Crypto正在收取主流，因為美聯儲發出了巨大的轉變

美國美聯儲主席杰羅姆·鮑威爾（Jerome Powell）週三在芝加哥經濟俱樂部發表了講話，重點介紹了即將發生的金融變化

The U.S. Federal Reserve is hinting at a dramatic shift in its thinking on crypto, signaling looser oversight and faster institutional adoption of digital assets nationwide.

美國聯邦儲備暗示了其對加密貨幣的思考，表明較寬的監督和更快的機構採用全國數字資產的速度。

Speaking at the Economic Club of Chicago on Wednesday, Fed Chair Jerome Powell discussed forthcoming changes in financial oversight, particularly concerning cryptocurrencies.

美聯儲主席杰羅姆·鮑威爾（Jerome Powell）在周三在芝加哥經濟俱樂部發表講話，討論了即將發生的財務監督變化，尤其是有關加密貨幣的變化。

He acknowledged that the cryptocurrency market has matured since its inception, and regulatory attitudes are beginning to reflect that evolution.

他承認，加密貨幣市場自成立以來就已經成熟，監管態度開始反映出這種發展。

“We took a pretty conservative and other banking regulators took an even more conservative perspective on the guidance and rules we imposed on banks,” said Powell, adding that he thinks there’ll be some loosening of that.

鮑威爾說：“我們採取了一個非常保守和其他銀行監管機構對我們對銀行的指導和規則的看法。”

Powell’s remarks come as the cryptocurrency industry is showing signs of recovery following a tumultuous period of market volatility and high-profile bankruptcies.

鮑威爾（Powell）的言論是因為加密貨幣行業在動蕩的市場波動和備受矚目的破產時表現出恢復的跡象。

The Fed chair also touched upon the development of digital assets over recent years, highlighting a period defined by instability and misconduct.

美聯儲主席還談到了近年來數字資產的發展，突出了一個由不穩定和不當行為定義的時期。

“We went through a wave of failures and fraud, and things like that were the headlines for a couple of years,” explained Powell, referring to the period of crypto turmoil.

鮑威爾解釋說：“我們經歷了一波失敗和欺詐，這是幾年的頭條新聞。”

During that volatile stretch, the Federal Reserve participated in efforts with Congress to lay the groundwork for a statutory framework governing stablecoins. However, despite that initiative, Powell acknowledged, “We were not successful.”

在那次動蕩的延伸期間，美聯儲與國會共同為法定框架制定穩定的框架奠定了基礎。但是，儘管有主動性，鮑威爾還是承認：“我們沒有成功。”

Characterizing the current regulatory environment for digital assets as more receptive, Powell signaled an inflection point in how authorities may approach the crypto industry.

鮑威爾將當前的數字資產監管環境表徵為更容易接受的環境，這標誌著當局如何接近加密貨幣行業的拐點。

He suggested that oversight no longer revolves solely around risk mitigation, but increasingly recognizes the integration of digital finance into traditional economic systems.

他建議，監督不再僅僅圍繞降低風險，而是越來越多地認識到將數字融資整合到傳統經濟體系中。

“The climate is changing and you’re moving into sort of more mainstreaming of that whole sector,” noted the Fed chair.

美聯儲主席指出：“氣候正在發生變化，您正在成為整個部門的更多主流。”

As Congress again focused on legislation for stablecoins, Powell highlighted the importance of developing strong guidelines for their use, which he says are becoming a priority in the political sphere.

當國會再次專注於穩定幣的立法時，鮑威爾強調了製定強大的使用指南的重要性，他說這已成為政治領域的優先事項。

“Congress is again looking at, both the Senate and the House are looking at, a legal framework for stablecoins … that’s a good idea, we need that,” said Powell.

鮑威爾說：“參議院和眾議院都在研究國會，這是穩定幣的法律框架……這是一個好主意，我們需要。”

According to the official, any future regulatory system must include disclosures and controls to ensure users understand associated risks while also preserving institutional integrity across the banking sector.

根據官員的說法，任何未來的監管制度都必須包括披露和控制措施，以確保用戶了解相關風險，同時還可以保留整個銀行業的機構完整性。

Stablecoins could gain wider traction if aligned with consumer protection standards and transparency requirements, but innovation should not compromise financial stability, Powell concluded.

鮑威爾總結說，如果與消費者保護標準和透明度要求保持一致，穩定的人可能會獲得更廣泛的吸引力，但是創新不應損害財務穩定。