![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
加密貨幣新聞文章
Coinbase Launches New Service Allowing US Customers to Borrow USDC/USD Against Their Bitcoin Holdings
2025/01/16 22:06
Cryptocurrency exchange Coinbase (NASDAQ:COIN) has now launched a new service that allows U.S. customers (except those in New York) to borrow USDC/USD against their Bitcoin holdings.
This new offering enables users to access liquidity without having to sell their Bitcoin, with instant loans, flexible repayment terms, and competitive interest rates, powered by Morpho, an open-source lending protocol on Coinbase’s Layer-2 blockchain, Base.
The loans are disbursed instantly in USDC, with flexible repayment options and competitive interest rates set dynamically by Morpho’s open market lending pool.
“Getting a Bitcoin-backed loan on Coinbase is now easier and faster than ever,” the company said. “In under a minute, you can get a loan in USDC without ever having to sell your bitcoin.”
This development aims to bridge the gap between holding crypto assets for the future and accessing funds for immediate needs.
When a user borrows USDC against their Bitcoin, the collateral is automatically converted to Coinbase Wrapped Bitcoin (cbBTC) on a 1:1 basis and transferred to the Morpho protocol.
This cbBTC, which was launched in September to allow customers to move and use their Bitcoin on-chain, remains within the Coinbase ecosystem while being used as collateral.
Users can borrow up to $100,000 USDC, depending on the amount of Bitcoin they pledge as collateral.
The interest rates are variable and adjusted in real-time by Morpho based on market conditions, changing dynamically with each block creation on the Base blockchain.
The loan terms offer users flexibility in repayment, with no fixed repayment schedule, and users can monitor their loan status via the Coinbase app.
Users will be liquidated if the loan amount, including accrued interest, reaches a predetermined level compared to their collateral value.
Coinbase highlights the benefits of borrowing against Bitcoin rather than selling it, including potential tax advantages in delaying capital gains or losses.
The launch of these Bitcoin-backed loans marks another step in Coinbase’s mission to give customers “greater control over their financial lives,” according to Coinbase.
By merging the accessibility of Coinbase with the transparent, decentralized aspects of on-chain protocols, the company aims to provide “vastly improved financial services.”
Also Read: Bitcoin Consolidates Around $99K After $750 Million ETF Inflows On Wednesday
免責聲明:info@kdj.com
所提供的資訊並非交易建議。 kDJ.com對任何基於本文提供的資訊進行的投資不承擔任何責任。加密貨幣波動性較大,建議您充分研究後謹慎投資!
如果您認為本網站使用的內容侵犯了您的版權,請立即聯絡我們(info@kdj.com),我們將及時刪除。
-
-
- Solana(Sol)在保持市場校正的同時保持了強烈的看漲前景
- 2025-03-19 13:10:59
- Solana(Sol)是一個始終顯示出其增長和創新潛力的區塊鍊網絡,目前正在瀏覽市場校正時期
-
- raydium從pump。
- 2025-03-19 13:10:59
- Raydium是Solana生態系統中心的分散交易所,計劃拆分競爭對手的Memecoin發射台,以與Pump.Fun競爭。
-
- 以太坊(ETH)價格預測:新指標暗示可能下降了30%
- 2025-03-19 13:05:59
- 隨著它努力跟上比特幣(BTC),新指標暗示可能下降了30%。關鍵技術層面削弱和市場情緒轉向
-
-
-
-
-