Crypto正在收取主流，因为美联储发出了巨大的转变

美国美联储主席杰罗姆·鲍威尔（Jerome Powell）周三在芝加哥经济俱乐部发表了讲话，重点介绍了即将发生的金融变化

The U.S. Federal Reserve is hinting at a dramatic shift in its thinking on crypto, signaling looser oversight and faster institutional adoption of digital assets nationwide.

美国联邦储备暗示了其对加密货币的思考，表明较宽的监督和更快的机构采用全国数字资产的速度。

Speaking at the Economic Club of Chicago on Wednesday, Fed Chair Jerome Powell discussed forthcoming changes in financial oversight, particularly concerning cryptocurrencies.

美联储主席杰罗姆·鲍威尔（Jerome Powell）在周三在芝加哥经济俱乐部发表讲话，讨论了即将发生的财务监督变化，尤其是有关加密货币的变化。

He acknowledged that the cryptocurrency market has matured since its inception, and regulatory attitudes are beginning to reflect that evolution.

他承认，加密货币市场自成立以来就已经成熟，监管态度开始反映出这种发展。

“We took a pretty conservative and other banking regulators took an even more conservative perspective on the guidance and rules we imposed on banks,” said Powell, adding that he thinks there’ll be some loosening of that.

鲍威尔说：“我们采取了一个非常保守和其他银行监管机构对我们对银行的指导和规则的看法。”

Powell’s remarks come as the cryptocurrency industry is showing signs of recovery following a tumultuous period of market volatility and high-profile bankruptcies.

鲍威尔（Powell）的言论是因为加密货币行业在动荡的市场波动和备受瞩目的破产时表现出恢复的迹象。

The Fed chair also touched upon the development of digital assets over recent years, highlighting a period defined by instability and misconduct.

美联储主席还谈到了近年来数字资产的发展，突出了一个由不稳定和不当行为定义的时期。

“We went through a wave of failures and fraud, and things like that were the headlines for a couple of years,” explained Powell, referring to the period of crypto turmoil.

鲍威尔解释说：“我们经历了一波失败和欺诈，这是几年的头条新闻。”

During that volatile stretch, the Federal Reserve participated in efforts with Congress to lay the groundwork for a statutory framework governing stablecoins. However, despite that initiative, Powell acknowledged, “We were not successful.”

在那次动荡的延伸期间，美联储与国会共同为法定框架制定稳定的框架奠定了基础。但是，尽管有主动性，鲍威尔还是承认：“我们没有成功。”

Characterizing the current regulatory environment for digital assets as more receptive, Powell signaled an inflection point in how authorities may approach the crypto industry.

鲍威尔将当前的数字资产监管环境表征为更容易接受的环境，这标志着当局如何接近加密货币行业的拐点。

He suggested that oversight no longer revolves solely around risk mitigation, but increasingly recognizes the integration of digital finance into traditional economic systems.

他建议，监督不再仅仅围绕降低风险，而是越来越多地认识到将数字融资整合到传统经济体系中。

“The climate is changing and you’re moving into sort of more mainstreaming of that whole sector,” noted the Fed chair.

美联储主席指出：“气候正在发生变化，您正在成为整个部门的更多主流。”

As Congress again focused on legislation for stablecoins, Powell highlighted the importance of developing strong guidelines for their use, which he says are becoming a priority in the political sphere.

当国会再次专注于稳定币的立法时，鲍威尔强调了制定强大的使用指南的重要性，他说这已成为政治领域的优先事项。

“Congress is again looking at, both the Senate and the House are looking at, a legal framework for stablecoins … that’s a good idea, we need that,” said Powell.

鲍威尔说：“参议院和众议院都在研究国会，这是稳定币的法律框架……这是一个好主意，我们需要。”

According to the official, any future regulatory system must include disclosures and controls to ensure users understand associated risks while also preserving institutional integrity across the banking sector.

根据官员的说法，任何未来的监管制度都必须包括披露和控制措施，以确保用户了解相关风险，同时还可以保留整个银行业的机构完整性。

Stablecoins could gain wider traction if aligned with consumer protection standards and transparency requirements, but innovation should not compromise financial stability, Powell concluded.

鲍威尔总结说，如果与消费者保护标准和透明度要求保持一致，稳定的人可能会获得更广泛的吸引力，但是创新不应损害财务稳定。