![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
![]() |
|
Articles d’actualité sur les crypto-monnaies
Coinbase Launches New Service Allowing US Customers to Borrow USDC/USD Against Their Bitcoin Holdings
Jan 16, 2025 at 10:06 pm
Cryptocurrency exchange Coinbase (NASDAQ:COIN) has now launched a new service that allows U.S. customers (except those in New York) to borrow USDC/USD against their Bitcoin holdings.
This new offering enables users to access liquidity without having to sell their Bitcoin, with instant loans, flexible repayment terms, and competitive interest rates, powered by Morpho, an open-source lending protocol on Coinbase’s Layer-2 blockchain, Base.
The loans are disbursed instantly in USDC, with flexible repayment options and competitive interest rates set dynamically by Morpho’s open market lending pool.
“Getting a Bitcoin-backed loan on Coinbase is now easier and faster than ever,” the company said. “In under a minute, you can get a loan in USDC without ever having to sell your bitcoin.”
This development aims to bridge the gap between holding crypto assets for the future and accessing funds for immediate needs.
When a user borrows USDC against their Bitcoin, the collateral is automatically converted to Coinbase Wrapped Bitcoin (cbBTC) on a 1:1 basis and transferred to the Morpho protocol.
This cbBTC, which was launched in September to allow customers to move and use their Bitcoin on-chain, remains within the Coinbase ecosystem while being used as collateral.
Users can borrow up to $100,000 USDC, depending on the amount of Bitcoin they pledge as collateral.
The interest rates are variable and adjusted in real-time by Morpho based on market conditions, changing dynamically with each block creation on the Base blockchain.
The loan terms offer users flexibility in repayment, with no fixed repayment schedule, and users can monitor their loan status via the Coinbase app.
Users will be liquidated if the loan amount, including accrued interest, reaches a predetermined level compared to their collateral value.
Coinbase highlights the benefits of borrowing against Bitcoin rather than selling it, including potential tax advantages in delaying capital gains or losses.
The launch of these Bitcoin-backed loans marks another step in Coinbase’s mission to give customers “greater control over their financial lives,” according to Coinbase.
By merging the accessibility of Coinbase with the transparent, decentralized aspects of on-chain protocols, the company aims to provide “vastly improved financial services.”
Also Read: Bitcoin Consolidates Around $99K After $750 Million ETF Inflows On Wednesday
Clause de non-responsabilité:info@kdj.com
Les informations fournies ne constituent pas des conseils commerciaux. kdj.com n’assume aucune responsabilité pour les investissements effectués sur la base des informations fournies dans cet article. Les crypto-monnaies sont très volatiles et il est fortement recommandé d’investir avec prudence après une recherche approfondie!
Si vous pensez que le contenu utilisé sur ce site Web porte atteinte à vos droits d’auteur, veuillez nous contacter immédiatement (info@kdj.com) et nous le supprimerons dans les plus brefs délais.
-
- La Banque Xapo Bank, basée à Gibraltar, se développe dans les prêts soutenus par Bitcoin, offrant des prêts jusqu'à 1 million de dollars
- Mar 19, 2025 at 12:30 pm
- Xapo Bank, une institution financière basée à Gibraltar, entre dans des prêts soutenus par Bitcoin, offrant des prêts allant jusqu'à 1 million de dollars aux détenteurs de BTC à long terme.
-
- Dogecoin (Doge) montre des signes de récupération potentiels malgré une baisse récente de prix
- Mar 19, 2025 at 12:30 pm
- Dogecoin a fait face à une baisse constante au cours du mois dernier, reflétant les tendances du marché plus large de Memecoin. Cependant, les données récentes sur la chaîne et les indicateurs techniques indiquent des signes de récupération potentiels pour la crypto-monnaie populaire.
-
-
-
-
- Le trading à effet de levier amplifie les gains et les pertes alors que le bitcoin a du mal à maintenir les niveaux de soutien
- Mar 19, 2025 at 12:27 pm
- Alors que le prix de Bitcoin a du mal à maintenir les niveaux de soutien, les commerçants regardent de près les principaux niveaux techniques pour déterminer ses perspectives à court terme.
-
-
-