Circle收购Hashnote推出USDC链上货币基金，巩固链上金融生态地位

为了巩固其在链上金融生态系统中的地位，USDC 稳定币发行人 Circle 收购了 Hashnote

In a strategic move to solidify its position in the on-chain finance ecosystem, Circle, the issuer of the USDC stablecoin, has acquired Hashnote, a leading platform specializing in structured on-chain financial products. This acquisition will significantly enhance Circle's capabilities in offering innovative investment solutions and marks a crucial step in bridging traditional finance and decentralized finance (DeFi).

为了巩固其在链上金融生态系统中的地位，USDC 稳定币发行人 Circle 收购了专门从事结构化链上金融产品的领先平台 Hashnote。此次收购将显着增强 Circle 提供创新投资解决方案的能力，标志着连接传统金融和去中心化金融（DeFi）的关键一步。

According to the agreement, Circle will now be able to offer USYC as a preferred form of yield-generating collateral on crypto exchanges and with custodians and prime brokers. This move is poised to transform Circle's capabilities in offering innovative investment solutions, particularly as blockchain technology revolutionizes traditional finance. Hashnote has earned its reputation as a pioneer in creating structured investment products leveraging DeFi.

根据协议，Circle 现在将能够在加密货币交易所以及托管机构和主要经纪商处提供 USYC 作为创收抵押品的首选形式。此举有望改变 Circle 提供创新投资解决方案的能力，特别是在区块链技术彻底改变传统金融之际。 Hashnote 被誉为利用 DeFi 创建结构化投资产品的先驱。

By combining this expertise with Circle's robust infrastructure and global reach, the acquisition aligns with Circle's ambition to enhance the accessibility and utility of digital assets for institutional investors. As Jeremy Allaire, CEO of Circle, highlights, “Hashnote’s expertise complements our vision of a more inclusive and efficient financial system powered by blockchain.”

通过将这些专业知识与 Circle 强大的基础设施和全球影响力相结合，此次收购符合 Circle 提高机构投资者数字资产的可访问性和实用性的雄心。正如 Circle 首席执行官杰里米·阿莱尔 (Jeremy Allaire) 所强调的那样，“Hashnote 的专业知识补充了我们的愿景，即由区块链驱动的更具包容性和高效的金融体系。”

This move comes at a time of increasing institutional demand for transparent and programmable financial solutions. Hashnote's focus on leveraging blockchain's programmability to design unique investment vehicles resonates with Circle's mission to bridge traditional finance and DeFi.

此举正值机构对透明和可编程金融解决方案的需求不断增加之际。 Hashnote 专注于利用区块链的可编程性来设计独特的投资工具，这与 Circle 连接传统金融和 DeFi 的使命相呼应。

Launching the USYC On-Chain Money Fund

推出USYC链上货币基金

A key highlight of the acquisition is Circle's introduction of the USYC On-Chain Money Fund. This innovative financial product is designed to provide institutional investors with exposure to yield-generating opportunities in a compliant and secure manner. The fund leverages Circle's deep integration with blockchain technology to ensure real-time transparency, seamless access, and operational efficiency.

此次收购的一大亮点是 Circle 推出了 USYC 链上货币基金。这种创新的金融产品旨在以合规且安全的方式为机构投资者提供创收机会。该基金利用Circle与区块链技术的深度融合，确保实时透明、无缝接入和运营效率。

Highlighting the next-generation capabilities of the USYC On-Chain Money Fund, a crucial aspect to note is its seamless integration with blockchain technology. Unlike traditional money market funds that operate through intermediaries and opaque processes, the USYC fund is entirely on-chain.

强调 USYC 链上货币基金的下一代功能，值得注意的一个重要方面是其与区块链技术的无缝集成。与通过中介机构和不透明流程运作的传统货币市场基金不同，USYC 基金完全在链上。

This provides investors with unprecedented visibility and control over their investments. Real-time updates on fund performance and investment activity empower investors to make informed decisions swiftly, eliminating delays and enhancing trust in the fund management process.

这为投资者提供了前所未有的可见性和对其投资的控制。基金业绩和投资活动的实时更新使投资者能够迅速做出明智的决策，消除延误并增强对基金管理流程的信任。

Furthermore, Circle's commitment to regulatory compliance ensures that the USYC fund adheres to the highest governance and security standards. Circle maintains close working relationships with regulators and ensures that the fund fully complies with stringent financial regulations.

此外，Circle 对监管合规性的承诺确保 USYC 基金遵守最高的治理和安全标准。 Circle 与监管机构保持密切的合作关系，确保基金完全符合严格的金融法规。

This positions the fund as an attractive option for institutional players seeking reliable and compliant blockchain-based investment vehicles to diversify their portfolios and access the benefits of on-chain finance.

这使得该基金对于寻求可靠且合规的基于区块链的投资工具以实现投资组合多元化并获得链上金融优势的机构参与者来说是一个有吸引力的选择。

Broader Implications for the Financial Industry

对金融业的更广泛影响

Circle's acquisition of Hashnote and the launch of the USDC On-Chain Money Fund have far-reaching implications for the financial industry.

Circle 收购 Hashnote 以及推出 USDC 链上货币基金对金融行业具有深远影响。

Firstly, they underscore the growing importance of blockchain as a foundational technology for modern finance. By integrating on-chain solutions into traditional financial products, Circle is paving the way for a more efficient, transparent, and inclusive financial system.

首先，他们强调区块链作为现代金融基础技术的重要性与日俱增。通过将链上解决方案集成到传统金融产品中，Circle 正在为更高效、透明和普惠的金融体系铺平道路。

Secondly, the move signals a shift in how institutional investors approach digital assets. With the introduction of regulated, on-chain financial products, investors can now access blockchain technology's benefits without compromising compliance or security. This could accelerate the adoption of digital assets among traditional financial institutions.

其次，此举标志着机构投资者对待数字资产方式的转变。随着受监管的链上金融产品的推出，投资者现在可以在不影响合规性或安全性的情况下获得区块链技术的好处。这可以加速传统金融机构对数字资产的采用。

Finally, Circle's strategic expansion highlights the competitive landscape in the blockchain sector. As more companies recognize the potential of on-chain finance, acquisitions and partnerships will likely become more frequent.

最后，Circle的战略扩张凸显了区块链领域的竞争格局。随着越来越多的公司认识到链上金融的潜力，收购和合作可能会变得更加频繁。