Circle（USDC）：數位經濟的引擎

USDC 的生態系統持續引領全球金融的發展，展現了其作為數位商務和普惠支付中心平台的潛力。

2024 was a year of remarkable growth for Circle (USDC), a digital currency that serves as a central platform for global trade and financial innovation.

2024 年對 Circle (USDC) 來說是顯著成長的一年，這是一種作為全球貿易和金融創新中心平台的數位貨幣。

In this article, we will explore how Circle is revolutionizing payments while simultaneously fostering economic prosperity.

在本文中，我們將探討 Circle 如何徹底改變支付方式，同時促進經濟繁榮。

Exceptional Growth in 2024: Circle (USDC) Powers the Digital Economy

2024 年的非凡成長：Circle (USDC) 為數位經濟提供動力

The USDC ecosystem continues to lead the evolution of global finance, showcasing its potential as a central platform for digital commerce and inclusive payments.

USDC 生態系統持續引領全球金融的發展，展現了其作為數位商務和普惠支付中心平台的潛力。

With a 78% growth in the last year and a monthly transactional volume of 1 trillion dollars in November 2024 alone, USDC is establishing itself as one of the most formidable forces in the stablecoin landscape.

USDC 去年成長了 78%，光是 2024 年 11 月的月交易量就達到 1 兆美元，USDC 正在成為穩定幣領域最強大的力量之一。

The expansion of USDC goes beyond the numbers, manifesting in its capacity to cater to the needs of millions of users worldwide.

USDC 的擴張不僅體現在數量上，還體現在其滿足全球數百萬用戶需求的能力。

Through strategic partnerships with digital exchanges, banks, and wallets, over 500 million wallet products now support USDC.

透過與數位交易所、銀行和錢包的策略合作，目前已有超過 5 億個錢包產品支持 USDC。

This enables a diverse range of applications, spanning from the crypto capital markets to international payments, ultimately facilitating a transition towards a more inclusive digital economy.

這使得從加密資本市場到國際支付的各種應用成為可能，最終促進向更具包容性的數位經濟的過渡。

Three key factors have been instrumental in driving this rapid adoption. Firstly, regulatory clarity is emerging for stablecoins, which is establishing clear standards and bolstering trust among consumers and financial institutions.

三個關鍵因素推動了這種快速採用。首先，穩定幣的監管正在變得更加清晰，這正在建立明確的標準並增強消費者和金融機構之間的信任。

Secondly, the scalability of blockchains is improving, enabling faster and low-cost transactions. And thirdly, user experience is being enhanced as developers simplify the use of technology, making it accessible even to the less experienced.

其次，區塊鏈的可擴展性正在提高，使得交易速度更快、成本更低。第三，隨著開發人員簡化技術的使用，使用者體驗正在增強，即使是經驗不足的人也可以使用它。

Furthermore, USDC is forging increasingly robust connection points with traditional finance.

此外，USDC 正在與傳統金融建立越來越強大的連接點。

Circle's global banking network continues to expand, offering direct access to USDC in major financial centers.

Circle 的全球銀行網路不斷擴大，可在主要金融中心直接存取 USDC。

New on-ramp and off-ramp solutions are enabling more efficient traditional payments, including global salaries, payments to suppliers, and international remittances.

新的入口和出口解決方案使傳統支付更加高效，包括全球工資、向供應商付款和國際匯款。

This evolution is akin to the transition era from dial-up internet to broadband. Just as the web made information accessible to billions of people, USDC and the Circle network are rendering the transfer of value equally simple and instant.

這種演變類似於從撥接網路到寬頻的過渡時代。就像網路讓數十億人可以存取資訊一樣，USDC 和 Circle 網路也使價值轉移變得同樣簡單和即時。

A More Inclusive Financial System

更具包容性的金融體系

The growth of US为大家C reflects a broader trend towards openness and inclusivity in finance.

US for allC 的成長反映了金融領域開放和包容性的更廣泛趨勢。

In emerging markets, where access to traditional financial services is limited, digital dollars are facilitating a rapid transition from cash to digital payments.

在獲得傳統金融服務的機會有限的新興市場，數位美元正在促進從現金支付到數位支付的快速過渡。

Besides offering a reliable alternative, USDC also helps bridge the technology gap.

除了提供可靠的替代方案之外，USDC 還有助於縮小技術差距。

According to recent research, 65% of executives in the payments sector deem it crucial to expand the infrastructure for instant payments.

根據最近的研究，65% 的支付產業高層認為擴大即時支付基礎設施至關重要。

However, traditional systems are still slow to adapt. With its low fees and high speed, USDC presents an ideal solution to these challenges, laying the foundation for a more equitable and accessible economic system.

然而，傳統系統的適應速度仍然緩慢。憑藉其低費用和高速度，USDC 為這些挑戰提供了理想的解決方案，為更公平和更容易獲得的經濟體系奠定了基礎。

Ultimately, Circle's goal extends beyond financial innovation to promoting global economic prosperity.

最終，Circle 的目標不僅限於金融創新，還包括促進全球經濟繁榮。

The company is committed to building a platform that combines speed, low costs, and programmability, harnessing the potential of blockchain to redefine the exchange of value on a global scale.

該公司致力於建立一個集速度、低成本和可程式化於一體的平台，利用區塊鏈的潛力重新定義全球範圍內的價值交換。

In the words of Jeremy Allaire, co-founder and CEO of Circle, regarding this matter:

對於此事，Circle 聯合創始人兼執行長 Jeremy Allaire 表示：

“The transformation that open and high-speed networks can bring is difficult to overestimate. We are working to create a frictionless financial system that promotes fair access for all.”

「開放和高速網路所帶來的改變很難被高估。我們正在努力創造一個無摩擦的金融體系，促進所有人公平參與。