Circle收購Hashnote推出USDC鏈上貨幣基金，鞏固鏈上金融生態地位

為了鞏固其在鏈上金融生態系統中的地位，USDC 穩定幣發行人 Circle 收購了 Hashnote

In a strategic move to solidify its position in the on-chain finance ecosystem, Circle, the issuer of the USDC stablecoin, has acquired Hashnote, a leading platform specializing in structured on-chain financial products. This acquisition will significantly enhance Circle's capabilities in offering innovative investment solutions and marks a crucial step in bridging traditional finance and decentralized finance (DeFi).

為了鞏固其在鏈上金融生態系統中的地位，USDC 穩定幣發行人 Circle 收購了專門從事結構化鏈上金融產品的領先平台 Hashnote。此次收購將顯著增強 Circle 提供創新投資解決方案的能力，標誌著連接傳統金融和去中心化金融（DeFi）的關鍵一步。

According to the agreement, Circle will now be able to offer USYC as a preferred form of yield-generating collateral on crypto exchanges and with custodians and prime brokers. This move is poised to transform Circle's capabilities in offering innovative investment solutions, particularly as blockchain technology revolutionizes traditional finance. Hashnote has earned its reputation as a pioneer in creating structured investment products leveraging DeFi.

根據協議，Circle 現在將能夠在加密貨幣交易所以及託管機構和主要經紀商提供 USYC 作為創收抵押品的首選形式。此舉有望改變 Circle 提供創新投資解決方案的能力，特別是在區塊鏈技術徹底改變傳統金融之際。 Hashnote 被譽為利用 DeFi 創造結構化投資產品的先驅。

By combining this expertise with Circle's robust infrastructure and global reach, the acquisition aligns with Circle's ambition to enhance the accessibility and utility of digital assets for institutional investors. As Jeremy Allaire, CEO of Circle, highlights, “Hashnote’s expertise complements our vision of a more inclusive and efficient financial system powered by blockchain.”

透過將這些專業知識與 Circle 強大的基礎設施和全球影響力相結合，此次收購符合 Circle 提高機構投資者數位資產的可及性和實用性的雄心。正如 Circle 執行長 Jeremy Allaire 所強調的那樣，“Hashnote 的專業知識補充了我們的願景，即由區塊鏈驅動的更具包容性和高效的金融體系。”

This move comes at a time of increasing institutional demand for transparent and programmable financial solutions. Hashnote's focus on leveraging blockchain's programmability to design unique investment vehicles resonates with Circle's mission to bridge traditional finance and DeFi.

此舉正值機構對透明和可程式金融解決方案的需求不斷增加之際。 Hashnote 專注於利用區塊鏈的可程式性來設計獨特的投資工具，這與 Circle 連接傳統金融和 DeFi 的使命相呼應。

Launching the USYC On-Chain Money Fund

推出USYC鏈上貨幣基金

A key highlight of the acquisition is Circle's introduction of the USYC On-Chain Money Fund. This innovative financial product is designed to provide institutional investors with exposure to yield-generating opportunities in a compliant and secure manner. The fund leverages Circle's deep integration with blockchain technology to ensure real-time transparency, seamless access, and operational efficiency.

此次收購的一大亮點是 Circle 推出了 USYC 鏈上貨幣基金。這種創新的金融產品旨在以合規且安全的方式為機構投資者提供創收機會。該基金利用Circle與區塊鏈技術的深度融合，確保即時透明、無縫接入和營運效率。

Highlighting the next-generation capabilities of the USYC On-Chain Money Fund, a crucial aspect to note is its seamless integration with blockchain technology. Unlike traditional money market funds that operate through intermediaries and opaque processes, the USYC fund is entirely on-chain.

強調 USYC 鏈上貨幣基金的下一代功能，值得注意的一個重要方面是其與區塊鏈技術的無縫整合。與透過中介機構和不透明流程運作的傳統貨幣市場基金不同，USYC 基金完全在鏈上。

This provides investors with unprecedented visibility and control over their investments. Real-time updates on fund performance and investment activity empower investors to make informed decisions swiftly, eliminating delays and enhancing trust in the fund management process.

這為投資者提供了前所未有的可見性和對其投資的控制。基金績效和投資活動的即時更新使投資者能夠迅速做出明智的決策，消除延誤並增強對基金管理流程的信任。

Furthermore, Circle's commitment to regulatory compliance ensures that the USYC fund adheres to the highest governance and security standards. Circle maintains close working relationships with regulators and ensures that the fund fully complies with stringent financial regulations.

此外，Circle 對監管合規性的承諾確保 USYC 基金遵守最高的治理和安全標準。 Circle 與監管機構保持密切的合作關係，確保基金完全遵守嚴格的財務法規。

This positions the fund as an attractive option for institutional players seeking reliable and compliant blockchain-based investment vehicles to diversify their portfolios and access the benefits of on-chain finance.

這使得該基金對於尋求可靠且合規的基於區塊鏈的投資工具以實現投資組合多元化並獲得鏈上金融優勢的機構參與者來說是一個有吸引力的選擇。

Broader Implications for the Financial Industry

對金融業更廣泛的影響

Circle's acquisition of Hashnote and the launch of the USDC On-Chain Money Fund have far-reaching implications for the financial industry.

Circle 收購 Hashnote 以及推出 USDC 鏈上貨幣基金對金融業有深遠影響。

Firstly, they underscore the growing importance of blockchain as a foundational technology for modern finance. By integrating on-chain solutions into traditional financial products, Circle is paving the way for a more efficient, transparent, and inclusive financial system.

首先，他們強調區塊鏈作為現代金融基礎技術的重要性與日俱增。透過將鏈上解決方案整合到傳統金融產品中，Circle 正在為更有效率、透明和普惠的金融體系鋪平道路。

Secondly, the move signals a shift in how institutional investors approach digital assets. With the introduction of regulated, on-chain financial products, investors can now access blockchain technology's benefits without compromising compliance or security. This could accelerate the adoption of digital assets among traditional financial institutions.

其次，此舉標誌著機構投資人對待數位資產方式的轉變。隨著受監管的鏈上金融產品的推出，投資者現在可以在不影響合規性或安全性的情況下獲得區塊鏈技術的好處。這可以加速傳統金融機構對數位資產的採用。

Finally, Circle's strategic expansion highlights the competitive landscape in the blockchain sector. As more companies recognize the potential of on-chain finance, acquisitions and partnerships will likely become more frequent.

最後，Circle的策略擴張凸顯了區塊鏈領域的競爭格局。隨著越來越多的公司認識到鏈上金融的潛力，收購和合作可能會變得更加頻繁。