穩定幣的採用推動加密貨幣犯罪激增 510 億美元

加密犯罪者作為獨狼駭客，在自己的地下室裡孤立工作的形象越來越具有誤導性。

Crypto Crime Volumes to Hit $51B Aided by Stablecoin Adoption

在穩定幣採用的幫助下，加密貨幣犯罪量將達到 51B 美元

The image of the crypto criminal as a lone wolf hacker, toiling away in his or her basement, is becoming increasingly inaccurate. By 2024, illicit cryptocurrency volumes are set to cross $51 billion. But what’s more important is the significance of the quantum. It’s the quality of how these illegal activities are changing.

加密犯罪分子作為獨狼駭客、在自己的地下室辛勤工作的形象正變得越來越不準確。到 2024 年，非法加密貨幣交易量將突破 510 億美元。但更重要的是量子的意義。這些非法活動的品質正在改變。

Today’s crypto criminals have executives, managers, supervisors, and call centers. They have fine-tuned their B2B products, and some subgroups are even focusing on what the technology sector at large knows well: ‘crime as a service.’

今天的加密貨幣犯罪分子有高階主管、經理、主管和呼叫中心。他們對 B2B 產品進行了微調，一些小組甚至將重點放在整個科技產業眾所周知的領域：「犯罪即服務」。

In Chainalysis’s latest report on the state of digital currency criminality, they have transitioned from a funding source for ideologically motivated hackers—who cypherpunks would’ve randomly robbed to seem more and more like some midsize Fortune 500 company’s org chart.

在 Chainaanalysis 關於數位貨幣犯罪狀況的最新報告中，它們已經從意識形態動機的駭客的資金來源（密碼朋克會隨機搶劫）轉變為越來越像一些中型財富 500 強公司的組織結構圖。

Take Huione Guarantee — an Asian criminal underpin that has dealt with more than $70B in transactions since 2021. Their business model wouldn’t look out of place in a Silicon Valley pitch deck. They act as the enabling infrastructure for several kinds of crime (including scams around disguised meat sales), and money laundering, getting a slice of each transaction. It’s a minimalist hosting service for the criminal element with helpdesk and API specification thrown into the bargain.

以Huioneguarantee為例，這是一個亞洲犯罪組織，自2021年以來已處理超過70B美元的交易。它們充當多種犯罪（包括圍繞變相肉類銷售的詐騙）和洗錢的支持基礎設施，從每筆交易中分得一杯羹。這是一個針對犯罪分子的極簡託管服務，並提供幫助台和 API 規格。

The focus on stablecoins as the currency of choice for criminals (now accounts for 63% of the overall volume) further strengthens this corporate shift. Monero, actively used in darknet markets like the ‘Wall Street Market’ and others is not considered here (it is, a bit spuriously, based on its specifications). But criminal companies, like legal companies, like a stable unit of account for their activities. While the double-barreled volatility of Bitcoin might be a bonus for jokey FOMO-chasers, it’s a literal pain in the head for Evil Type 2 accountants who need a consensus for operational costs.

將穩定幣作為犯罪分子首選貨幣（目前佔總量的 63%）的關注進一步強化了這種企業轉變。這裡不考慮在「華爾街市場」等暗網市場中積極使用的門羅幣（根據其規範，它有點虛假）。但犯罪公司與合法公司一樣，也喜歡為其活動提供穩定的記帳單位。雖然比特幣的雙管波動對於那些喜歡開玩笑的 FOMO 追逐者來說可能是一種獎勵，但對於需要就營運成本達成共識的邪惡 2 類會計師來說，這確實是一種痛苦。

7X Gains Possible for XRP, Warns Bitcoin Maxi

Bitcoin Maxi 警告 XRP 可能會上漲 7 倍

An influential Bitcoin Maxi has switched to the bull side regarding XRP while Forking out a price target of $24 for the embattled token – But it’s still not a hold for the long haul.

頗具影響力的 Bitcoin Maxi 已經轉而看好 XRP，同時為這個陷入困境的代幣設定了 24 美元的目標價——但它仍然不是長期持有的。

Jeremie promotes his view in a tweet today that XRP could peak in the range of $20-$24 in this cycle. This newfound optimism arises as XRP trades at a seven-year high of $3+ and outperforms other well-known cryptocurrencies.

Jeremie 今天在推文中表達了他的觀點，即 XRP 在本週期中可能會達到 20-24 美元的峰值。隨著 XRP 的交易價格達到 3 美元以上的七年高點，並且跑贏其他知名加密貨幣，這種新的樂觀情緒出現了。

In this impressive trend, Jeremie went on to share his ideas that XRP will need to climb much higher in 2025, with a target of $24 quite obtainable. Of course, this change in thinking occurred after Jeremie mentioned XRP as a “stablecoin.” He is using the high procurement principle, that XRP value will fall to zero in preceding years. However, as XRP continues to rise to the highest level in its history, the critics have begun to change their earlier disposition.

在這一令人印象深刻的趨勢中，Jeremie 繼續分享了他的想法，即 XRP 將在 2025 年進一步攀升，目標價為 24 美元。當然，這種想法的改變是在 Jeremie 提到 XRP 是「穩定幣」之後發生的。他正在使用高採購原則，XRP 價值將在前幾年跌至零。然而，隨著 XRP 繼續升至歷史最高水平，批評者開始改變他們先前的態度。

Other established market analysts have recently come out to laud the XRP token such as the popular trader Peter Brandt and Raoul Pal who is the CEO of Real Vision. Brandt has gone further in his forecast to predict that XRP could spend this cycle at over half a trillion dollars in market capitalization if only the price of the cryptocurrency were to surpass $8 per unit. At the moment, the XRP is trading at $3.13. Getting to $24 as Jeremie estimates, would mean an eight-fold increase or a 667 percent advance for the holders at the current time.

其他知名市場分析師最近也站出來讚揚 XRP 代幣，例如受歡迎的交易員 Peter Brandt 和 Real Vision 執行長 Raoul Pal。 Brandt 在他的預測中進一步預測，如果加密貨幣的價格超過每單位 8 美元，XRP 的市值可能會超過 5,000 億美元。目前，XRP 的交易價格為 3.13 美元。正如傑里米 (Jeremie) 估計的那樣，達到 24 美元意味著當前持有者的收益將增加 8 倍或 667%。

While hyped up on bullish price forecasts regarding XRP, Jeremie has not fully shed off his skepticism. When expressing his thoughts on Bitcoin and XRP in his most recent comments, he felt the need to provide a caveat: he does not regard XRP as an investment opportunity. Instead, he posts that the market actors see XRP only as a means to make money through trading the Ripple token.

雖然 Jeremie 對 XRP 的看漲價格預測感到興奮，但他並沒有完全擺脫懷疑。在最近的評論中表達他對比特幣和 XRP 的看法時，他覺得有必要提出警告：他並不認為 XRP 是一個投資機會。相反，他發文稱，市場參與者僅將 XRP 視為透過交易 Ripple 代幣賺錢的一種手段。