Circle（USDC）宣布计划将其Hashnote令牌货币市场基金（TMMF）纳入百慕大监管监督

Stablecoin USDC的创建者Circle于3月13日宣布，计划将其Hashnote令牌化货币市场基金（TMMF）纳入百慕大监管监督

Circle, the creator of stablecoin USDC (USDC), announced plans to bring its Hashnote Tokenized Money Market Fund (TMMF) product under Bermuda regulatory oversight through the company’s existing Digital Assets Business Act (DABA) license, according to an announcement on Monday.

根据周一的公告，Circle是Stablecoin USDC（USDC）的创建者，宣布了计划通过该公司现有的数字资产业务法（DABA）许可证将其Hashnote令牌化货币市场基金（TMMF）产品带到百慕大监管监督的计划。

Hashnote, which Circle acquired in January, is the issuer of USDY, the largest tokenized treasury and money market fund with a total value locked (TVL) of $900 million, according to DefiLlama. The fund’s TVL has fallen from $1.9 billion as of Jan. 7.

根据Defillama的数据，Hashnote是一月份收购的Hashnote，是Usdy的发行人，Usdy是最大的标记财政和货币市场基金，总价值锁定（TVL）为9亿美元。截至1月7日，该基金的TVL已从19亿美元下降。

Hashnote USYC TVL over time. Source: DefiLlama

随着时间的流逝，Hashnote USYC TVL。资料来源：Defillama

This move will fully integrate USDY with USDC, allowing for access between the TMMF and the stablecoin. The company believes that this will make USDY “the preferred form” of yield-bearing collateral on crypto exchanges, including for custodians and brokers.

此举将与USDC完全集成，从而可以在TMMF和Stablecoin之间访问。该公司认为，这将使Usdy在加密交易所（包括托管人和经纪人）上的“首选”承担抵押品抵押品的“首选”。

“We are excited to continue expanding our operations in Bermuda, a jurisdiction that is at the forefront of digital asset regulation and innovation,” said Jeff Crane, president of Circle. “This move will enable us to offer even more cutting-edge products and services to our customers around the world.”

“我们很高兴继续扩大在百慕大的运营，这是数字资产监管和创新的最前沿的管辖权，” Circle总裁Jeff Crane说。 “此举将使我们能够为世界各地的客户提供更多最先进的产品和服务。”

Bermuda enacts one of the first legal and regulatory frameworks for governing digital assets, according to law firm Freeman Law. Circle was the first firm in crypto to receive a license under the Bermuda Monetary Authority in September 2021.

据律师事务所法律说，百慕大颁布了管理数字资产的第一个法律和监管框架之一。 Circle是2021年9月在Bermuda货币当局获得许可证的第一家公司的公司。

Bermuda’s Digital Assets Business Act currently permits three types of licenses for companies conducting business under the Act. These licenses are (i) full banking licenses; (ii) licenses for money services businesses; and (iii) licenses for digital asset businesses.

百慕大的《数字资产商业法》目前允许为根据该法进行业务的公司提供三种类型的许可证。这些许可证是（i）完整的银行许可证； （ii）货币服务业务许可证； （iii）数字资产业务许可证。

Tokenized RWAs a ‘$30-trillion opportunity’

令牌rwas的“ 300万亿美元的机会”

Earlier this year, Polygon’s head of institutional capital said that tokenized real-world assets (RWAs) are a $30-trillion market opportunity globally.

今年早些时候，Polygon的机构资本负责人表示，标记现实世界中的资产（RWAS）在全球范围内是300万美元的市场机会。

The executive believed that the push would likely come from high-net-worth individuals who will allocate money to alternative assets as tokenization creates liquidity in previously illiquid markets.

执行官认为，随着代币化在以前的流动市场中创造流动性，推动力可能来自高净值的人，他们会将资金分配给替代资产。

“There is a $30-trillion market opportunity for tokenized RWAs globally. I think over the next five years, we will see an integration of DeFi and Web3 with public markets and traditional finance institutions. We will see products and services that cater to the needs of both retail and institutional investors, expanding the use cases and applications of blockchain technology to create a more inclusive and efficient financial system.”

“全球象征性的RWAS有300万美元的市场机会。我认为在接下来的五年中，我们将看到Defi和Web3与公共市场和传统金融机构的集成。我们将看到满足零售和机构投资者需求的产品和服务，扩大区块链技术的用例和应用，以创建更具包容性和高效的财务系统。”

In August, it was predicted that tokenized US Treasurys would surpass a $3 billion market capitalization by the end of 2024.

据预测，在2024年底之前，令牌化的美国财政部将超过30亿美元的市值。

According to the predictions from crypto RWA platform RWA.xyz, the tokenized US Treasurys market cap will reach $3 billion by the end of 2024. At the time of writing, the tokenized US Treasurys market cap is at $4.2 billion, with Hashnote being the No. 2 protocol for tokenized US Treasurys, although its market cap has fallen 21% in the past 30 days.

根据Crypto RWA平台rwa.xyz的预测，到2024年底，标记的美国国债市场上限将达到30亿美元。在撰写本文时，代币化的美国财政部的市场上限为42亿美元，Hashnote是Tokenized Us Preasurys的2号公路，尽管它的市场上涨了30％，但面临21％的21％。

The overall market cap for RWAs surpassed $15.2 billion at the end of 2024, driven largely by institutional players who piloted tokenization projects related to a host of real-world goods, including real estate, gold, diamonds and carbon credits. The market cap initially reclaimed an all-time high of $17.1 billion on Feb. 3 but has since gone even further, rising to $18.1 billion at the time of this writing.

RWAS的整体市值在2024年底超过了152亿美元，这主要是由机构参与者驱动的，这些机构驾驶了与许多现实世界中的商品相关的代币化项目，包括房地产，黄金，钻石和碳信用额。市场上限最初在2月3日收回了历史最高的1,71亿美元，但此后进一步发展，在撰写本文时增至181亿美元。

Tokenization is changing different areas of finance, including creating liquidity for illiquid assets and leveraging the blockchain to facilitate transparent and efficient transactions. It isn't limited to a single type of asset, which gives the technology broader use cases.

令牌化正在改变不同的财务领域，包括为流动性不足的资产创造流动性，并利用区块链促进透明有效的交易。它不仅限于一种类型的资产，这使技术更广泛。