Circle（USDC）宣布計劃將其Hashnote令牌貨幣市場基金（TMMF）納入百慕大監管監督

Stablecoin USDC的創建者Circle於3月13日宣布，計劃將其Hashnote令牌化貨幣市場基金（TMMF）納入百慕大監管監督

Circle, the creator of stablecoin USDC (USDC), announced plans to bring its Hashnote Tokenized Money Market Fund (TMMF) product under Bermuda regulatory oversight through the company’s existing Digital Assets Business Act (DABA) license, according to an announcement on Monday.

根據周一的公告，Circle是Stablecoin USDC（USDC）的創建者，宣布了計劃通過該公司現有的數字資產業務法（DABA）許可證將其Hashnote令牌化貨幣市場基金（TMMF）產品帶到百慕大監管監督的計劃。

Hashnote, which Circle acquired in January, is the issuer of USDY, the largest tokenized treasury and money market fund with a total value locked (TVL) of $900 million, according to DefiLlama. The fund’s TVL has fallen from $1.9 billion as of Jan. 7.

根據Defillama的數據，Hashnote是一月份收購的Hashnote，是Usdy的發行人，Usdy是最大的標記財政和貨幣市場基金，總價值鎖定（TVL）為9億美元。截至1月7日，該基金的TVL已從19億美元下降。

Hashnote USYC TVL over time. Source: DefiLlama

隨著時間的流逝，Hashnote USYC TVL。資料來源：Defillama

This move will fully integrate USDY with USDC, allowing for access between the TMMF and the stablecoin. The company believes that this will make USDY “the preferred form” of yield-bearing collateral on crypto exchanges, including for custodians and brokers.

此舉將與USDC完全集成，從而可以在TMMF和Stablecoin之間訪問。該公司認為，這將使Usdy在加密交易所（包括託管人和經紀人）上的“首選”承擔抵押品抵押品的“首選”。

“We are excited to continue expanding our operations in Bermuda, a jurisdiction that is at the forefront of digital asset regulation and innovation,” said Jeff Crane, president of Circle. “This move will enable us to offer even more cutting-edge products and services to our customers around the world.”

“我們很高興繼續擴大在百慕大的運營，這是數字資產監管和創新的最前沿的管轄權，” Circle總裁Jeff Crane說。 “此舉將使我們能夠為世界各地的客戶提供更多最先進的產品和服務。”

Bermuda enacts one of the first legal and regulatory frameworks for governing digital assets, according to law firm Freeman Law. Circle was the first firm in crypto to receive a license under the Bermuda Monetary Authority in September 2021.

據律師事務所法律說，百慕大頒布了管理數字資產的第一個法律和監管框架之一。 Circle是2021年9月在Bermuda貨幣當局獲得許可證的第一家公司的公司。

Bermuda’s Digital Assets Business Act currently permits three types of licenses for companies conducting business under the Act. These licenses are (i) full banking licenses; (ii) licenses for money services businesses; and (iii) licenses for digital asset businesses.

百慕大的《數字資產商業法》目前允許為根據該法進行業務的公司提供三種類型的許可證。這些許可證是（i）完整的銀行許可證； （ii）貨幣服務業務許可證； （iii）數字資產業務許可證。

Tokenized RWAs a ‘$30-trillion opportunity’

令牌rwas的“ 300萬億美元的機會”

Earlier this year, Polygon’s head of institutional capital said that tokenized real-world assets (RWAs) are a $30-trillion market opportunity globally.

今年早些時候，Polygon的機構資本負責人表示，標記現實世界中的資產（RWAS）在全球範圍內是300萬美元的市場機會。

The executive believed that the push would likely come from high-net-worth individuals who will allocate money to alternative assets as tokenization creates liquidity in previously illiquid markets.

執行官認為，隨著代幣化在以前的流動市場中創造流動性，推動力可能來自高淨值的人，他們會將資金分配給替代資產。

“There is a $30-trillion market opportunity for tokenized RWAs globally. I think over the next five years, we will see an integration of DeFi and Web3 with public markets and traditional finance institutions. We will see products and services that cater to the needs of both retail and institutional investors, expanding the use cases and applications of blockchain technology to create a more inclusive and efficient financial system.”

“全球象徵性的RWAS有300萬美元的市場機會。我認為在接下來的五年中，我們將看到Defi和Web3與公共市場和傳統金融機構的集成。我們將看到滿足零售和機構投資者需求的產品和服務，擴大區塊鏈技術的用例和應用，以創建更具包容性和高效的財務系統。”

In August, it was predicted that tokenized US Treasurys would surpass a $3 billion market capitalization by the end of 2024.

據預測，在2024年底之前，令牌化的美國財政部將超過30億美元的市值。

According to the predictions from crypto RWA platform RWA.xyz, the tokenized US Treasurys market cap will reach $3 billion by the end of 2024. At the time of writing, the tokenized US Treasurys market cap is at $4.2 billion, with Hashnote being the No. 2 protocol for tokenized US Treasurys, although its market cap has fallen 21% in the past 30 days.

根據Crypto RWA平台rwa.xyz的預測，到2024年底，標記的美國國債市場上限將達到30億美元。在撰寫本文時，代幣化的美國財政部的市場上限為42億美元，Hashnote是Tokenized Us Preasurys的2號公路，儘管它的市場上漲了30％，但面臨21％的21％。

The overall market cap for RWAs surpassed $15.2 billion at the end of 2024, driven largely by institutional players who piloted tokenization projects related to a host of real-world goods, including real estate, gold, diamonds and carbon credits. The market cap initially reclaimed an all-time high of $17.1 billion on Feb. 3 but has since gone even further, rising to $18.1 billion at the time of this writing.

RWAS的整體市值在2024年底超過了152億美元，這主要是由機構參與者驅動的，這些機構駕駛了與許多現實世界中的商品相關的代幣化項目，包括房地產，黃金，鑽石和碳信用額。市場上限最初在2月3日收回了歷史最高的1,71億美元，但此後進一步發展，在撰寫本文時增至181億美元。

Tokenization is changing different areas of finance, including creating liquidity for illiquid assets and leveraging the blockchain to facilitate transparent and efficient transactions. It isn't limited to a single type of asset, which gives the technology broader use cases.

令牌化正在改變不同的財務領域，包括為流動性不足的資產創造流動性，並利用區塊鏈促進透明有效的交易。它不僅限於一種類型的資產，這使技術更廣泛。