Circle 首席执行官认为稳定币是区块链大规模采用的关键

Circle 首席执行官 Jeremy Allaire 预计稳定币提供的“通用支付功能”将成为区块链广泛采用的关键催化剂。他预见到，未来稳定币将促进从日常交易到大规模双边交易的所有细分市场的无缝价值交换。 Allaire 预计，在其无与伦比的效用和增长潜力的推动下，到 2030 年，稳定币行业的估值将达到 3 万亿美元。

Circle CEO Envisions Stablecoins as Catalyst for Blockchain Mass Adoption

Circle 首席执行官预计稳定币将成为区块链大规模采用的催化剂

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In a recent interview on Bankless, Jeremy Allaire, CEO of Circle, expressed his belief that stablecoins hold the potential to drive widespread adoption of blockchain technology and digital assets. Allaire identified "general payment utility" as the most crucial factor in attracting a significant user base to decentralized networks.

Circle 首席执行官 Jeremy Allaire 最近在接受 Bankless 采访时表示，他相信稳定币有潜力推动区块链技术和数字资产的广泛采用。阿莱尔认为“通用支付实用程序”是吸引大量用户加入去中心化网络的最关键因素。

"The beauty of this [stablecoin] infrastructure is that it works for every dimension of the market," Allaire stated. "There are USDC users purchasing digital objects worth $0.25 in a Web3 game, and the same technology is simultaneously used for settling $200 million trades bilaterally between large counterparties."

“这种[稳定币]基础设施的美妙之处在于它适用于市场的各个方面，”阿莱尔说。 “USDC 用户在 Web3 游戏中购买价值 0.25 美元的数字物品，而相同的技术同时用​​于结算大型交易对手之间 2 亿美元的双边交易。”

Allaire elaborated that traditional payment services like Venmo lack the scalability to facilitate transactions of such varying magnitudes, ranging from micropayments to substantial financial settlements. "This interoperable global direct value exchange is definitely the killer app," he declared.

Allaire 阐述道，像 Venmo 这样的传统支付服务缺乏可扩展性，无法促进从小额支付到大量金融结算等不同规模的交易。 “这种可互操作的全球直接价值交换绝对是杀手级应用程序，”他宣称。

The Circle CEO predicts that the stablecoin sector alone will surpass $3 trillion in value by 2030, nearly doubling the current market capitalization of the entire cryptocurrency industry. "The hyper-high utility of stablecoins suggests that we are at the cusp of a powerful growth phase over the next five years," Allaire said.

Circle 首席执行官预测，到 2030 年，仅稳定币行业的价值就将超过 3 万亿美元，几乎是整个加密货币行业当前市值的两倍。阿莱尔表示：“稳定币的超高效用表明，我们正处于未来五年强劲增长阶段的风口浪尖。”

As of the time of writing, USDC, Circle's flagship stablecoin, holds a market valuation of $33.5 billion. Allaire's projections align with the growing recognition and adoption of stablecoins for various payment and financial applications, ranging from global remittances to institutional trading.

截至撰写本文时，Circle 的旗舰稳定币 USDC 的市场估值为 335 亿美元。阿莱尔的预测与稳定币在各种支付和金融应用（从全球汇款到机构交易）中的日益认可和采用相一致。

Expert Perspectives

专家观点

Analysts and industry experts have weighed in on Allaire's predictions and the potential of stablecoins for mass adoption.

分析师和行业专家对阿莱尔的预测以及稳定币大规模采用的潜力进行了权衡。

"Stablecoins offer a compelling solution for eliminating cross-border payment friction and reducing transaction costs," said Maya Zehavi, a professor of finance at Columbia Business School. "Their ability to facilitate instant, low-cost transfers could significantly enhance financial inclusion and economic growth in developing countries."

哥伦比亚商学院金融学教授玛雅·泽哈维 (Maya Zehavi) 表示：“稳定币为消除跨境支付摩擦和降低交易成本提供了一个令人信服的解决方案。” “它们促进即时、低成本转移的能力可以显着增强发展中国家的金融包容性和经济增长。”

"The regulatory landscape for stablecoins is still evolving," cautioned James Park, a partner at the blockchain consulting firm Tier One. "Regulatory clarity and oversight are crucial for fostering confidence and adoption among institutional investors and the general public."

区块链咨询公司 Tier One 的合伙人 James Park 警告说：“稳定币的监管环境仍在不断发展。” “监管的明确性和监督对于增强机构投资者和公众的信心和采用至关重要。”

Conclusion

结论

Circle CEO Jeremy Allaire's optimistic outlook for stablecoins reflects the growing recognition of their transformative potential in the financial sector. As governments and regulatory agencies continue to grapple with the implications of these digital assets, it remains to be seen whether stablecoins will live up to their promise of revolutionizing global payments and unlocking the full potential of blockchain technology.

Circle 首席执行官杰里米·阿莱尔 (Jeremy Allaire) 对稳定币的乐观前景反映出人们越来越认识到其在金融领域的变革潜力。随着政府和监管机构继续努力应对这些数字资产的影响，稳定币是否会兑现其彻底改变全球支付并释放区块链技术全部潜力的承诺还有待观察。