由于参议院银行委员会已向《天才法》（Genius Act）赋予了绿灯，因此美国正在为建立一个监管框架而取得了长足的进步。

这一里程碑是在以18票对6票对立法的投票之后提出的，使该国更接近对数字资产的全面监督。

The Senate Banking Committee has approved the GENIUS Act, setting the stage for the U.S. to introduce its first major stablecoin regulatory framework at the federal level.

参议院银行委员会已批准了《天才法》，为美国介绍了其在联邦一级引入其第一个主要的Stablecoin监管框架。

The vote, which took place on Thursday, follows an extensive two-hour debate among committee members, advancing the legislation to the full Senate for further consideration. A similar version of the bill is also being reviewed by the House of Representatives. Both chambers must reconcile any differences in their respective versions before a final bill can be presented to President Trump for his signature.

投票于周四举行，在委员会成员之间进行了两个小时的辩论，将立法推进了全部参议院以进行进一步考虑。众议院也正在审查该法案的类似版本。在将最后一项法案提交给特朗普总统以签名之前，两个会议厅都必须调和各自版本的任何差异。

The GENIUS Act, which stands for the "Guiding and Establishing National Innovation for U.S. Stablecoins Act," aims to implement federal guidelines for stablecoin issuers, ensuring their compliance and safeguarding financial stability. The bill would also position the U.S. as a leader in digital asset regulation, encouraging private-sector innovation in the cryptocurrency market.

《天才法》代表“为美国稳定法案的指导和建立国家创新，旨在为Stablecoin发行人实施联邦指南，以确保其合规性和维护财务稳定性。该法案还将将美国定位为数字资产监管领域的领导者，鼓励加密货币市场的私营部门创新。

"This bipartisan legislation will provide clear regulatory guidance for U.S. investors and ensure that innovation in this rapidly developing sector continues in the United States, rather than being driven overseas," said Senator Tim Scott (R-SC), a member of the committee.

该委员会成员蒂姆·斯科特（R-SC）说：“这项两党立法将为美国的投资者提供明确的监管指导，并确保在美国迅速发展的行业的创新继续，而不是在海外驱动。”

The bill's progress comes amid ongoing efforts to introduce a comprehensive regulatory framework for digital assets in the U.S. Earlier this year, the House Financial Services Committee approved a broader bill that covers both stablecoins and other cryptocurrencies.

该法案的进展是由于今年早些时候在美国引入全面的数字资产监管框架而持续努力，众议院金融服务委员会批准了一项更广泛的法案，该法案涵盖了Stablecoins和其他加密货币。

However, the Senate Banking Committee's approval of the GENIUS Act marks a significant milestone, setting the stage for the first federal-level regulation of stablecoin issuers and establishing clear rules for their operations.

但是，参议院银行委员会对《天才法》的批准标志着一个重要的里程碑，为第一个联邦级别的稳定发行人的法规奠定了基础，并为其运营制定了明确的规则。

The bill has faced criticism from some Democrats, who argue for additional safeguards and restrictions. Senator Elizabeth Warren (D-MA), a well-known opponent of cryptocurrencies, expressed concerns about the bill's timing and potential implications for national security.

该法案面临一些民主党人的批评，他们主张额外的保障和限制。著名的加密货币对手伊丽莎白·沃伦（Elizabeth Warren）参议员对法案的时机和对国家安全的潜在影响表示担忧。

"We'll regret this!" Senator Warren warned, referring to her skepticism about reports suggesting President Trump may be exploring the creation of a government-backed stablecoin in partnership with a controversial firm.

“我们会后悔的！”沃伦参议员警告说，她的怀疑论表明，特朗普总统可能正在与有争议的公司合作探索政府支持的Stablecoin的创建。

The reports, published in the Wall Street Journal, claim that Trump's family initiative, World Liberty Financial, has engaged in discussions with Binance about a joint venture to launch a stablecoin pegged to the U.S. dollar. Furthermore, the reports suggest that Binance sought a presidential pardon for its founder, Changpeng Zhao (CZ), in exchange for the business arrangement.

这些报告发表在《华尔街日报》上，声称特朗普的家庭倡议《世界自由金融》已经与一家合资企业进行了讨论，以发起与美元挂钩的稳定股。此外，报告表明，Binance为其创始人Changpeng Zhao（CZ）寻求总统赦免，以换取商业安排。

However, CZ has vehemently denied these claims, calling the report "misleading" and stating that he never sought a pardon and that no deal with Trump's family was reached.

但是，CZ强烈否认了这些说法，称该报告“误导”，并指出他从未寻求赦免，也没有与特朗普的家人达成交易。

Despite these denials, Senator Warren remains skeptical, arguing that advancing the stablecoin bill under such circumstances could have negative consequences.

尽管有这些否认，沃伦参议员仍然持怀疑态度，认为在这种情况下推进稳定法案可能会带来负面后果。

"The administration is reportedly trying to intervene in the Justice Department’s investigation into Binance to help Binance get a pardon for its CEO in exchange for a partnership to create a Trump family-branded stablecoin," Senator Warren stated.

沃伦参议员说：“据报道，政府正试图干预司法部对二手债券的调查，以帮助毕业前口为其首席执行官赦免，以换取合作伙伴关系，以建立特朗普家族品牌的斯塔布雷肯。”

"This is the kind of corrupt activity that the president should be focused on, not concocting new ways to enrich his family at the taxpayer's expense," she added.

她补充说：“这是总统应该关注的腐败活动，而不是炮制新的方式来丰富他的家人，以纳税人的费用。”

As the bill moves forward in the full Senate and House, both chambers will need to reconcile any differences in their respective versions of the bill before it can be presented to President Trump for his signature.

随着该法案在参议院和众议院的整个众议院前进，两个议会都将需要调和其各自版本的任何差异，然后才能将其签署给特朗普总统。

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