币安美元稳定币储备差异引发监管审查

稳定币发行商、币安竞争对手 Circle 向 NYDFS 报告了币安美元 (BUSD) 储备的差异，理由是支持已发行 BUSD 的加密资产不足。

Binance USD (BUSD) Stablecoin Reserves Discrepancies Reported to NYDFS, Sparking Regulatory Scrutiny

币安美元 (BUSD) 稳定币储备差异向 NYDFS 报告，引发监管审查

New York - Circle, a leading stablecoin issuer and blockchain data monitor, has filed a report with the New York Department of Financial Services (NYDFS) highlighting significant discrepancies in Binance USD (BUSD) stablecoin reserves. This move, coming from a direct competitor of Binance, has raised alarm bells among regulators.

纽约 - 领先的稳定币发行商和区块链数据监测机构 Circle 已向纽约金融服务部 (NYDFS) 提交了一份报告，强调币安美元 (BUSD) 稳定币储备存在重大差异。币安的直接竞争对手此举引起了监管机构的警钟。

According to unnamed internal sources, Circle's investigation revealed that Binance holds insufficient crypto assets to back the amount of BUSD in circulation. These discrepancies have been a subject of concern for other entities in the past, but Circle's actions carry particular weight given their competitive position in the stablecoin market.

据未透露姓名的内部消息人士透露，Circle 的调查显示，币安持有的加密资产不足以支持流通中的 BUSD 数量。这些差异过去一直是其他实体关注的问题，但考虑到 Circle 在稳定币市场的竞争地位，其行为尤其重要。

What is BUSD?

BUSD是什么？

Binance USD (BUSD) is a stablecoin pegged to the value of the US dollar, issued by the Paxos Trust Company with the support of Binance. Stablecoins are cryptocurrencies designed to maintain a stable value against a fiat currency or other stable asset, such as the US dollar. BUSD is widely used as a medium of exchange, trading, and investment within the Binance ecosystem and other crypto platforms.

币安美元（BUSD）是一种与美元价值挂钩的稳定币，由 Paxos Trust Company 在币安的支持下发行。稳定币是旨在相对法定货币或其他稳定资产（例如美元）保持稳定价值的加密货币。 BUSD 被广泛用作币安生态系统和其他加密平台内的交换、交易和投资媒介。

Regulatory Oversight intensifies

加强监管

In a major development, the NYDFS has ordered Paxos to cease issuance of the BUSD stablecoin. This action follows a Wells Notice from the US Securities and Exchange Commission (SEC), indicating the agency's potential enforcement actions against Paxos. Despite Paxos's insistence that BUSD is not a security, the SEC's focus on stablecoins has heightened regulatory scrutiny in the industry.

一项重大进展是，NYDFS 已命令 Paxos 停止发行 BUSD 稳定币。此次行动是在美国证券交易委员会 (SEC) 发出 Wells 通知之后进行的，该通知表明该机构可能针对 Paxos 采取执法行动。尽管 Paxos 坚称 BUSD 不是证券，但 SEC 对稳定币的关注加强了该行业的监管审查。

Binance, the world's largest cryptocurrency exchange, has publicly stated that it will continue to support BUSD while reducing its reliance on the stablecoin. The exchange currently holds approximately USD 15.9 billion (IDR 230 trillion) in BUSD.

全球最大的加密货币交易所币安已公开表示将继续支持BUSD，同时减少对稳定币的依赖。该交易所目前持有约 159 亿美元（230 万亿印尼盾）的 BUSD。

Paxos's Response

Paxos的回应

Paxos, the issuer of BUSD, has announced that it will honor all BUSD redemptions until 2024. The company will also continue to issue the Pax Dollar (USDP) stablecoin, which currently has a circulating supply of USD 870 million (Rp. 12.5 trillion).

BUSD 发行人 Paxos 宣布将兑现 2024 年之前的所有 BUSD 赎回。该公司还将继续发行 Pax Dollar (USDP) 稳定币，目前流通供应量为 8.7 亿美元（12.5 万亿盾） 。

Implications for the Crypto Market

对加密货币市场的影响

The regulatory crackdown on BUSD has sent ripples through the cryptocurrency market, raising questions about the stability and regulation of stablecoins. Investors are closely monitoring the situation and evaluating the potential impact on their digital asset portfolios.

对 BUSD 的监管打压在加密货币市场引发了连锁反应，引发了人们对稳定币稳定性和监管的质疑。投资者正在密切关注事态发展，并评估对其数字资产投资组合的潜在影响。

Circle's report to the NYDFS has highlighted the need for greater transparency and oversight in the stablecoin sector. Regulators around the world are grappling with the challenges of classifying and regulating these assets, which play an increasingly significant role in the cryptocurrency ecosystem.

Circle 向 NYDFS 提交的报告强调了稳定币行业需要提高透明度和加强监管。世界各地的监管机构正在努力应对对这些资产进行分类和监管的挑战，这些资产在加密货币生态系统中发挥着越来越重要的作用。

The future of BUSD and the broader stablecoin industry remains uncertain. The actions of the NYDFS and SEC demonstrate the growing regulatory focus on stablecoins, and their decisions will shape the future landscape of digital assets.

BUSD 和更广泛的稳定币行业的未来仍然不确定。 NYDFS 和 SEC 的行动表明了对稳定币的监管日益关注，他们的决定将塑造数字资产的未来格局。