加密借贷协议 Morpho 筹集 5000 万美元融资，由 Ribbit Capital 领投

本轮战略融资包括 a16z crypto、Coinbase Ventures、Variant、Pantera 和 Brevan Howard。

Decentralized cryptocurrency lending protocol Morpho has raised $50 million in a strategic funding round led by Ribbit Capital, an early-stage investor in fintech firms including Robinhood, Revolut and Coinbase.

去中心化加密货币借贷协议 Morpho 在 Ribbit Capital 领投的战略融资中筹集了 5000 万美元，Ribbit Capital 是 Robinhood、Revolut 和 Coinbase 等金融科技公司的早期投资者。

The new round also included participation from a16z crypto, Coinbase Ventures, Variant, Pantera, Brevan Howard, BlockTower and Kraken Ventures. Morpho’s valuation based on the funding was not disclosed. The company previously raised $18 million of funding in 2022, when the firm’s CEO, Paul Frambot, was still in his third year at college.

新一轮融资还包括 a16z crypto、Coinbase Ventures、Variant、Pantera、Brevan Howard、BlockTower 和 Kraken Ventures 的参与。 Morpho 基于融资的估值并未披露。该公司此前于 2022 年筹集了 1800 万美元资金，当时该公司首席执行官 Paul Frambot 还在大学三年级。

Morpho is a base infrastructure that others can build crypto lending applications on with their own risk-management strategies. Having launched two years ago, Morpho has evolved from its role as an optimization layer that improved interest rates for users of Aave and Compound (ruffling some feathers in the process), to become Morpho Blue, a new abstraction for building modular DeFi applications.

Morpho 是一个基础设施，其他人可以在其上使用自己的风险管理策略构建加密借贷应用程序。 Morpho 于两年前推出，已经从优化层的角色（提高 Aave 和Compound 用户的利率）发展成为 Morpho Blue，这是构建模块化 DeFi 应用程序的新抽象。

“Our ambition has always been: how do we break out of DeFi?” Frambot said in an interview with CoinDesk. “How do we make sure that eventually – maybe not in the short term – we're able to transform private financial infrastructures into public goods?”

“我们的目标一直是：如何突破 DeFi？” Frambot 在接受 CoinDesk 采访时说道。 “我们如何确保最终——也许不是短期内——我们能够将私人金融基础设施转变为公共产品？”

This is where the strategic involvement of fintech backers like Ribbit and others comes in, since portfolio companies such as Robinhood and Revolut, with their massive distribution channels, can use Morpho to design lending and borrowing use cases in a flexible manner without fragmenting liquidity, Frambot said.

Frambot 表示，这就是 Ribbit 等金融科技支持者的战略参与发挥作用的地方，因为 Robinhood 和 Revolut 等投资组合公司拥有庞大的分销渠道，可以使用 Morpho 以灵活的方式设计借贷用例，而不会分散流动性。说。

“We need to bridge the gap for DeFi and make the actual integration into the fintech world, and Ribbit was an obvious partner for that,” Frambot said. “Already there are incredible synergies in what we could achieve together for potential integrations in the real world, and not just like crypto leverage use case, which is, frankly, most of the use case of DeFi lending right now.”

Frambot 表示：“我们需要弥合 DeFi 的差距，并真正融入金融科技世界，而 Ribbit 显然是这方面的合作伙伴。” “我们可以共同实现现实世界中潜在整合的令人难以置信的协同效应，而不仅仅是加密杠杆用例，坦率地说，这是目前 DeFi 贷款的大部分用例。”

Other investors in the round included: Hack VC, IOSG, Rockaway, L1D, Mirana, Cherry, Semantic, Fenbushi, Leadblock Bitpanda and Robot Ventures.

此轮融资的其他投资者包括：Hack VC、IOSG、Rockaway、L1D、Mirana、Cherry、Semantic、Fenbushi、Leadblock Bitpanda 和 Robot Ventures。

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Ian Allison is an award-winning senior reporter at CoinDesk. He holds ETH.

Ian Allison 是 CoinDesk 屡获殊荣的资深记者。他持有 ETH。