2024年全球比特币ATM安装量增长6%，美国市场继续占据主导地位

比特币 ATM 机经历了显着增长，到 2024 年，全球机器数量将增加 6%。这些机器提供了一种简单的方法

The number of Bitcoin ATMs increased by 6% globally in 2024, reaching a total of 38,768 machines by January. These machines allow users to easily buy and sell Bitcoin and other cryptocurrencies, using either cash or a bank card. Some ATMs even permit users to sell their crypto for cash, though this service typically incurs higher fees.

2024 年，全球比特币 ATM 数量增加了 6%，到 ​​1 月份总数达到 38,768 台。这些机器允许用户使用现金或银行卡轻松买卖比特币和其他加密货币。一些 ATM 机甚至允许用户出售加密货币以换取现金，尽管这项服务通常会产生更高的费用。

The first Bitcoin ATM was installed in Vancouver, Canada, in 2013, marking a significant step in making cryptocurrency more accessible. Since then, Bitcoin ATMs have spread throughout the world, with a presence in over 70 countries.

2013 年，第一台比特币 ATM 在加拿大温哥华安装，标志着在让加密货币更容易获取方面迈出了重要一步。自此，比特币 ATM 机遍布全球，覆盖 70 多个国家。

The United States continues to lead in the adoption of Bitcoin ATMs, boasting over 81% of the global market share, with more than 31,500 machines. In contrast, Europe experienced a more modest growth, with 116 new machines being added in 2024, translating to a 7.5% increase.

美国在比特币 ATM 的采用方面继续处于领先地位，拥有超过 31,500 台机器，占据全球 81% 以上的市场份额。相比之下，欧洲的增长较为温和，2024 年新增 116 台机器，增幅为 7.5%。

The growth of Bitcoin ATMs was particularly strong in the first half of 2024, with an average of 485 new machines being installed each month from January to April. However, the growth rate slowed down significantly in the second half of the year, despite Bitcoin reaching new all-time highs in November 2024.

比特币 ATM 机的增长在 2024 年上半年尤其强劲，1 月至 4 月平均每月安装 485 台新机器。然而，尽管比特币在 2024 年 11 月创下历史新高，但下半年增速明显放缓。

Regulatory Landscape for Bitcoin ATMs in 2024

2024 年比特币 ATM 的监管格局

In the United States, the operation of Bitcoin ATMs is overseen by the Financial Crimes Enforcement Network (FinCEN), with regulations stipulating that operators must comply with anti-money laundering (AML) and know-your-customer (KYC) requirements for larger transactions. Additionally, state-level regulations apply, often mandating licenses and consumer protection measures.

在美国，比特币 ATM 的运营受到金融犯罪执法网络 (FinCEN) 的监管，法规规定运营商必须遵守大额交易的反洗钱 (AML) 和了解你的客户 (KYC) 要求。此外，还适用州级法规，通常强制要求许可证和消费者保护措施。

The Financial Conduct Authority (FCA) in the United Kingdom has also verstärkte its oversight of Bitcoin ATMs, with notable actions being taken in 2024. Among them was the conviction of a London-based operator who ran an illegal network of Bitcoin ATMs. In another development, German authorities seized 13 crypto ATMs for being operated without the necessary licenses.

英国金融行为监管局 (FCA) 也加强了对比特币 ATM 的监管，并在 2024 年采取了一些引人注目的行动。其中包括对一家运营非法比特币 ATM 网络的伦敦运营商进行定罪。另一项进展是，德国当局查封了 13 台未经必要许可证运营的加密 ATM 机。

Scams and Fraud Concerns Related to Bitcoin ATMs

与比特币 ATM 相关的诈骗和欺诈问题

While most Bitcoin ATMs are operated by legitimate companies, there has been a rise in scams involving these machines that have become a growing concern. According to the Federal Trade Commission (FTC), these scams resulted in over $110 million in consumer losses in 2023 alone.

虽然大多数比特币 ATM 机都是由合法公司运营的，但涉及这些机器的诈骗行为有所增加，这已成为人们日益关注的问题。据联邦贸易委员会 (FTC) 称，仅 2023 年，这些诈骗就给消费者造成了超过 1.1 亿美元的损失。

During the first half of 2024, fraud losses specifically linked to Bitcoin ATMs surpassed $65 million, with older adults (60+) being besonders vulnerable to these scams. Among the various types of scams, government impersonation, business impersonation, and tech support scams were the most prevalent, with a median loss across all age groups being as high as $10,000.

2024 年上半年，与比特币 ATM 相关的欺诈损失超过 6500 万美元，老年人（60 岁以上）更容易遭受这些诈骗。在各种类型的诈骗中，冒充政府、冒充企业和技术支持诈骗最为普遍，所有年龄段的平均损失高达 10,000 美元。

As Bitcoin ATMs become more widespread, regulatory bodies are focusing on combating fraud and ensuring that these machines adhere to legal standards while providing a legitimate platform for cryptocurrency transactions.

随着比特币 ATM 变得越来越普遍，监管机构正致力于打击欺诈并确保这些机器遵守法律标准，同时为加密货币交易提供合法平台。