幣安美元穩定幣儲備差異引發監管審查

穩定幣發行商、幣安競爭對手 Circle 向 NYDFS 報告了幣安美元 (BUSD) 儲備的差異，理由是支持已發行 BUSD 的加密資產不足。

Binance USD (BUSD) Stablecoin Reserves Discrepancies Reported to NYDFS, Sparking Regulatory Scrutiny

幣安美元 (BUSD) 穩定幣儲備差異向 NYDFS 報告，引發監管審查

New York - Circle, a leading stablecoin issuer and blockchain data monitor, has filed a report with the New York Department of Financial Services (NYDFS) highlighting significant discrepancies in Binance USD (BUSD) stablecoin reserves. This move, coming from a direct competitor of Binance, has raised alarm bells among regulators.

紐約 - 領先的穩定幣發行商和區塊鏈數據監測機構 Circle 已向紐約金融服務部 (NYDFS) 提交了一份報告，強調幣安美元 (BUSD) 穩定幣儲備存在重大差異。幣安的直接競爭對手此舉引起了監管機構的警鐘。

According to unnamed internal sources, Circle's investigation revealed that Binance holds insufficient crypto assets to back the amount of BUSD in circulation. These discrepancies have been a subject of concern for other entities in the past, but Circle's actions carry particular weight given their competitive position in the stablecoin market.

據未透露姓名的內部消息人士透露，Circle 的調查顯示，幣安持有的加密資產不足以支持流通中的 BUSD 數量。這些差異過去一直是其他實體關注的問題，但考慮到 Circle 在穩定幣市場的競爭地位，其行為尤其重要。

What is BUSD?

BUSD是什麼？

Binance USD (BUSD) is a stablecoin pegged to the value of the US dollar, issued by the Paxos Trust Company with the support of Binance. Stablecoins are cryptocurrencies designed to maintain a stable value against a fiat currency or other stable asset, such as the US dollar. BUSD is widely used as a medium of exchange, trading, and investment within the Binance ecosystem and other crypto platforms.

幣安美元（BUSD）是一種與美元價值掛鉤的穩定幣，由 Paxos Trust Company 在幣安的支持下發行。穩定幣是一種旨在相對法定貨幣或其他穩定資產（例如美元）保持穩定價值的加密貨幣。 BUSD 被廣泛用作幣安生態系統和其他加密平台內的交換、交易和投資媒介。

Regulatory Oversight intensifies

加強監管

In a major development, the NYDFS has ordered Paxos to cease issuance of the BUSD stablecoin. This action follows a Wells Notice from the US Securities and Exchange Commission (SEC), indicating the agency's potential enforcement actions against Paxos. Despite Paxos's insistence that BUSD is not a security, the SEC's focus on stablecoins has heightened regulatory scrutiny in the industry.

一項重大進展是，NYDFS 已命令 Paxos 停止發行 BUSD 穩定幣。此次行動是在美國證券交易委員會 (SEC) 發出 Wells 通知之後進行的，該通知表明該機構可能針對 Paxos 採取執法行動。儘管 Paxos 堅稱 BUSD 不是證券，但 SEC 對穩定幣的關注加強了該行業的監管審查。

Binance, the world's largest cryptocurrency exchange, has publicly stated that it will continue to support BUSD while reducing its reliance on the stablecoin. The exchange currently holds approximately USD 15.9 billion (IDR 230 trillion) in BUSD.

全球最大的加密貨幣交易所幣安已公開表示將繼續支援BUSD，同時減少對穩定幣的依賴。該交易所目前持有約 159 億美元（230 兆印尼盾）的 BUSD。

Paxos's Response

Paxos的回應

Paxos, the issuer of BUSD, has announced that it will honor all BUSD redemptions until 2024. The company will also continue to issue the Pax Dollar (USDP) stablecoin, which currently has a circulating supply of USD 870 million (Rp. 12.5 trillion).

BUSD 發行人 Paxos 宣布將兌現 2024 年之前的所有 BUSD 贖回。

Implications for the Crypto Market

對加密貨幣市場的影響

The regulatory crackdown on BUSD has sent ripples through the cryptocurrency market, raising questions about the stability and regulation of stablecoins. Investors are closely monitoring the situation and evaluating the potential impact on their digital asset portfolios.

對 BUSD 的監管打壓在加密貨幣市場引發了連鎖反應，引發了人們對穩定幣穩定性和監管的質疑。投資者正在密切關注事態發展，並評估對其數位資產投資組合的潛在影響。

Circle's report to the NYDFS has highlighted the need for greater transparency and oversight in the stablecoin sector. Regulators around the world are grappling with the challenges of classifying and regulating these assets, which play an increasingly significant role in the cryptocurrency ecosystem.

Circle 向 NYDFS 提交的報告強調了穩定幣行業需要提高透明度和加強監管。世界各地的監管機構正在努力應對對這些資產進行分類和監管的挑戰，這些資產在加密貨幣生態系統中發揮著越來越重要的作用。

The future of BUSD and the broader stablecoin industry remains uncertain. The actions of the NYDFS and SEC demonstrate the growing regulatory focus on stablecoins, and their decisions will shape the future landscape of digital assets.

BUSD 和更廣泛的穩定幣行業的未來仍然不確定。 NYDFS 和 SEC 的行動表明了對穩定幣的監管日益關注，他們的決定將塑造數位資產的未來格局。