Circle啟動CPN針對跨境交易

Stablecoin發行人圈子已宣布了為提供實時和成本效益的金融機構的付款網絡。

Stablecoin issuer Circle has announced a payments network for financial institutions offering real-time and cost-effective payments, an offering that will attempt to snag market share for Ripple (XRP) Payments in the cross-border transactions segment.

Stablecoin發行人Circle宣布了為提供實時和成本效益的金融機構的付款網絡，該產品將試圖在跨境交易領域搶購Ripple（XRP）付款的市場份額。

According to the announcement on X, the Circle Payments Network will provide round-the-clock, low-cost, and near-instant settlement for financial institutions. The network will also support invoice payments, remittances, treasury services, and contractor payouts.

根據X上的公告，Circle Dayments網絡將為金融機構提供全天候，低成本和近乎現行的和解。該網絡還將支持發票付款，匯款，國庫服務和承包商支出。

CPN will rely on Circle's stablecoins USDC and EURC to facilitate seamless and efficient cross-border payments, circumventing traditional bottlenecks.

CPN將依靠Circle的Stablecoins USDC和EURC來促進無縫，高效的跨境支付，從而規避傳統的瓶頸。

"By orchestrating stablecoin payments, Circle Payments Network enables payment providers to unlock new markets and new business models faster than ever before," said Circle CTO Nikhil Chandhok.

Circle CTO Nikhil Chandhok說：“通過精心策劃穩定的付款，Circle Dayments Network使付款提供商能夠比以往任何時候都更快地解鎖新市場和新的商業模式。”

In the first phase, CPN has secured partnerships with 20 design partners, including Flutterwave, CoinMENA, Coins.ph, WorldRemit, and Yellow Card.

在第一階段，CPN與20個設計合作夥伴建立了合作夥伴關係，包括Flutterwave，Coinmena，Coins.ph，WorldRemit和Yellow Card。

Furthermore, financial institutions will be able to easily integrate with CPN through a single technology stack, while offering flexible payment terms and efficient working capital management.

此外，金融機構將能夠通過單個技術堆棧輕鬆地與CPN集成，同時提供靈活的付款條款和有效的營運資金管理。

"We are not just building stablecoins, we are building a modern infrastructure for global payments," added Chandhok.

Chandhok補充說：“我們不僅僅是建立穩定的穩定，還在為全球支付建立現代基礎設施。”

The recent passage of the STABLE Act will provide the necessary regulatory direction for stablecoin issuers like Circle as they seek to expand the scope of their offerings.

《穩定法》的最新通過將為像Circle這樣的Stablecoin發行人提供必要的監管方向，以擴大其產品範圍。

CPN will compete with Ripple Payments, which is currently enjoying a first-mover advantage in the ecosystem with its On-Demand Liquidity (ODL) offering.

CPN將與Ripple Payments競爭，該付款目前正在使用其按需流動性（ODL）產品在生態系統中獲得第一步的優勢。

Running on the XRP Ledger, Ripple Payments allows banks to process international transactions at a lower cost and with faster settlement times compared to traditional cross-border payment rails.

在XRP分類帳上運行，Ripple Payments允許銀行以較低的成本處理國際交易，並且與傳統的跨境支付軌相比，定居時間更快。

However, CPN is poised to be a direct competitor to Ripple Payments given its initial partnerships with major payment providers and the potential for rapid integration.

但是，鑑於其與主要付款提供商的初始合作夥伴關係以及快速整合的潛力，CPN有望成為連鎖付款的直接競爭者。

Both Ripple and XRP are mulling over the prospects of an IPO in 2024 as the company continues to accrue large outsized gains.

隨著該公司繼續取得巨大的收益，Ripple和XRP都在考慮2024年IPO的前景。

The integration of SWIFT, which is used by over 11,000 financial institutions in 212 countries, would be a significant milestone for expanding the reach of Ripple’s ODL service.

Swift的整合被212個國家 /地區的11,000多家金融機構使用，將是擴大Ripple ODL服務範圍的重要里程碑。

The potential partnership between SWIFT and Ripple has been a recurring topic of discussion throughout the year, hinting at a possible collaboration.

Swift和Ripple之間的潛在夥伴關係一直是全年討論的一個反復出現的話題，暗示了可能的合作。

However, an official announcement from either company is still pending.

但是，任何一家公司的正式公告仍在審理中。

Despite the rumors and speculations, the integration of SWIFT with Ripple’s ODL service could have significant implications for the future of cross-border payments.

儘管有傳言和猜測，但Swift與Ripple的ODL服務的整合可能會對跨境支付的未來產生重大影響。

It would enable faster, cheaper, and more efficient movement of money across borders, ultimately benefiting businesses and consumers worldwide.

它將使跨境貨幣的更快，更便宜，更有效的貨幣流動，最終使全球企業和消費者受益。

As the company continues to accrue large outsized gains, Ripple is planning to apply for an IPO in 2024, sources close to the matter have revealed.

隨著公司繼續取得巨大的收益，Ripple計劃在2024年申請IPO，接近此事的消息人士透露。

The move comes as the blockchain company seeks to expand its operations and capitalize on the growing interest in cryptocurrency and Web3 technologies.

此舉是因為區塊鏈公司試圖擴大其運營並利用對加密貨幣和Web3技術的興趣的利益。

According to the sources, Ripple has already begun internal discussions about the IPO and could file for an initial public offering as early as the second half of 2024.

據消息人士稱，Ripple已經開始就IPO進行內部討論，並可以早在2024年下半年就提出首次公開募股。

The company's founders and early investors would likely sell a portion of their shares in the IPO, which could value Ripple at several billion dollars.

該公司的創始人和早期投資者可能會出售其在IPO中的一部分股票，這可能以數十億美元的價格估值。

"We are exploring a public listing in the second half of 2024," a spokesperson for Ripple said in a statement to Bloomberg.

Ripple的發言人在給彭博社的一份聲明中說：“我們正在2024年下半年探索公開清單。”

"We are still in the early stages of planning and have not yet made any final decisions."

“我們仍處於計劃的早期階段，尚未做出任何最終決定。”

The news comes after a turbulent period for Ripple, which faced a protracted legal battle with the US Securities and Exchange Commission (SEC).

這一消息是在Ripple的動盪時期發生的，後者與美國證券交易委員會（SEC）面臨著曠日持久的法律鬥爭。

The SEC alleged that Ripple sold unregistered securities in the form of its XRP token to raise $1.3 billion.

SEC聲稱，Ripple以其XRP令牌的形式出售了未註冊的證券，以籌集13億美元。

However, a judge ruled in favor of Ripple on both counts, paving the way for the company to expand its operations.

但是，法官在這兩項方面都裁定支持Ripple，這為公司擴大其業務鋪平了道路。

"This is a significant moment for Ripple and the broader cryptocurrency industry," said an investment banker who is advising Ripple on the IPO.

一位投資銀行家說：“對於Ripple和更廣泛的加密貨幣行業來說，這是一個重要的時刻。”

"There is a lot of demand for new tech IPOs, and Ripple fits the bill perfectly."

“對新技術IPO的需求很大，而Ripple非常適合該賬單。”

The investment banker added that Ripple's IPO could be one of the largest tech IPOs in recent years.

投資銀行家補充說，Ripple的IPO可能是近年來最大的技術IPO之一。

"It could be a $10 billion to $15 billion IPO," he said.

他說：“這可能是100億美元至150億美元的IPO。”

"That would make it bigger than the IPOs of Airbnb, Uber, and Zoom."

“這將使它比Airbnb，Uber和Zoom的IPO更大。”

An IPO would provide Ripple with access to a deep pool of capital that it could use to invest in new technologies, expand into new markets, and make acquisitions.

IPO將為連鎖反應提供進入深厚的資本池，它可以用來投資新技術，擴展到新市場並進行收購。

It would also increase the liquidity of Ripple's stock and make it more accessible to individual investors.

這也將增加波紋股票的流動性，並使個人投資者更容易獲得。

"We are committed to providing our investors with the opportunity to participate in Ripple's success story," said a spokesperson for Ripple.

Ripple的發言人說：“我們致力於為投資者提供參與Ripple成功故事的機會。”

"An IPO would be a natural next step in our evolution."

“ IPO將是我們進化中的下一步。”

Several crypto companies have gone public in recent years, including Coinbase

近年來，幾家加密公司已上市，包括Coinbase