Circle 執行長認為穩定幣是區塊鏈大規模採用的關鍵

Circle 執行長 Jeremy Allaire 預計穩定幣提供的「通用支付功能」將成為區塊鏈廣泛採用的關鍵催化劑。他預見到，未來穩定幣將促進從日常交易到大規模雙邊交易的所有細分市場的無縫價值交換。 Allaire 預計，在其無與倫比的效用和成長潛力的推動下，到 2030 年，穩定幣產業的估值將達到 3 兆美元。

Circle CEO Envisions Stablecoins as Catalyst for Blockchain Mass Adoption

Circle 執行長預計穩定幣將成為區塊鏈大規模採用的催化劑

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In a recent interview on Bankless, Jeremy Allaire, CEO of Circle, expressed his belief that stablecoins hold the potential to drive widespread adoption of blockchain technology and digital assets. Allaire identified "general payment utility" as the most crucial factor in attracting a significant user base to decentralized networks.

Circle 執行長 Jeremy Allaire 最近在接受 Bankless 採訪時表示，他相信穩定幣有潛力推動區塊鏈技術和數位資產的廣泛採用。阿萊爾認為「通用支付實用程式」是吸引大量用戶加入去中心化網路的最關鍵因素。

"The beauty of this [stablecoin] infrastructure is that it works for every dimension of the market," Allaire stated. "There are USDC users purchasing digital objects worth $0.25 in a Web3 game, and the same technology is simultaneously used for settling $200 million trades bilaterally between large counterparties."

「這種[穩定幣]基礎設施的美妙之處在於它適用於市場的各個方面，」阿萊爾說。 “USDC 用戶在 Web3 遊戲中購買價值 0.25 美元的數位物品，而相同的技術同時用於結算大型交易對手之間 2 億美元的雙邊交易。”

Allaire elaborated that traditional payment services like Venmo lack the scalability to facilitate transactions of such varying magnitudes, ranging from micropayments to substantial financial settlements. "This interoperable global direct value exchange is definitely the killer app," he declared.

Allaire 闡述道，像 Venmo 這樣的傳統支付服務缺乏可擴展性，無法促進從小額支付到大量金融結算等不同規模的交易。 「這種可互通的全球直接價值交換絕對是殺手級應用程序，」他宣稱。

The Circle CEO predicts that the stablecoin sector alone will surpass $3 trillion in value by 2030, nearly doubling the current market capitalization of the entire cryptocurrency industry. "The hyper-high utility of stablecoins suggests that we are at the cusp of a powerful growth phase over the next five years," Allaire said.

Circle 執行長預測，到 2030 年，光是穩定幣產業的價值就將超過 3 兆美元，幾乎是整個加密貨幣產業當前市值的兩倍。阿萊爾表示：“穩定幣的超高效用表明，我們正處於未來五年強勁增長階段的風口浪尖。”

As of the time of writing, USDC, Circle's flagship stablecoin, holds a market valuation of $33.5 billion. Allaire's projections align with the growing recognition and adoption of stablecoins for various payment and financial applications, ranging from global remittances to institutional trading.

截至本文撰寫時，Circle 的旗艦穩定幣 USDC 的市場估值為 335 億美元。阿萊爾的預測與穩定幣在各種支付和金融應用（從全球匯款到機構交易）中的日益認可和採用相一致。

Expert Perspectives

專家觀點

Analysts and industry experts have weighed in on Allaire's predictions and the potential of stablecoins for mass adoption.

分析師和行業專家對阿萊爾的預測以及穩定幣大規模採用的潛力進行了權衡。

"Stablecoins offer a compelling solution for eliminating cross-border payment friction and reducing transaction costs," said Maya Zehavi, a professor of finance at Columbia Business School. "Their ability to facilitate instant, low-cost transfers could significantly enhance financial inclusion and economic growth in developing countries."

哥倫比亞商學院金融學教授瑪雅·澤哈維 (Maya Zehavi) 表示：“穩定幣為消除跨境支付摩擦和降低交易成本提供了一個令人信服的解決方案。” “它們促進即時、低成本轉移的能力可以顯著增強發展中國家的金融包容性和經濟成長。”

"The regulatory landscape for stablecoins is still evolving," cautioned James Park, a partner at the blockchain consulting firm Tier One. "Regulatory clarity and oversight are crucial for fostering confidence and adoption among institutional investors and the general public."

區塊鏈諮詢公司 Tier One 的合夥人 James Park 警告說：“穩定幣的監管環境仍在不斷發展。” “監管的明確性和監督對於增強機構投資者和公眾的信心和採用至關重要。”

Conclusion

結論

Circle CEO Jeremy Allaire's optimistic outlook for stablecoins reflects the growing recognition of their transformative potential in the financial sector. As governments and regulatory agencies continue to grapple with the implications of these digital assets, it remains to be seen whether stablecoins will live up to their promise of revolutionizing global payments and unlocking the full potential of blockchain technology.

Circle 執行長 Jeremy Allaire 對穩定幣的樂觀前景反映出人們越來越認識到其在金融領域的變革潛力。隨著政府和監管機構繼續努力應對這些數位資產的影響，穩定幣是否會兌現其徹底改變全球支付並釋放區塊鏈技術全部潛力的承諾還有待觀察。