超過7200萬美國人在某種程度上使用加密貨幣。

一份新的報告正在更多地了解較脆弱的加密客戶對騙局的脆弱性。

A new report from Nerdwallet sheds light on the staggering impact of cryptocurrency scams.

Nerdwallet的一份新報告闡明了加密貨幣騙局的驚人影響。

Just last year, scammers stole more than $9.9 billion in cryptocurrency.

就在去年，騙子偷走了超過99億美元的加密貨幣。

As cryptocurrencies become increasingly integrated into the U.S. financial landscape, investors are advised to be especially vigilant against an alarming rise in cryptocurrency scams.

隨著加密貨幣越來越多地整合到美國金融環境中，建議投資者特別警惕加密貨幣騙局的令人震驚的上升。

These scams are a growing concern.

這些騙局越來越關注。

“There was a report by a blockchain research firm called Chainalysis that found that crypto wallets associated with scams brought in almost $10 billion in 2024, and that number is expected to rise in the future,” Investing Expert Sam Taube said.

投資專家Sam Taube說：“有一個名為Chainalysis的區塊鏈研究公司的報告發現，與騙局有關的加密錢包在2024年帶來了近100億美元，這一數字預計將來會增加。”

Many of the scams are not high tech, including phishing, where scammers impersonate a trusted firm to steal payments.

許多騙局不是高科技，包括網絡釣魚，騙子冒充可信賴的公司竊取付款。

Also, romance scams, where digital con artists build fake relationships to lure victims into investing in crypto and then steal the money.

此外，浪漫的騙局，數字騙子在那裡建立了虛假的關係，以引誘受害者投資加密，然後偷錢。

Another scam that is growing in popularity is what's called a rug pull.

越來越受歡迎的另一個騙局是地毯拉力。

“Sometimes a public figure will launch their own cryptocurrency token and will promote it on social media and draw in a bunch of hype and a bunch of investor interest and the price of the coin rises as people get more interested in it and then the original owners will sell their maximum holdings at the maximum price and they'll rug pull out of the investment leaving investors with a nearly asset,” Taube said.

“有時候，公眾人物會推出自己的加密貨幣令牌，並在社交媒體上推廣它，並吸引一堆炒作和一堆投資者的興趣和硬幣的價格上漲，因為人們對此越來越感興趣，然後原始所有者將以最高的價格出售最高的價格，並將投資者拿走，使投資者與幾乎一筆收穫的投資相關，” Taube說。 ”

Experts warn these scams are even worse in cryptocurrencies because it’s extremely tough to get your money back.

專家警告說，這些騙局在加密貨幣中甚至更糟，因為很難拿回您的錢。

“Cryptocurrency networks don't necessarily have the sort of customer support that banks do. As far as being able to claw back fraudulent transactions or anything like that,”

“加密貨幣網絡不一定具有銀行所做的那種客戶支持。就能夠退縮欺詐性交易或類似的東西而言，

So what can you do to keep your assets safe and prevent being scammed?

那麼，您該怎麼做才能確保您的資產安全並防止被騙？

Taube suggests investors stick to established cryptocurrencies with a long-term track record.

Taube建議投資者堅持具有長期記錄的已建立加密貨幣。

Research the credentials of the developers behind the crypto and ask questions about the investment.

研究加密貨幣背後的開發人員的證書，並提出有關投資的問題。

“One question that's worth asking yourself is why are they asking for the payments in cryptocurrency? Because there's a lot of sketchy answers to that and not a ton of legitimate ones,”

“一個值得一問自己的問題是為什麼他們要要求加密貨幣的付款？因為這有很多粗略的答案，而不是很多合法的答案。”