特朗普签署行政命令的重点是加密货币和数字资产

美国总统唐纳德·特朗普（Donald Trump）签署了一项新的行政命令，该命令专注于加密货币和数字资产。该命令旨在解决一些挑战

US President Donald Trump has signed a new executive order on cryptocurrency and digital assets. The order aims to address some of the challenges faced by Web3 companies and provide clearer regulations for the industry. A key part of the order is the creation of a working group on digital assets. This group will promote US leadership in cryptocurrency and explore setting up a national stockpile of digital assets. However, the order notably excludes the Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) from this working group.

美国总统唐纳德·特朗普（Donald Trump）签署了有关加密货币和数字资产的新行政命令。该订单旨在应对Web3公司面临的一些挑战，并为该行业提供更明确的法规。该订单的关键部分是创建了数字资产的工作组。该小组将促进美国在加密货币方面的领导地位，并探索建立全国数字资产库存。但是，该命令特别将美联储和联邦存款保险公司（FDIC）排除在该工作组之外。

This decision has drawn attention as both agencies have been involved in regulating the crypto industry. Critics, such as Caitlin Long, CEO of Custodia Bank, have accused the agencies of making it difficult for crypto companies to access banking services. In a post on X, Long stated, “Trump’s crypto executive order excludes the Fed & FDIC from the digital asset working group. Both tried to kill the industry through debanking.”

由于两个机构都参与调节加密行业，因此这一决定引起了人们的关注。批评家，例如Custodia Bank的首席执行官Caitlin Long指责机构使加密公司难以访问银行服务。朗（Long）在X上的一篇文章中说：“特朗普的加密行政命令将FED＆FDIC排除在数字资产工作组中。两者都试图通过撤销来杀死该行业。”

During the Biden administration, several crypto firms faced banking challenges, with some insiders claiming it was part of a coordinated effort called “Operation Chokepoint 2.0.” This alleged operation involved pressuring banks to cut ties with crypto companies.

在拜登政府期间，几家加密货币公司面临银行业务挑战，一些内部人员声称这是一项协调的努力的一部分，称为“ Chokepoint 2.0行动”。这项据称的行动涉及向银行施加压力以削减与加密货币公司的联系。

Over 30 crypto and tech founders reportedly lost access to banking services during this time. The situation worsened in 2023 with the collapse of several crypto-friendly banks. For example, New York-based Signature Bank, known for its crypto clients, was shut down by state regulators in 2023. The Federal Reserve announced that the FDIC had taken receivership of the bank to protect depositors. As of December 31, 022, Signature Bank had $110.36 billion in total assets and $88.59 billion in total deposits.

据报道，在此期间，有30多个加密货币创始人失去了获得银行服务的访问权限。由于几家加密货币友好的银行崩溃，情况在2023年恶化。例如，总部位于纽约的签名银行以其加密客户而闻名，在2023年被州监管机构关闭。美联储宣布，FDIC已接管该银行以保护存款人。截至022年12月31日，Signature Bank的总资产为1,103.6亿美元，总存款为885.9亿美元。

Another crypto-friendly bank, California-based Silvergate Bank, voluntarily announced its liquidation and the end of operations in 2023. The bank faced a sharp decline in its stock price and financial struggles after major crypto firms severed ties with it.

另一家对加利福尼亚州的加利福尼亚银行银行银行自愿宣布清算并于2023年宣布运营结束。该银行在主要加密货币公司切断了与之联系后面临股票价格急剧下降和经济挣扎。

The executive order also impacts stablecoin regulations. Caitlin Long noted that the Federal Reserve will no longer play a role in shaping stablecoin policies. Instead, Treasury Secretary Scott Bessent, a hedge fund manager and Trump's pick for the role, will oversee this area.

行政命令还会影响稳定法规。凯特琳·朗（Caitlin Long）指出，美联储将不再在制定稳定政策中发挥作用。取而代之的是，对冲基金经理兼特朗普选择该职位的财政部长斯科特·贝斯特（Scott Bessent）将监督该领域。

In a separate but related development, the Securities and Exchange Commission (SEC) has rescinded a controversial rule called Staff Accounting Bulletin 121 (SAB 121). This rule required banks holding crypto for customers to record the assets as liabilities. The new rule, SAB 122, makes it easier for US banks to offer crypto custody services, a move that industry leaders see as positive for the crypto space.

在另一个但相关的开发中，证券交易委员会（SEC）撤销了一个有争议的规则，称为员工会计公告121（SAB 121）。该规则要求持有加密货币的银行将资产记录为负债。新规则SAB 122使美国银行更容易提供加密保管服务，这一举动对加密货币空间来说是积极的。