瑞银集成了基于区块链的黄金交易的ZKSYNC

瑞士银行业务巨头瑞银（UBS）在以太坊2层网络ZKSync上成功测试了其UBS Key4 Gold Product。此举强调了寻求效率和安全性的传统金融机构对区块链技术的越来越多。

Swiss banking giant UBS has successfully tested its UBS Key4 Gold product on ZKSync, an Ethereum Layer-2 network. This move highlights the increasing adoption of blockchain technology by traditional financial institutions seeking efficiency and security.

瑞士银行业务巨头瑞银（UBS）在以太坊2层网络ZKSync上成功测试了其UBS Key4 Gold Product。此举强调了寻求效率和安全性的传统金融机构对区块链技术的越来越多。

UBS, which manages assets worth $5.7 trillion, is now exploring how blockchain can streamline gold investments, ZKSync reported on January 31. The test focuses on enabling the bank’s Swiss customers to purchase physical gold directly through a blockchain-based system.

ZKSYNC在1月31日报道说，瑞银（UBS）管理着价值5.7万亿美元的资产，现在正在探索区块链如何简化黄金投资。该测试重点是使该银行的瑞士客户直接通过基于区块链的系统购买实物黄金。

The test will assess how the technology can enable fractional gold ownership for retail investors, offering real-time pricing, deep liquidity, and secure storage. The product operates on the UBS Gold Network, a permissionless blockchain that connects vaults, liquidity providers, and distributors.

该测试将评估该技术如何为散户投资者提供部分黄金所有权，提供实时定价，深厚的流动性和安全存储。该产品在UBS Gold Network上运行，瑞银金网络是连接金库，流动性提供商和分销商的无许可区块链。

To optimize efficiency, UBS leveraged ZKSync’s Validium mode, a zero-knowledge rollup solution that enhances scalability by storing data off-chain. As part of the proof-of-concept, the bank deployed smart contracts on the Validium testnet to simulate the UBS Gold Network. These contracts will facilitate gold token issuance and transaction processing.

为了优化效率，瑞银利用了ZKSYNC的有效量模式，这是一种零知识汇总解决方案，可通过将数据离链储存链，可增强可扩展性。作为概念验证的一部分，该银行在有效的测试网上部署了智能合约，以模拟UBS金网络。这些合同将有助于黄金令牌发行和交易处理。

“This PoC reflects UBS’ continued efforts to explore how blockchain can enhance its financial offerings and support its broader digital asset strategy. I firmly believe that the future of finance will take place onchain,” wrote Alex Gluchowski, inventor of ZKsync.

“该POC反映了瑞银（UBS）继续努力探索区块链如何增强其财务产品并支持其更广泛的数字资产战略。我坚信财务的未来将发生Onchain。” Zksync的发明者Alex Gluchowski写道。

The testnet also enhanced privacy by restricting participants’ visibility to their transactions while maintaining verification mechanisms. Additionally, it allowed stablecoin to merge with Ethereum, making gold token purchases more cost-effective and scalable.

测试网还通过限制参与者对交易的可见性，同时保持验证机制的可见性来增强隐私。此外，它允许Stablecoin与以太坊合并，从而使黄金令牌购买更具成本效益和可扩展性。

UBS’ test reflects a broader shift toward blockchain adoption in traditional finance (TradFi). The bank has previously explored tokenization by launching an Ethereum-based money market investment fund.

瑞银的测试反映了在传统金融（TradFI）中采用区块链采用的更广泛的转变。该银行此前曾通过启动基于以太坊的货币市场投资基金来探索令牌化。

Christoph Puhr, Digital Assets Lead at UBS, noted that tokenized securities hold great potential, but scalability, privacy, and interoperability remain hurdles. He highlighted that the ZKSync PoC showcased how Layer-2 networks and zero-knowledge technology can help address these challenges.

瑞银（UBS）的数字资产的克里斯托夫·普尔（Christoph Puhr）指出，令牌化证券具有巨大的潜力，但可扩展性，隐私性和互操作性仍然是障碍。他强调，ZKSYNC POC展示了第2层网络和零知识技术如何帮助应对这些挑战。

“This is another great example of how UBS collaborates with technology providers to stay at the forefront of innovation. Our PoC with ZKsync demonstrated that Layer 2 networks and ZK technology hold the potential to resolve these,” Puhr noted.

“这是瑞银与技术提供商如何保持创新最前沿的另一个很好的例子。我们使用ZKSYNC的POC表明，第2层网络和ZK技术具有解决这些问题的潜力。” Puhr指出。

ZKSync co-inventor Alex Gluchowski echoed this sentiment while pointing out that these initiatives show that the future of finance is on-chain. According to him, zero-knowledge technology would serve as a catalyst for innovation and provide a robust foundation for tokenized assets, which could accelerate Web3 adoption.

Zksync共同发明的Alex Gluchowski回应了这一观点，同时指出这些举措表明金融的未来是链子上的。据他说，零知识技术将作为创新的催化剂，并为令牌化资产提供强大的基础，这可以加速Web3采用。