瑞銀集成了基於區塊鏈的黃金交易的ZKSYNC

瑞士銀行業務巨頭瑞銀（UBS）在以太坊2層網絡ZKSync上成功測試了其UBS Key4 Gold Product。此舉強調了尋求效率和安全性的傳統金融機構對區塊鏈技術的越來越多。

Swiss banking giant UBS has successfully tested its UBS Key4 Gold product on ZKSync, an Ethereum Layer-2 network. This move highlights the increasing adoption of blockchain technology by traditional financial institutions seeking efficiency and security.

瑞士銀行業務巨頭瑞銀（UBS）在以太坊2層網絡ZKSync上成功測試了其UBS Key4 Gold Product。此舉強調了尋求效率和安全性的傳統金融機構對區塊鏈技術的越來越多。

UBS, which manages assets worth $5.7 trillion, is now exploring how blockchain can streamline gold investments, ZKSync reported on January 31. The test focuses on enabling the bank’s Swiss customers to purchase physical gold directly through a blockchain-based system.

ZKSYNC在1月31日報導說，瑞銀（UBS）管理著價值5.7萬億美元的資產，現在正在探索區塊鏈如何簡化黃金投資。該測試重點是使該銀行的瑞士客戶直接通過基於區塊鏈的系統購買實物黃金。

The test will assess how the technology can enable fractional gold ownership for retail investors, offering real-time pricing, deep liquidity, and secure storage. The product operates on the UBS Gold Network, a permissionless blockchain that connects vaults, liquidity providers, and distributors.

該測試將評估該技術如何為散戶投資者提供部分黃金所有權，提供實時定價，深厚的流動性和安全存儲。該產品在UBS Gold Network上運行，瑞銀金網絡是連接金庫，流動性提供商和分銷商的無許可區塊鏈。

To optimize efficiency, UBS leveraged ZKSync’s Validium mode, a zero-knowledge rollup solution that enhances scalability by storing data off-chain. As part of the proof-of-concept, the bank deployed smart contracts on the Validium testnet to simulate the UBS Gold Network. These contracts will facilitate gold token issuance and transaction processing.

為了優化效率，瑞銀利用了ZKSYNC的有效量模式，這是一種零知識匯總解決方案，可通過將數據離鏈儲存鏈，可增強可擴展性。作為概念驗證的一部分，該銀行在有效的測試網上部署了智能合約，以模擬UBS金網絡。這些合同將有助於黃金令牌發行和交易處理。

“This PoC reflects UBS’ continued efforts to explore how blockchain can enhance its financial offerings and support its broader digital asset strategy. I firmly believe that the future of finance will take place onchain,” wrote Alex Gluchowski, inventor of ZKsync.

“該POC反映了瑞銀（UBS）繼續努力探索區塊鏈如何增強其財務產品並支持其更廣泛的數字資產戰略。我堅信財務的未來將發生Onchain。” Zksync的發明者Alex Gluchowski寫道。

The testnet also enhanced privacy by restricting participants’ visibility to their transactions while maintaining verification mechanisms. Additionally, it allowed stablecoin to merge with Ethereum, making gold token purchases more cost-effective and scalable.

測試網還通過限制參與者對交易的可見性，同時保持驗證機制的可見性來增強隱私。此外，它允許Stablecoin與以太坊合併，從而使黃金令牌購買更具成本效益和可擴展性。

UBS’ test reflects a broader shift toward blockchain adoption in traditional finance (TradFi). The bank has previously explored tokenization by launching an Ethereum-based money market investment fund.

瑞銀的測試反映了在傳統金融（TradFI）中採用區塊鏈採用的更廣泛的轉變。該銀行此前曾通過啟動基於以太坊的貨幣市場投資基金來探索令牌化。

Christoph Puhr, Digital Assets Lead at UBS, noted that tokenized securities hold great potential, but scalability, privacy, and interoperability remain hurdles. He highlighted that the ZKSync PoC showcased how Layer-2 networks and zero-knowledge technology can help address these challenges.

瑞銀（UBS）的數字資產的克里斯托夫·普爾（Christoph Puhr）指出，令牌化證券具有巨大的潛力，但可擴展性，隱私性和互操作性仍然是障礙。他強調，ZKSYNC POC展示了第2層網絡和零知識技術如何幫助應對這些挑戰。

“This is another great example of how UBS collaborates with technology providers to stay at the forefront of innovation. Our PoC with ZKsync demonstrated that Layer 2 networks and ZK technology hold the potential to resolve these,” Puhr noted.

“這是瑞銀與技術提供商如何保持創新最前沿的另一個很好的例子。我們使用ZKSYNC的POC表明，第2層網絡和ZK技術具有解決這些問題的潛力。” Puhr指出。

ZKSync co-inventor Alex Gluchowski echoed this sentiment while pointing out that these initiatives show that the future of finance is on-chain. According to him, zero-knowledge technology would serve as a catalyst for innovation and provide a robust foundation for tokenized assets, which could accelerate Web3 adoption.

Zksync共同發明的Alex Gluchowski回應了這一觀點，同時指出這些舉措表明金融的未來是鍊子上的。據他說，零知識技術將作為創新的催化劑，並為令牌化資產提供強大的基礎，這可以加速Web3採用。