Circle（USDC）：数字经济的引擎

USDC 的生态系统继续引领全球金融的发展，展示了其作为数字商务和普惠支付中心平台的潜力。

2024 was a year of remarkable growth for Circle (USDC), a digital currency that serves as a central platform for global trade and financial innovation.

2024 年对于 Circle (USDC) 来说是显着增长的一年，这是一种作为全球贸易和金融创新中心平台的数字货币。

In this article, we will explore how Circle is revolutionizing payments while simultaneously fostering economic prosperity.

在本文中，我们将探讨 Circle 如何彻底改变支付方式，同时促进经济繁荣。

Exceptional Growth in 2024: Circle (USDC) Powers the Digital Economy

2024 年的非凡增长：Circle (USDC) 为数字经济提供动力

The USDC ecosystem continues to lead the evolution of global finance, showcasing its potential as a central platform for digital commerce and inclusive payments.

USDC 生态系统继续引领全球金融的发展，展示了其作为数字商务和普惠支付中心平台的潜力。

With a 78% growth in the last year and a monthly transactional volume of 1 trillion dollars in November 2024 alone, USDC is establishing itself as one of the most formidable forces in the stablecoin landscape.

USDC 去年增长了 78%，仅 2024 年 11 月的月交易量就达到 1 万亿美元，USDC 正在成为稳定币领域最强大的力量之一。

The expansion of USDC goes beyond the numbers, manifesting in its capacity to cater to the needs of millions of users worldwide.

USDC 的扩张不仅仅体现在数量上，还体现在其满足全球数百万用户需求的能力。

Through strategic partnerships with digital exchanges, banks, and wallets, over 500 million wallet products now support USDC.

通过与数字交易所、银行和钱包的战略合作，目前已有超过 5 亿个钱包产品支持 USDC。

This enables a diverse range of applications, spanning from the crypto capital markets to international payments, ultimately facilitating a transition towards a more inclusive digital economy.

这使得从加密资本市场到国际支付的各种应用成为可能，最终促进向更具包容性的数字经济的过渡。

Three key factors have been instrumental in driving this rapid adoption. Firstly, regulatory clarity is emerging for stablecoins, which is establishing clear standards and bolstering trust among consumers and financial institutions.

三个关键因素推动了这种快速采用。首先，稳定币的监管正在变得更加清晰，这正在建立明确的标准并增强消费者和金融机构之间的信任。

Secondly, the scalability of blockchains is improving, enabling faster and low-cost transactions. And thirdly, user experience is being enhanced as developers simplify the use of technology, making it accessible even to the less experienced.

其次，区块链的可扩展性正在提高，使得交易速度更快、成本更低。第三，随着开发人员简化技术的使用，用户体验正在得到增强，甚至可以让经验不足的人也能使用。

Furthermore, USDC is forging increasingly robust connection points with traditional finance.

此外，USDC 正在与传统金融建立越来越强大的连接点。

Circle's global banking network continues to expand, offering direct access to USDC in major financial centers.

Circle 的全球银行网络不断扩展，可在主要金融中心直接访问 USDC。

New on-ramp and off-ramp solutions are enabling more efficient traditional payments, including global salaries, payments to suppliers, and international remittances.

新的入口和出口解决方案使传统支付更加高效，包括全球工资、向供应商付款和国际汇款。

This evolution is akin to the transition era from dial-up internet to broadband. Just as the web made information accessible to billions of people, USDC and the Circle network are rendering the transfer of value equally simple and instant.

这种演变类似于从拨号互联网到宽带的过渡时代。正如网络让数十亿人可以访问信息一样，USDC 和 Circle 网络也使价值转移变得同样简单和即时。

A More Inclusive Financial System

更具包容性的金融体系

The growth of US为大家C reflects a broader trend towards openness and inclusivity in finance.

US for allC 的增长反映了金融领域开放和包容性的更广泛趋势。

In emerging markets, where access to traditional financial services is limited, digital dollars are facilitating a rapid transition from cash to digital payments.

在新兴市场，获得传统金融服务的机会有限，数字美元正在促进从现金支付到数字支付的快速过渡。

Besides offering a reliable alternative, USDC also helps bridge the technology gap.

除了提供可靠的替代方案之外，USDC 还有助于缩小技术差距。

According to recent research, 65% of executives in the payments sector deem it crucial to expand the infrastructure for instant payments.

根据最近的研究，65% 的支付行业高管认为扩大即时支付基础设施至关重要。

However, traditional systems are still slow to adapt. With its low fees and high speed, USDC presents an ideal solution to these challenges, laying the foundation for a more equitable and accessible economic system.

然而，传统系统的适应速度仍然缓慢。凭借其低费用和高速度，USDC 为这些挑战提供了理想的解决方案，为更公平和更容易获得的经济体系奠定了基础。

Ultimately, Circle's goal extends beyond financial innovation to promoting global economic prosperity.

最终，Circle 的目标不仅限于金融创新，还包括促进全球经济繁荣。

The company is committed to building a platform that combines speed, low costs, and programmability, harnessing the potential of blockchain to redefine the exchange of value on a global scale.

该公司致力于构建一个集速度、低成本和可编程性于一体的平台，利用区块链的潜力重新定义全球范围内的价值交换。

In the words of Jeremy Allaire, co-founder and CEO of Circle, regarding this matter:

对于此事，Circle 联合创始人兼首席执行官 Jeremy Allaire 表示：

“The transformation that open and high-speed networks can bring is difficult to overestimate. We are working to create a frictionless financial system that promotes fair access for all.”

“开放和高速网络所带来的变革很难被高估。我们正在努力创建一个无摩擦的金融体系，促进所有人公平参与。”