冷信网络宣布启动基于Morpho的共识风险评级

Credora Network的公告代表了一个分散的协议首次获得行业专家协作网络的第三方风险评估

Credora Network, a decentralized protocol for collaborative risk assessments, has announced the launch of consensus-based risk ratings on Morpho, one of the fastest-growing DeFi lending platforms.

Credora Network是一项用于协作风险评估的分散协议，宣布对Morpho的基于共识的风险评级启动，Morpho是增长最快的Defi贷款平台之一。

This integration marks the first time a decentralized protocol has received third-party risk assessments from a collaborative network of industry experts, Credora Network said in a statement on Thursday.

Credora Network在周四的一份声明中说，这种集成标志着分散的协议首次获得了行业专家协作网络的第三方风险评估。

The integration with Morpho will also introduce a standardized framework for comparing vault risk, enabling users to make more informed lending decisions and optimize their strategies within the platform.

与Morpho的集成还将引入一个标准化的框架，以比较保险库风险，使用户能够做出更明智的贷款决策并在平台内优化其策略。

“Our mission is to make credible risk information easily accessible to all DeFi users,” said Darshan Vaidya, CEO and Co-founder of Credora Network. “The ability to compare vaults and optimize lending strategies will accelerate DeFi adoption across individuals and institutions.”

“我们的任务是使所有Defi用户都可以轻松访问可信风险信息，” Credora Network的首席执行官兼联合创始人Darshan Vaidya说。 “比较保险库和优化贷款策略的能力将加速在个人和机构之间采用Defi。”

Morpho, known for its high volumes and diverse offerings, is the second-largest lending protocol by total volume locked with $6.5 billion in deposits and borrow volume. It has also expanded to new blockchains including Polygon, Unichain, POS, Ink, and Arbitrum.

Morpho以其大量和各种产品而闻名，是第二大贷款协议，该协议的总量锁定为65亿美元，存款和借入数量。它还扩展到了新的区块链，包括多边形，Unichain，POS，墨水和仲裁。

The protocol’s unique model allows for fully permissionless lending vaults, but this flexibility has historically made it harder for users to evaluate risk across a fragmented landscape.

该协议的独特模型允许完全无许可的贷款保险库，但是这种灵活性历史使用户更难评估零散的景观中的风险。

The introduction of Credora’s consensus ratings, drawn from a panel of capital allocators and risk specialists including GSR, Karpatkey, Amber, Hashkey, and Steakhouse Financial aims to solve this problem.

从资本分配者和风险专家小组中提出的Credora的共识评级引入，包括GSR，Karpatkey，Amber，Hashkey和Steakhouse Financial，以解决此问题。

“Credora’s transparent methodologies and consensus approach to ratings are aligned with DeFi’s ethos,” said Sandro, Prime Product Lead at Morpho. “This integration complements Morpho’s permissionless design and helps users navigate evolving opportunities.”

Morpho的主要产品负责人Sandro说：“ Credora的透明方法和评级的共识方法与Defi的精神一致。” “这种集成补充了Morpho的无许可设计，并帮助用户浏览了不断发展的机会。”

With the goal of fostering a more informed and engaged community of lenders and borrowers, Credora’s ratings will provide insights into the relative risk profiles of various lending vaults on Morpho. This collaboration attempts to bridge the gap between institutional risk standards and the permissionless innovation of decentralized finance, laying the foundation for a more transparent and efficient future of DeFi.

为了促进一个更知名和敬业的贷方和借款人社区，Credora的收视率将提供有关Morpho各种贷款库的相对风险概况的见解。这项合作试图弥合机构风险标准与无权权威的分散财务创新之间的差距，为更透明，更有效的DEFI未来奠定了基础。