由於參議院銀行委員會已向《天才法》（Genius Act）賦予了綠燈，因此美國正在為建立一個監管框架而取得了長足的進步。

這一里程碑是在以18票對6票對立法的投票之後提出的，使該國更接近對數字資產的全面監督。

The Senate Banking Committee has approved the GENIUS Act, setting the stage for the U.S. to introduce its first major stablecoin regulatory framework at the federal level.

參議院銀行委員會已批准了《天才法》，為美國介紹了其在聯邦一級引入其第一個主要的Stablecoin監管框架。

The vote, which took place on Thursday, follows an extensive two-hour debate among committee members, advancing the legislation to the full Senate for further consideration. A similar version of the bill is also being reviewed by the House of Representatives. Both chambers must reconcile any differences in their respective versions before a final bill can be presented to President Trump for his signature.

投票於週四舉行，在委員會成員之間進行了兩個小時的辯論，將立法推進了全部參議院以進行進一步考慮。眾議院也正在審查該法案的類似版本。在將最後一項法案提交給特朗普總統以簽名之前，兩個會議廳都必須調和各自版本的任何差異。

The GENIUS Act, which stands for the "Guiding and Establishing National Innovation for U.S. Stablecoins Act," aims to implement federal guidelines for stablecoin issuers, ensuring their compliance and safeguarding financial stability. The bill would also position the U.S. as a leader in digital asset regulation, encouraging private-sector innovation in the cryptocurrency market.

《天才法》代表“為美國穩定法案的指導和建立國家創新，旨在為Stablecoin發行人實施聯邦指南，以確保其合規性和維護財務穩定性。該法案還將將美國定位為數字資產監管領域的領導者，鼓勵加密貨幣市場的私營部門創新。

"This bipartisan legislation will provide clear regulatory guidance for U.S. investors and ensure that innovation in this rapidly developing sector continues in the United States, rather than being driven overseas," said Senator Tim Scott (R-SC), a member of the committee.

該委員會成員蒂姆·斯科特（R-SC）說：“這項兩黨立法將為美國的投資者提供明確的監管指導，並確保在美國迅速發展的行業的創新繼續，而不是在海外驅動。”

The bill's progress comes amid ongoing efforts to introduce a comprehensive regulatory framework for digital assets in the U.S. Earlier this year, the House Financial Services Committee approved a broader bill that covers both stablecoins and other cryptocurrencies.

該法案的進展是由於今年早些時候在美國引入全面的數字資產監管框架而持續努力，眾議院金融服務委員會批准了一項更廣泛的法案，該法案涵蓋了Stablecoins和其他加密貨幣。

However, the Senate Banking Committee's approval of the GENIUS Act marks a significant milestone, setting the stage for the first federal-level regulation of stablecoin issuers and establishing clear rules for their operations.

但是，參議院銀行委員會對《天才法》的批准標誌著一個重要的里程碑，為第一個聯邦級別的穩定發行人的法規奠定了基礎，並為其運營製定了明確的規則。

The bill has faced criticism from some Democrats, who argue for additional safeguards and restrictions. Senator Elizabeth Warren (D-MA), a well-known opponent of cryptocurrencies, expressed concerns about the bill's timing and potential implications for national security.

該法案面臨一些民主黨人的批評，他們主張額外的保障和限制。著名的加密貨幣對手伊麗莎白·沃倫（Elizabeth Warren）參議員對法案的時機和對國家安全的潛在影響表示擔憂。

"We'll regret this!" Senator Warren warned, referring to her skepticism about reports suggesting President Trump may be exploring the creation of a government-backed stablecoin in partnership with a controversial firm.

“我們會後悔的！”沃倫參議員警告說，她的懷疑論表明，特朗普總統可能正在與有爭議的公司合作探索政府支持的Stablecoin的創建。

The reports, published in the Wall Street Journal, claim that Trump's family initiative, World Liberty Financial, has engaged in discussions with Binance about a joint venture to launch a stablecoin pegged to the U.S. dollar. Furthermore, the reports suggest that Binance sought a presidential pardon for its founder, Changpeng Zhao (CZ), in exchange for the business arrangement.

這些報告發表在《華爾街日報》上，聲稱特朗普的家庭倡議《世界自由金融》已經與一家合資企業進行了討論，以發起與美元掛鉤的穩定股。此外，報告表明，Binance為其創始人Changpeng Zhao（CZ）尋求總統赦免，以換取商業安排。

However, CZ has vehemently denied these claims, calling the report "misleading" and stating that he never sought a pardon and that no deal with Trump's family was reached.

但是，CZ強烈否認了這些說法，稱該報告“誤導”，並指出他從未尋求赦免，也沒有與特朗普的家人達成交易。

Despite these denials, Senator Warren remains skeptical, arguing that advancing the stablecoin bill under such circumstances could have negative consequences.

儘管有這些否認，沃倫參議員仍然持懷疑態度，認為在這種情況下推進穩定法案可能會帶來負面後果。

"The administration is reportedly trying to intervene in the Justice Department’s investigation into Binance to help Binance get a pardon for its CEO in exchange for a partnership to create a Trump family-branded stablecoin," Senator Warren stated.

沃倫參議員說：“據報導，政府正試圖干預司法部對二手債券的調查，以幫助畢業前口為其首席執行官赦免，以換取合作夥伴關係，以建立特朗普家族品牌的斯塔布雷肯。”

"This is the kind of corrupt activity that the president should be focused on, not concocting new ways to enrich his family at the taxpayer's expense," she added.

她補充說：“這是總統應該關注的腐敗活動，而不是炮製新的方式來豐富他的家人，以納稅人的費用。”

As the bill moves forward in the full Senate and House, both chambers will need to reconcile any differences in their respective versions of the bill before it can be presented to President Trump for his signature.

隨著該法案在參議院和眾議院的整個眾議院前進，兩個議會都將需要調和其各自版本的任何差異，然後才能將其簽署給特朗普總統。

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