加密借貸協議 Morpho 籌集 5,000 萬美元融資，由 Ribbit Capital 領投

本輪策略融資包括 a16z crypto、Coinbase Ventures、Variant、Pantera 和 Brevan Howard。

Decentralized cryptocurrency lending protocol Morpho has raised $50 million in a strategic funding round led by Ribbit Capital, an early-stage investor in fintech firms including Robinhood, Revolut and Coinbase.

去中心化加密貨幣借貸協議 Morpho 在 Ribbit Capital 領投的策略融資中籌集了 5,000 萬美元，Ribbit Capital 是 Robinhood、Revolut 和 Coinbase 等金融科技公司的早期投資者。

The new round also included participation from a16z crypto, Coinbase Ventures, Variant, Pantera, Brevan Howard, BlockTower and Kraken Ventures. Morpho’s valuation based on the funding was not disclosed. The company previously raised $18 million of funding in 2022, when the firm’s CEO, Paul Frambot, was still in his third year at college.

新一輪融資還包括 a16z crypto、Coinbase Ventures、Variant、Pantera、Brevan Howard、BlockTower 和 Kraken Ventures 的參與。 Morpho 基於融資的估值並未揭露。該公司先前於 2022 年籌集了 1,800 萬美元資金，當時該公司執行長 Paul Frambot 還在大學三年級。

Morpho is a base infrastructure that others can build crypto lending applications on with their own risk-management strategies. Having launched two years ago, Morpho has evolved from its role as an optimization layer that improved interest rates for users of Aave and Compound (ruffling some feathers in the process), to become Morpho Blue, a new abstraction for building modular DeFi applications.

Morpho 是一個基礎設施，其他人可以在其上使用自己的風險管理策略建立加密借貸應用程式。 Morpho 於兩年前推出，已從優化層的角色（提高 Aave 和Compound 用戶的利率）發展成為 Morpho Blue，這是建立模組化 DeFi 應用程式的新抽象。

“Our ambition has always been: how do we break out of DeFi?” Frambot said in an interview with CoinDesk. “How do we make sure that eventually – maybe not in the short term – we're able to transform private financial infrastructures into public goods?”

“我們的目標一直是：如何突破 DeFi？” Frambot 在接受 CoinDesk 採訪時說道。 “我們如何確保最終——也許不是短期內——我們能夠將私人金融基礎設施轉變為公共產品？”

This is where the strategic involvement of fintech backers like Ribbit and others comes in, since portfolio companies such as Robinhood and Revolut, with their massive distribution channels, can use Morpho to design lending and borrowing use cases in a flexible manner without fragmenting liquidity, Frambot said.

Frambot 表示，這就是Ribbit 等金融科技支持者的策略參與發揮作用的地方，因為Robinhood 和Revolut 等投資組合公司擁有龐大的分銷管道，可以使用Morpho 以靈活的方式設計借貸用例，而不會分散流動性。

“We need to bridge the gap for DeFi and make the actual integration into the fintech world, and Ribbit was an obvious partner for that,” Frambot said. “Already there are incredible synergies in what we could achieve together for potential integrations in the real world, and not just like crypto leverage use case, which is, frankly, most of the use case of DeFi lending right now.”

Frambot 表示：“我們需要彌合 DeFi 的差距，並真正融入金融科技世界，而 Ribbit 顯然是這方面的合作夥伴。” “我們可以共同實現現實世界中潛在整合的令人難以置信的協同效應，而不僅僅是加密槓桿用例，坦率地說，這是目前 DeFi 貸款的大部分用例。”

Other investors in the round included: Hack VC, IOSG, Rockaway, L1D, Mirana, Cherry, Semantic, Fenbushi, Leadblock Bitpanda and Robot Ventures.

此輪融資的其他投資者包括：Hack VC、IOSG、Rockaway、L1D、Mirana、Cherry、Semantic、Fenbushi、Leadblock Bitpanda 和 Robot Ventures。

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Please note that ourprivacy policy,terms of use,cookies, do not sell my personal information CoinDesk is anaward-winning strict set of editorial policies. CoinDesk was acquired Bullish, Block.one; both companies haveinterests

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Ian Allison is an award-winning senior reporter at CoinDesk. He holds ETH.

Ian Allison 是 CoinDesk 屢獲殊榮的高級記者。他持有 ETH。