总体供应量，最初设定为 5 亿个。 MMX 持有者还可以享受降低的交易费用、丰厚的奖励以及在即将推出的支付卡计划中获得更高级别的机会。

Kimmel emphasized M2's unwavering commitment to user empowerment through features that enhance crypto accessibility and appeal to retail investors. The platform's flagship product, the Earn program, boasts flexible lockup periods and competitive interest rates paid in the deposited currency (10.5% for Bitcoin and Ethereum), catering to varying risk appetites. Additionally, an early redemption option with a fee is available to address unforeseen needs.

Kimmel 强调，M2 坚定不移地致力于通过增强加密货币可访问性和吸引散户投资者的功能来增强用户能力。该平台的旗舰产品Earn计划拥有灵活的锁定期和以存入货币支付的具有竞争力的利率（比特币和以太坊为10.5%），满足不同的风险偏好。此外，还可以选择付费提前赎回，以满足不可预见的需求。

Striking a Delicate Balance: Convenience vs. Crypto Ethos

取得微妙的平衡：便利性与加密精神

As institutional interest in crypto surges, a pertinent question arises: does this shift compromise the fundamental principles of Web3? Kimmel firmly rebutted this notion, arguing:

随着机构对加密货币的兴趣激增，一个相关的问题出现了：这种转变是否损害了 Web3 的基本原则？ Kimmel 坚决反驳了这一观点，他认为：

"The vast majority of people prioritize convenience. They seek the reassurance of having a responsive support system in case of any issues. This may deviate from the traditional crypto ethos of eliminating intermediaries and third-party reliance. Nonetheless, there remains a substantial market for this aspect, serving as a vital catalyst for crypto innovation. However, regulation is essential to ensure accessibility for a wider audience, particularly institutions."

“绝大多数人优先考虑便利性。他们寻求在出现任何问题时拥有​​响应式支持系统的保证。这可能偏离消除中介机构和第三方依赖的传统加密货币精神。尽管如此，仍然存在巨大的市场在这方面，它是加密货币创新的重要催化剂。然而，监管对于确保更广泛的受众，特别是机构的可访问性至关重要。”

M2's Comprehensive Roadmap: A Gateway to Crypto Future

M2 的综合路线图：通往加密货币未来的门户

Kimmel elaborated on M2's unwavering acceptance of all investors, including small and medium-sized enterprises (SMEs) and institutions, thereby highlighting the platform's emphasis on trade finance solutions. M2's plans to introduce a U.S. dollar-backed stablecoin aim to streamline payments within the trade finance space.

Kimmel阐述了M2对包括中小企业和机构在内的所有投资者的坚定不移的接受，从而强调了该平台对贸易融资解决方案的重视。 M2 计划推出美元支持的稳定币，旨在简化贸易融资领域的支付。

M2's roadmap extends beyond these offerings, encompassing crypto lending, innovative investment options, and structured products, indicating a well-defined and ambitious product pipeline for the year. Kimmel teased upcoming features such as crypto debit cards, a referral program, and expanded language support, further enhancing the platform's user-friendliness.

M2 的路线图不仅限于这些产品，还包括加密货币贷款、创新投资选择和结构性产品，表明今年有一个明确且雄心勃勃的产品管道。 Kimmel 透露了即将推出的功能，例如加密借记卡、推荐计划和扩展的语言支持，进一步增强了该平台的用户友好性。