Wasabi Wallet 和 Phoenix 在监管打压中暂停美国业务

为了应对日益严峻的监管压力，Wasabi Wallet 和 Phoenix 已停止为美国客户提供服务。在此之前，美国当局最近针对加密货币服务采取了行动，在两名与 Samourai Wallet 相关的个人因洗钱指控被捕后，加强了对自我托管钱包的打击力度。

Regulatory Pressures Prompt Wasabi Wallet and Phoenix Suspensions in United States

监管压力促使 Wasabi Wallet 和 Phoenix 在美国被暂停

In response to escalating regulatory scrutiny, Wasabi Wallet and Phoenix have ceased operations for customers within the United States. The companies behind these wallets, zkSNACKs and ACINQ, respectively, announced the suspensions following recent enforcement actions by U.S. authorities against similar cryptocurrency services.

为了应对不断升级的监管审查，Wasabi Wallet 和 Phoenix 已停止为美国境内的客户提供服务。在美国当局最近对类似的加密货币服务采取执法行动后，这些钱包背后的公司 zkSNACKs 和 ACINQ 分别宣布暂停。

Proactive Measures to Safeguard Compliance

积极采取措施保障合规性

zkSNACKs has implemented preemptive measures to restrict access to its services from U.S. IP addresses, including Wasabi Wallet. The company aims to mitigate the risk of violating potential regulations that could classify self-custody wallets as money services businesses (MSBs), which would subject them to stringent regulatory oversight.

zkSNACKs 已采取先发制人的措施，限制从美国 IP 地址访问其服务，包括 Wasabi Wallet。该公司的目标是降低违反潜在法规的风险，这些法规可能会将自我托管钱包归类为货币服务业务（MSB），这将使它们受到严格的监管。

Withdrawal from U.S. App Stores

从美国应用商店下架

ACINQ plans to remove Phoenix Wallet from U.S. application stores by May 3rd, 2023. This decision aligns with the company's intention to comply with impending regulations and avoid any potential legal exposure.

ACINQ 计划于 2023 年 5 月 3 日之前从美国应用程序商店中下架 Phoenix Wallet。这一决定符合该公司遵守即将出台的法规并避免任何潜在法律风险的意图。

Heightened Enforcement Actions

加强执法行动

The regulatory crackdown on cryptocurrency services has intensified in recent months following the arrest of two individuals associated with Samourai Wallet on charges of money laundering, including allegations of processing illicit funds derived from the Silk Road marketplace.

近几个月来，在两名与 Samourai Wallet 有关的个人因洗钱罪（包括处理来自丝绸之路市场的非法资金的指控）被捕后，对加密货币服务的监管打击力度加大。

Government Seizures and Arrests

政府扣押和逮捕

The U.S. government's enforcement actions against Samourai Wallet resulted in the seizure of its web servers, domain, and the removal of its app from the Google Play Store in the United States.

美国政府针对 Samourai Wallet 采取的执法行动导致其网络服务器、域名被查封，并从美国的 Google Play 商店下架了其应用程序。

Bail Granted to Samourai Co-Founder

Samourai 联合创始人获准保释

Keonne Rodriguez, co-founder of Samourai Wallet, was granted release on a US$1 million bond after pleading not guilty to charges of money laundering and operating an unlicensed money-transmitting business at the U.S. District Court for the Southern District of New York.

Samourai Wallet 联合创始人 Keonne Rodriguez 在纽约南区美国地方法院对洗钱和经营无牌汇款业务的指控不认罪后，以 100 万美元保释金获释。

Implications for Self-Custody Wallets

对自我托管钱包的影响

The regulatory pressure on cryptocurrency services raises concerns about the potential classification of self-custody wallets as MSBs. Such a designation would impose significant regulatory burdens on these services, including Know-Your-Customer (KYC) requirements and anti-money laundering (AML) compliance measures.

加密货币服务的监管压力引发了人们对自我托管钱包可能被归类为 MSB 的担忧。这样的指定会给这些服务带来巨大的监管负担，包括了解你的客户 (KYC) 要求和反洗钱 (AML) 合规措施。

Industry Reaction

业界反应

The cryptocurrency industry has expressed concerns about the government's approach to regulating self-custody wallets. Critics argue that such regulations could stifle innovation and hinder the development of decentralized financial technologies.

加密货币行业对政府监管自我托管钱包的做法表示担忧。批评者认为，此类监管可能会扼杀创新并阻碍去中心化金融技术的发展。

Uncertain Future

不确定的未来

The regulatory landscape for cryptocurrency services remains uncertain, as U.S. authorities continue to grapple with the challenges of balancing consumer protection and the promotion of financial innovation. The impact of these regulations on self-custody wallets and the broader cryptocurrency ecosystem is yet to be fully understood.

由于美国当局继续努力应对平衡消费者保护和促进金融创新的挑战，加密货币服务的监管环境仍然不确定。这些法规对自我托管钱包和更广泛的加密货币生态系统的影响尚未完全了解。