稳定币的采用推动加密货币犯罪激增 510 亿美元

加密犯罪分子作为独狼黑客，在自己的地下室里孤立工作的形象越来越具有误导性。

Crypto Crime Volumes to Hit $51B Aided by Stablecoin Adoption

在稳定币采用的帮助下，加密货币犯罪量将达到 51B 美元

The image of the crypto criminal as a lone wolf hacker, toiling away in his or her basement, is becoming increasingly inaccurate. By 2024, illicit cryptocurrency volumes are set to cross $51 billion. But what’s more important is the significance of the quantum. It’s the quality of how these illegal activities are changing.

加密犯罪分子作为独狼黑客、在自己的地下室辛勤劳作的形象正变得越来越不准确。到 2024 年，非法加密货币交易量将突破 510 亿美元。但更重要的是量子的意义。这些非法活动的质量正在发生变化。

Today’s crypto criminals have executives, managers, supervisors, and call centers. They have fine-tuned their B2B products, and some subgroups are even focusing on what the technology sector at large knows well: ‘crime as a service.’

今天的加密货币犯罪分子有高管、经理、主管和呼叫中心。他们对 B2B 产品进行了微调，一些小组甚至将重点放在整个技术行业众所周知的领域：“犯罪即服务”。

In Chainalysis’s latest report on the state of digital currency criminality, they have transitioned from a funding source for ideologically motivated hackers—who cypherpunks would’ve randomly robbed to seem more and more like some midsize Fortune 500 company’s org chart.

在 Chainaanalysis 关于数字货币犯罪状况的最新报告中，它们已经从出于意识形态动机的黑客的资金来源（密码朋克会随机抢劫）转变为越来越像一些中型财富 500 强公司的组织结构图。

Take Huione Guarantee — an Asian criminal underpin that has dealt with more than $70B in transactions since 2021. Their business model wouldn’t look out of place in a Silicon Valley pitch deck. They act as the enabling infrastructure for several kinds of crime (including scams around disguised meat sales), and money laundering, getting a slice of each transaction. It’s a minimalist hosting service for the criminal element with helpdesk and API specification thrown into the bargain.

以Huioneguarantee为例，这是一家亚洲犯罪组织，自2021年以来已处理超过70B美元的交易。他们的商业模式在硅谷的融资平台上不会显得格格不入。它们充当多种犯罪（包括围绕变相肉类销售的诈骗）和洗钱的支持基础设施，从每笔交易中分得一杯羹。这是一个针对犯罪分子的极简托管服务，并提供帮助台和 API 规范。

The focus on stablecoins as the currency of choice for criminals (now accounts for 63% of the overall volume) further strengthens this corporate shift. Monero, actively used in darknet markets like the ‘Wall Street Market’ and others is not considered here (it is, a bit spuriously, based on its specifications). But criminal companies, like legal companies, like a stable unit of account for their activities. While the double-barreled volatility of Bitcoin might be a bonus for jokey FOMO-chasers, it’s a literal pain in the head for Evil Type 2 accountants who need a consensus for operational costs.

将稳定币作为犯罪分子首选货币（目前占总量的 63%）的关注进一步强化了这种企业转变。这里不考虑在“华尔街市场”等暗网市场中积极使用的门罗币（根据其规范，它有点虚假）。但犯罪公司与合法公司一样，也喜欢为其活动提供稳定的记账单位。虽然比特币的双管波动对于那些喜欢开玩笑的 FOMO 追逐者来说可能是一种奖励，但对于需要就运营成本达成共识的邪恶 2 类会计师来说，这确实是一种痛苦。

7X Gains Possible for XRP, Warns Bitcoin Maxi

Bitcoin Maxi 警告 XRP 可能上涨 7 倍

An influential Bitcoin Maxi has switched to the bull side regarding XRP while Forking out a price target of $24 for the embattled token – But it’s still not a hold for the long haul.

颇具影响力的 Bitcoin Maxi 已经转而看好 XRP，同时为这个陷入困境的代币设定了 24 美元的目标价——但它仍然不是长期持有的。

Jeremie promotes his view in a tweet today that XRP could peak in the range of $20-$24 in this cycle. This newfound optimism arises as XRP trades at a seven-year high of $3+ and outperforms other well-known cryptocurrencies.

Jeremie 今天在推文中表达了他的观点，即 XRP 在本周期中可能会达到 20-24 美元的峰值。随着 XRP 的交易价格达到 3 美元以上的七年高点并且跑赢其他知名加密货币，这种新的乐观情绪出现了。

In this impressive trend, Jeremie went on to share his ideas that XRP will need to climb much higher in 2025, with a target of $24 quite obtainable. Of course, this change in thinking occurred after Jeremie mentioned XRP as a “stablecoin.” He is using the high procurement principle, that XRP value will fall to zero in preceding years. However, as XRP continues to rise to the highest level in its history, the critics have begun to change their earlier disposition.

在这一令人印象深刻的趋势中，Jeremie 继续分享了他的想法，即 XRP 将在 2025 年进一步攀升，目标价为 24 美元。当然，这种想法的改变是在 Jeremie 提到 XRP 是“稳定币”之后发生的。他正在使用高采购原则，XRP 价值将在前几年跌至零。然而，随着 XRP 继续升至历史最高水平，批评者已经开始改变他们之前的态度。

Other established market analysts have recently come out to laud the XRP token such as the popular trader Peter Brandt and Raoul Pal who is the CEO of Real Vision. Brandt has gone further in his forecast to predict that XRP could spend this cycle at over half a trillion dollars in market capitalization if only the price of the cryptocurrency were to surpass $8 per unit. At the moment, the XRP is trading at $3.13. Getting to $24 as Jeremie estimates, would mean an eight-fold increase or a 667 percent advance for the holders at the current time.

其他知名市场分析师最近也站出来赞扬 XRP 代币，例如受欢迎的交易员 Peter Brandt 和 Real Vision 首席执行官 Raoul Pal。 Brandt 在他的预测中进一步预测，如果加密货币的价格超过每单位 8 美元，XRP 的市值可能会超过 5000 亿美元。目前，XRP 的交易价格为 3.13 美元。正如杰里米 (Jeremie) 估计的那样，达到 24 美元意味着目前持有者的收益将增加 8 倍或 667%。

While hyped up on bullish price forecasts regarding XRP, Jeremie has not fully shed off his skepticism. When expressing his thoughts on Bitcoin and XRP in his most recent comments, he felt the need to provide a caveat: he does not regard XRP as an investment opportunity. Instead, he posts that the market actors see XRP only as a means to make money through trading the Ripple token.

虽然 Jeremie 对 XRP 的看涨价格预测感到兴奋，但他并没有完全摆脱怀疑。在最近的评论中表达他对比特币和 XRP 的看法时，他觉得有必要提出警告：他并不认为 XRP 是一个投资机会。相反，他发帖称，市场参与者仅将 XRP 视为通过交易 Ripple 代币赚钱的一种手段。