瑞银和采用区块链：迈向瑞士资产数字化的一步

瑞士银行瑞银是金融部门的全球领导者，正在尝试一种创新的区块链解决方案，以简化和进行投资

Swiss bank UBS, a global leader in the financial sector, is experimenting with an innovative blockchain solution to simplify and make investments in digital gold more efficient.

瑞士银行瑞银是金融领域的全球领导者，正在尝试一种创新的区块链解决方案，以简化和使对数字黄金的投资更加有效。

The project uses ZKsync technology, a Layer 2 platform based on Ethereum, to offer greater transparency and security in transactions.

该项目使用基于以太坊的第2层平台ZKSYNC技术，以提供更大的交易透明度和安全性。

The initiative represents a significant step in the integration between traditional finance and blockchain technology, with potential implications for the global investment market.

该计划代表了传统金融与区块链技术之间整合的重要一步，对全球投资市场产生了潜在影响。

UBS and the adoption of blockchain: a step towards the digitization of assets in Switzerland

瑞银和采用区块链：迈向瑞士资产数字化的一步

The choice of UBS to explore blockchain reflects a strategic shift towards the digitalization of assets and the adoption of emerging technologies.

瑞银探索区块链的选择反映了朝着资产数字化和采用新兴技术的战略转变。

The bank is indeed testing a platform that allows investors to purchase, hold, and transfer digital gold in a secure and transparent manner.

该银行确实正在测试一个平台，该平台允许投资者以安全和透明的方式购买，持有和转移数字黄金。

Digital gold, represented on blockchain, offers investors a modern alternative to traditional methods of investing in precious metals, eliminating the need for intermediaries or additional costs.

代表区块链的数字黄金为投资者提供了一种用于投资贵金属的传统方法的现代替代方案，从而消除了中介机构的需求或额外的成本。

This initiative is based on ZKsync technology, a Layer 2 protocol designed to improve the scalability of Ethereum.

该计划基于ZKSYNC技术，该技术旨在提高以太坊的可扩展性。

Thanks to the use of zero-knowledge rollups, ZKsync allows for fast and cost-effective transactions without compromising security or decentralization.

由于使用了零知识汇总，ZKSYNC允许快速且具有成本效益的交易，而不会损害安全性或权力下放。

UBS is therefore exploring how this technology can be used to ensure the traceability and integrity of investments in digital gold.

因此，瑞银正在探索如何使用该技术来确保数字黄金投资的可追溯性和完整性。

As mentioned, ZKsync is one of the most promising Layer 2 solutions in the Ethereum ecosystem.

如前所述，ZKSYNC是以太坊生态系统中最有前途的第2层解决方案之一。

Thanks to its zero-knowledge rollups, the protocol allows for processing a large number of transactions off the main blockchain, recording only a summary on Ethereum to maintain security.

由于其零知识汇总，该协议允许处理主要区块链的大量交易，仅记录以太坊的摘要以维持安全性。

This approach not only reduces transaction costs, but also improves speed, making it ideal for complex financial applications such as those proposed by UBS.

这种方法不仅降低了交易成本，而且还提高了速度，使其非常适合诸如瑞银提议的复杂财务应用。

The adoption of ZKsync by a traditional bank like UBS demonstrates that blockchain technologies can be used in regulated and institutional contexts.

像瑞银（UBS）这样的传统银行对ZKSYNC的采用表明，区块链技术可用于监管和机构环境中。

Furthermore, the choice of Ethereum as a technological base highlights the growing maturity of its ecosystem and the trust that significant financial institutions place in it.

此外，将以太坊作为技术基础的选择突出了其生态系统的成熟度以及重要的金融机构所置于的成熟。

Why digital gold? UBS and the strategic value of this choice

为什么要数字黄金？瑞银和此选择的战略价值

Gold has always been considered a safe haven asset, appreciated for its stability and intrinsic value.

黄金一直被认为是避风港资产，以其稳定性和内在价值而受到赞赏。

However, the traditional physical gold market presents logistical challenges, custody costs, and risks related to transport.

但是，传统的实物黄金市场提出了后勤挑战，监护成本和与运输有关的风险。

Digital gold, represented on blockchain, eliminates many of these obstacles, offering a more convenient and accessible alternative.

在区块链上代表的数字黄金消除了许多障碍，提供了更方便，更容易获得的替代方案。

UBS is experimenting with this solution to respond to the growing demand for digital investments from its clients.

瑞银正在尝试这种解决方案，以响应客户对数字投资不断增长的需求。

The tokenization of gold on blockchain allows the asset to be divided into smaller units, making it accessible to a wider audience.

黄金在区块链上的令牌化可以使资产分为较小的单位，使得更广泛的受众可以使用。

Moreover, the intrinsic transparency of the blockchain ensures that every transaction is verifiable and secure, increasing the trust of investors.

此外，区块链的内在透明度可确保每笔交易都是可验证和安全的，从而增加了投资者的信任。

The initiative by UBS could have significant implications for the financial sector.

瑞银的倡议可能会对金融部门产生重大影响。

The use of blockchain to digitize traditional assets like gold demonstrates how institutions can leverage this technology to innovate their services.

使用区块链来数字化诸如黄金之类的传统资产，这表明了机构如何利用这项技术来创新他们的服务。

The tokenization of assets not only reduces operational costs, but also opens up new investment opportunities for clients.

资产的令牌化不仅降低了运营成本，而且为客户打开了新的投资机会。

Finally, the adoption of ZKsync underscores the importance of scalable and sustainable solutions to ensure that blockchain applications can be integrated into existing financial systems without compromising security or efficiency.

最后，采用ZKSYNC强调了可扩展和可持续性解决方案的重要性，以确保可以将区块链应用程序整合到现有的金融系统中，而不会损害安全性或效率。

If the UBS pilot project is successful, it could serve as a model for other financial institutions interested in exploring blockchain.

如果瑞银试点项目成功，它可以作为有兴趣探索区块链的其他金融机构的榜样。