冷信網絡宣布啟動基於Morpho的共識風險評級

Credora Network的公告代表了一個分散的協議首次獲得行業專家協作網絡的第三方風險評估

Credora Network, a decentralized protocol for collaborative risk assessments, has announced the launch of consensus-based risk ratings on Morpho, one of the fastest-growing DeFi lending platforms.

Credora Network是一項用於協作風險評估的分散協議，宣布對Morpho的基於共識的風險評級啟動，Morpho是增長最快的Defi貸款平台之一。

This integration marks the first time a decentralized protocol has received third-party risk assessments from a collaborative network of industry experts, Credora Network said in a statement on Thursday.

Credora Network在周四的一份聲明中說，這種集成標誌著分散的協議首次獲得了行業專家協作網絡的第三方風險評估。

The integration with Morpho will also introduce a standardized framework for comparing vault risk, enabling users to make more informed lending decisions and optimize their strategies within the platform.

與Morpho的集成還將引入一個標準化的框架，以比較保險庫風險，使用戶能夠做出更明智的貸款決策並在平台內優化其策略。

“Our mission is to make credible risk information easily accessible to all DeFi users,” said Darshan Vaidya, CEO and Co-founder of Credora Network. “The ability to compare vaults and optimize lending strategies will accelerate DeFi adoption across individuals and institutions.”

“我們的任務是使所有Defi用戶都可以輕鬆訪問可信風險信息，” Credora Network的首席執行官兼聯合創始人Darshan Vaidya說。 “比較保險庫和優化貸款策略的能力將加速在個人和機構之間採用Defi。”

Morpho, known for its high volumes and diverse offerings, is the second-largest lending protocol by total volume locked with $6.5 billion in deposits and borrow volume. It has also expanded to new blockchains including Polygon, Unichain, POS, Ink, and Arbitrum.

Morpho以其大量和各種產品而聞名，是第二大貸款協議，該協議的總量鎖定為65億美元，存款和借入數量。它還擴展到了新的區塊鏈，包括多邊形，Unichain，POS，墨水和仲裁。

The protocol’s unique model allows for fully permissionless lending vaults, but this flexibility has historically made it harder for users to evaluate risk across a fragmented landscape.

該協議的獨特模型允許完全無許可的貸款保險庫，但是這種靈活性歷史使用戶更難評估零散的景觀中的風險。

The introduction of Credora’s consensus ratings, drawn from a panel of capital allocators and risk specialists including GSR, Karpatkey, Amber, Hashkey, and Steakhouse Financial aims to solve this problem.

從資本分配者和風險專家小組中提出的Credora的共識評級引入，包括GSR，Karpatkey，Amber，Hashkey和Steakhouse Financial，以解決此問題。

“Credora’s transparent methodologies and consensus approach to ratings are aligned with DeFi’s ethos,” said Sandro, Prime Product Lead at Morpho. “This integration complements Morpho’s permissionless design and helps users navigate evolving opportunities.”

Morpho的主要產品負責人Sandro說：“ Credora的透明方法和評級的共識方法與Defi的精神一致。” “這種集成補充了Morpho的無許可設計，並幫助用戶瀏覽了不斷發展的機會。”

With the goal of fostering a more informed and engaged community of lenders and borrowers, Credora’s ratings will provide insights into the relative risk profiles of various lending vaults on Morpho. This collaboration attempts to bridge the gap between institutional risk standards and the permissionless innovation of decentralized finance, laying the foundation for a more transparent and efficient future of DeFi.

為了促進一個更知名和敬業的貸方和借款人社區，Credora的收視率將提供有關Morpho各種貸款庫的相對風險概況的見解。這項合作試圖彌合機構風險標準與無權權威的分散財務創新之間的差距，為更透明，更有效的DEFI未來奠定了基礎。