Circle启动CPN针对跨境交易

Stablecoin发行人圈子已宣布了为提供实时和成本效益的金融机构的付款网络。

Stablecoin issuer Circle has announced a payments network for financial institutions offering real-time and cost-effective payments, an offering that will attempt to snag market share for Ripple (XRP) Payments in the cross-border transactions segment.

Stablecoin发行人Circle宣布了为提供实时和成本效益的金融机构的付款网络，该产品将试图在跨境交易领域抢购Ripple（XRP）付款的市场份额。

According to the announcement on X, the Circle Payments Network will provide round-the-clock, low-cost, and near-instant settlement for financial institutions. The network will also support invoice payments, remittances, treasury services, and contractor payouts.

根据X上的公告，Circle Dayments网络将为金融机构提供全天候，低成本和近乎现行的和解。该网络还将支持发票付款，汇款，国库服务和承包商支出。

CPN will rely on Circle's stablecoins USDC and EURC to facilitate seamless and efficient cross-border payments, circumventing traditional bottlenecks.

CPN将依靠Circle的Stablecoins USDC和EURC来促进无缝，高效的跨境支付，从而规避传统的瓶颈。

"By orchestrating stablecoin payments, Circle Payments Network enables payment providers to unlock new markets and new business models faster than ever before," said Circle CTO Nikhil Chandhok.

Circle CTO Nikhil Chandhok说：“通过精心策划稳定的付款，Circle Dayments Network使付款提供商能够比以往任何时候都更快地解锁新市场和新的商业模式。”

In the first phase, CPN has secured partnerships with 20 design partners, including Flutterwave, CoinMENA, Coins.ph, WorldRemit, and Yellow Card.

在第一阶段，CPN与20个设计合作伙伴建立了合作伙伴关系，包括Flutterwave，Coinmena，Coins.ph，WorldRemit和Yellow Card。

Furthermore, financial institutions will be able to easily integrate with CPN through a single technology stack, while offering flexible payment terms and efficient working capital management.

此外，金融机构将能够通过单个技术堆栈轻松地与CPN集成，同时提供灵活的付款条款和有效的营运资金管理。

"We are not just building stablecoins, we are building a modern infrastructure for global payments," added Chandhok.

Chandhok补充说：“我们不仅仅是建立稳定的稳定，还在为全球支付建立现代基础设施。”

The recent passage of the STABLE Act will provide the necessary regulatory direction for stablecoin issuers like Circle as they seek to expand the scope of their offerings.

《稳定法》的最新通过将为像Circle这样的Stablecoin发行人提供必要的监管方向，以扩大其产品范围。

CPN will compete with Ripple Payments, which is currently enjoying a first-mover advantage in the ecosystem with its On-Demand Liquidity (ODL) offering.

CPN将与Ripple Payments竞争，该付款目前正在使用其按需流动性（ODL）产品在生态系统中获得第一步的优势。

Running on the XRP Ledger, Ripple Payments allows banks to process international transactions at a lower cost and with faster settlement times compared to traditional cross-border payment rails.

在XRP分类帐上运行，Ripple Payments允许银行以较低的成本处理国际交易，并且与传统的跨境支付轨相比，定居时间更快。

However, CPN is poised to be a direct competitor to Ripple Payments given its initial partnerships with major payment providers and the potential for rapid integration.

但是，鉴于其与主要付款提供商的初始合作伙伴关系以及快速整合的潜力，CPN有望成为连锁付款的直接竞争者。

Both Ripple and XRP are mulling over the prospects of an IPO in 2024 as the company continues to accrue large outsized gains.

随着该公司继续取得巨大的收益，Ripple和XRP都在考虑2024年IPO的前景。

The integration of SWIFT, which is used by over 11,000 financial institutions in 212 countries, would be a significant milestone for expanding the reach of Ripple’s ODL service.

Swift的整合被212个国家 /地区的11,000多家金融机构使用，将是扩大Ripple ODL服务范围的重要里程碑。

The potential partnership between SWIFT and Ripple has been a recurring topic of discussion throughout the year, hinting at a possible collaboration.

Swift和Ripple之间的潜在伙伴关系一直是全年讨论的一个反复出现的话题，暗示了可能的合作。

However, an official announcement from either company is still pending.

但是，任何一家公司的正式公告仍在审理中。

Despite the rumors and speculations, the integration of SWIFT with Ripple’s ODL service could have significant implications for the future of cross-border payments.

尽管有传言和猜测，但Swift与Ripple的ODL服务的整合可能会对跨境支付的未来产生重大影响。

It would enable faster, cheaper, and more efficient movement of money across borders, ultimately benefiting businesses and consumers worldwide.

它将使跨境货币的更快，更便宜，更有效的货币流动，最终使全球企业和消费者受益。

As the company continues to accrue large outsized gains, Ripple is planning to apply for an IPO in 2024, sources close to the matter have revealed.

随着公司继续取得巨大的收益，Ripple计划在2024年申请IPO，接近此事的消息人士透露。

The move comes as the blockchain company seeks to expand its operations and capitalize on the growing interest in cryptocurrency and Web3 technologies.

此举是因为区块链公司试图扩大其运营并利用对加密货币和Web3技术的兴趣的利益。

According to the sources, Ripple has already begun internal discussions about the IPO and could file for an initial public offering as early as the second half of 2024.

据消息人士称，Ripple已经开始就IPO进行内部讨论，并可以早在2024年下半年就提出首次公开募股。

The company's founders and early investors would likely sell a portion of their shares in the IPO, which could value Ripple at several billion dollars.

该公司的创始人和早期投资者可能会出售其在IPO中的一部分股票，这可能以数十亿美元的价格估值。

"We are exploring a public listing in the second half of 2024," a spokesperson for Ripple said in a statement to Bloomberg.

Ripple的发言人在给彭博社的一份声明中说：“我们正在2024年下半年探索公开清单。”

"We are still in the early stages of planning and have not yet made any final decisions."

“我们仍处于计划的早期阶段，尚未做出任何最终决定。”

The news comes after a turbulent period for Ripple, which faced a protracted legal battle with the US Securities and Exchange Commission (SEC).

这一消息是在Ripple的动荡时期发生的，后者与美国证券交易委员会（SEC）面临着旷日持久的法律斗争。

The SEC alleged that Ripple sold unregistered securities in the form of its XRP token to raise $1.3 billion.

SEC声称，Ripple以其XRP令牌的形式出售了未注册的证券，以筹集13亿美元。

However, a judge ruled in favor of Ripple on both counts, paving the way for the company to expand its operations.

但是，法官在这两项方面都裁定支持Ripple，这为公司扩大其业务铺平了道路。

"This is a significant moment for Ripple and the broader cryptocurrency industry," said an investment banker who is advising Ripple on the IPO.

一位投资银行家说：“对于Ripple和更广泛的加密货币行业来说，这是一个重要的时刻。”

"There is a lot of demand for new tech IPOs, and Ripple fits the bill perfectly."

“对新技术IPO的需求很大，而Ripple非常适合该账单。”

The investment banker added that Ripple's IPO could be one of the largest tech IPOs in recent years.

投资银行家补充说，Ripple的IPO可能是近年来最大的技术IPO之一。

"It could be a $10 billion to $15 billion IPO," he said.

他说：“这可能是100亿美元至150亿美元的IPO。”

"That would make it bigger than the IPOs of Airbnb, Uber, and Zoom."

“这将使它比Airbnb，Uber和Zoom的IPO更大。”

An IPO would provide Ripple with access to a deep pool of capital that it could use to invest in new technologies, expand into new markets, and make acquisitions.

IPO将为连锁反应提供进入深厚的资本池，它可以用来投资新技术，扩展到新市场并进行收购。

It would also increase the liquidity of Ripple's stock and make it more accessible to individual investors.

这也将增加波纹股票的流动性，并使个人投资者更容易获得。

"We are committed to providing our investors with the opportunity to participate in Ripple's success story," said a spokesperson for Ripple.

Ripple的发言人说：“我们致力于为投资者提供参与Ripple成功故事的机会。”

"An IPO would be a natural next step in our evolution."

“ IPO将是我们进化中的下一步。”

Several crypto companies have gone public in recent years, including Coinbase

近年来，几家加密公司已上市，包括Coinbase