Wasabi Wallet 和 Phoenix 在監管打壓中暫停美國業務

為了應對日益嚴峻的監管壓力，Wasabi Wallet 和 Phoenix 已停止為美國客戶提供服務。在此之前，美國當局最近針對加密貨幣服務採取了行動，在兩名與 Samourai Wallet 相關的個人因洗錢指控被捕後，加強了對自我託管錢包的打擊力度。

Regulatory Pressures Prompt Wasabi Wallet and Phoenix Suspensions in United States

監管壓力促使 Wasabi Wallet 和 Phoenix 在美國被暫停

In response to escalating regulatory scrutiny, Wasabi Wallet and Phoenix have ceased operations for customers within the United States. The companies behind these wallets, zkSNACKs and ACINQ, respectively, announced the suspensions following recent enforcement actions by U.S. authorities against similar cryptocurrency services.

為了應對不斷升級的監管審查，Wasabi Wallet 和 Phoenix 已停止為美國境內的客戶提供服務。在美國當局最近對類似的加密貨幣服務採取執法行動後，這些錢包背後的公司 zkSNACKs 和 ACINQ 分別宣布暫停。

Proactive Measures to Safeguard Compliance

積極採取措施保障合規性

zkSNACKs has implemented preemptive measures to restrict access to its services from U.S. IP addresses, including Wasabi Wallet. The company aims to mitigate the risk of violating potential regulations that could classify self-custody wallets as money services businesses (MSBs), which would subject them to stringent regulatory oversight.

zkSNACKs 已採取先發製人的措施，限制從美國 IP 位址存取其服務，包括 Wasabi Wallet。該公司的目標是降低違反潛在法規的風險，這些法規可能會將自我託管錢包歸類為貨幣服務業務（MSB），這將使它們受到嚴格的監管。

Withdrawal from U.S. App Stores

從美國應用商店下架

ACINQ plans to remove Phoenix Wallet from U.S. application stores by May 3rd, 2023. This decision aligns with the company's intention to comply with impending regulations and avoid any potential legal exposure.

ACINQ 計劃於 2023 年 5 月 3 日之前從美國應用程式商店下架 Phoenix Wallet。

Heightened Enforcement Actions

加強執法行動

The regulatory crackdown on cryptocurrency services has intensified in recent months following the arrest of two individuals associated with Samourai Wallet on charges of money laundering, including allegations of processing illicit funds derived from the Silk Road marketplace.

近幾個月來，在兩名與 Samourai Wallet 有關的個人因洗錢罪（包括處理來自絲綢之路市場的非法資金的指控）被捕後，對加密貨幣服務的監管打擊力度加大。

Government Seizures and Arrests

政府扣押和逮捕

The U.S. government's enforcement actions against Samourai Wallet resulted in the seizure of its web servers, domain, and the removal of its app from the Google Play Store in the United States.

美國政府針對 Samourai Wallet 採取的執法行動導致其網頁伺服器、網域名稱被查封，並從美國的 Google Play 商店下架了其應用程式。

Bail Granted to Samourai Co-Founder

Samourai 聯合創辦人獲准保釋

Keonne Rodriguez, co-founder of Samourai Wallet, was granted release on a US$1 million bond after pleading not guilty to charges of money laundering and operating an unlicensed money-transmitting business at the U.S. District Court for the Southern District of New York.

Samourai Wallet 聯合創始人 Keonne Rodriguez 在紐約南區美國地方法院對洗錢和經營無牌匯款業務的指控不認罪後，以 100 萬美元保釋金獲釋。

Implications for Self-Custody Wallets

對自我託管錢包的影響

The regulatory pressure on cryptocurrency services raises concerns about the potential classification of self-custody wallets as MSBs. Such a designation would impose significant regulatory burdens on these services, including Know-Your-Customer (KYC) requirements and anti-money laundering (AML) compliance measures.

加密貨幣服務的監管壓力引發了人們對自我託管錢包可能被歸類為 MSB 的擔憂。這樣的指定會對這些服務造成巨大的監管負擔，包括了解你的客戶 (KYC) 要求和反洗錢 (AML) 合規措施。

Industry Reaction

業界反應

The cryptocurrency industry has expressed concerns about the government's approach to regulating self-custody wallets. Critics argue that such regulations could stifle innovation and hinder the development of decentralized financial technologies.

加密貨幣產業對政府監管自我託管錢包的做法表示擔憂。批評者認為，此類監管可能會扼殺創新並阻礙​​去中心化金融科技的發展。

Uncertain Future

不確定的未來

The regulatory landscape for cryptocurrency services remains uncertain, as U.S. authorities continue to grapple with the challenges of balancing consumer protection and the promotion of financial innovation. The impact of these regulations on self-custody wallets and the broader cryptocurrency ecosystem is yet to be fully understood.

由於美國當局繼續努力應對平衡消費者保護和促進金融創新的挑戰，加密貨幣服務的監管環境仍然不確定。這些法規對自我託管錢包和更廣泛的加密貨幣生態系統的影響尚未完全了解。