2024年全球比特幣ATM安裝量成長6%，美國市場持續佔主導地位

比特幣 ATM 機經歷了顯著增長，到 2024 年，全球機器數量將增加 6%。

The number of Bitcoin ATMs increased by 6% globally in 2024, reaching a total of 38,768 machines by January. These machines allow users to easily buy and sell Bitcoin and other cryptocurrencies, using either cash or a bank card. Some ATMs even permit users to sell their crypto for cash, though this service typically incurs higher fees.

2024 年，全球比特幣 ATM 數量增加了 6%，到 ​​1 月總數達到 38,768 台。這些機器允許用戶使用現金或銀行卡輕鬆買賣比特幣和其他加密貨幣。一些 ATM 機甚至允許用戶出售加密貨幣以換取現金，儘管這項服務通常會產生更高的費用。

The first Bitcoin ATM was installed in Vancouver, Canada, in 2013, marking a significant step in making cryptocurrency more accessible. Since then, Bitcoin ATMs have spread throughout the world, with a presence in over 70 countries.

2013 年，第一台比特幣 ATM 在加拿大溫哥華安裝，標誌著在讓加密貨幣更容易取得方面邁出了重要一步。自此，比特幣 ATM 機遍佈全球，覆蓋 70 多個國家。

The United States continues to lead in the adoption of Bitcoin ATMs, boasting over 81% of the global market share, with more than 31,500 machines. In contrast, Europe experienced a more modest growth, with 116 new machines being added in 2024, translating to a 7.5% increase.

美國在比特幣 ATM 的採用方面繼續處於領先地位，擁有超過 31,500 台機器，佔據全球 81% 以上的市場份額。相較之下，歐洲的成長較為溫和，2024 年新增 116 台機器，增幅為 7.5%。

The growth of Bitcoin ATMs was particularly strong in the first half of 2024, with an average of 485 new machines being installed each month from January to April. However, the growth rate slowed down significantly in the second half of the year, despite Bitcoin reaching new all-time highs in November 2024.

比特幣 ATM 機的成長在 2024 年上半年尤其強勁，1 月至 4 月平均每月安裝 485 台新機器。然而，儘管比特幣在 2024 年 11 月創下歷史新高，但下半年成長率明顯放緩。

Regulatory Landscape for Bitcoin ATMs in 2024

2024 年比特幣 ATM 的監管格局

In the United States, the operation of Bitcoin ATMs is overseen by the Financial Crimes Enforcement Network (FinCEN), with regulations stipulating that operators must comply with anti-money laundering (AML) and know-your-customer (KYC) requirements for larger transactions. Additionally, state-level regulations apply, often mandating licenses and consumer protection measures.

在美國，比特幣 ATM 的營運受到金融犯罪執法網絡 (FinCEN) 的監管，法規規定營運商必須遵守大額交易的反洗錢 (AML) 和了解你的客戶 (KYC) 要求。此外，也適用州級法規，通常強制要求許可證和消費者保護措施。

The Financial Conduct Authority (FCA) in the United Kingdom has also verstärkte its oversight of Bitcoin ATMs, with notable actions being taken in 2024. Among them was the conviction of a London-based operator who ran an illegal network of Bitcoin ATMs. In another development, German authorities seized 13 crypto ATMs for being operated without the necessary licenses.

英國金融行為監管局 (FCA) 也加強了對比特幣 ATM 的監管，並在 2024 年採取了一些引人注目的行動。另一項進展是，德國當局查封了 13 台未經必要許可證運作的加密 ATM 機。

Scams and Fraud Concerns Related to Bitcoin ATMs

與比特幣 ATM 相關的詐騙和詐欺問題

While most Bitcoin ATMs are operated by legitimate companies, there has been a rise in scams involving these machines that have become a growing concern. According to the Federal Trade Commission (FTC), these scams resulted in over $110 million in consumer losses in 2023 alone.

雖然大多數比特幣 ATM 機都是由合法公司營運的，但涉及這些機器的詐騙行為有所增加，這已成為人們日益關注的問題。據聯邦貿易委員會 (FTC) 稱，僅在 2023 年，這些詐騙就給消費者造成了超過 1.1 億美元的損失。

During the first half of 2024, fraud losses specifically linked to Bitcoin ATMs surpassed $65 million, with older adults (60+) being besonders vulnerable to these scams. Among the various types of scams, government impersonation, business impersonation, and tech support scams were the most prevalent, with a median loss across all age groups being as high as $10,000.

2024 年上半年，與比特幣 ATM 相關的詐欺損失超過 6,500 萬美元，老年人（60 歲以上）更容易遭受這些詐騙。在各種類型的詐騙中，冒充政府、冒充企業和技術支援詐騙最為普遍，所有年齡層的平均損失高達 10,000 美元。

As Bitcoin ATMs become more widespread, regulatory bodies are focusing on combating fraud and ensuring that these machines adhere to legal standards while providing a legitimate platform for cryptocurrency transactions.

隨著比特幣 ATM 變得越來越普遍，監管機構正致力於打擊詐欺並確保這些機器遵守法律標準，同時為加密貨幣交易提供合法平台。