特朗普簽署行政命令的重點是加密貨幣和數字資產

美國總統唐納德·特朗普（Donald Trump）簽署了一項新的行政命令，該命令專注於加密貨幣和數字資產。該命令旨在解決一些挑戰

US President Donald Trump has signed a new executive order on cryptocurrency and digital assets. The order aims to address some of the challenges faced by Web3 companies and provide clearer regulations for the industry. A key part of the order is the creation of a working group on digital assets. This group will promote US leadership in cryptocurrency and explore setting up a national stockpile of digital assets. However, the order notably excludes the Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) from this working group.

美國總統唐納德·特朗普（Donald Trump）簽署了有關加密貨幣和數字資產的新行政命令。該訂單旨在應對Web3公司面臨的一些挑戰，並為該行業提供更明確的法規。該訂單的關鍵部分是創建了數字資產的工作組。該小組將促進美國在加密貨幣方面的領導地位，並探索建立全國數字資產庫存。但是，該命令特別將美聯儲和聯邦存款保險公司（FDIC）排除在該工作組之外。

This decision has drawn attention as both agencies have been involved in regulating the crypto industry. Critics, such as Caitlin Long, CEO of Custodia Bank, have accused the agencies of making it difficult for crypto companies to access banking services. In a post on X, Long stated, “Trump’s crypto executive order excludes the Fed & FDIC from the digital asset working group. Both tried to kill the industry through debanking.”

由於兩個機構都參與調節加密行業，因此這一決定引起了人們的關注。批評家，例如Custodia Bank的首席執行官Caitlin Long指責機構使加密公司難以訪問銀行服務。朗（Long）在X上的一篇文章中說：“特朗普的加密行政命令將FED＆FDIC排除在數字資產工作組中。兩者都試圖通過撤銷來殺死該行業。”

During the Biden administration, several crypto firms faced banking challenges, with some insiders claiming it was part of a coordinated effort called “Operation Chokepoint 2.0.” This alleged operation involved pressuring banks to cut ties with crypto companies.

在拜登政府期間，幾家加密貨幣公司面臨銀行業務挑戰，一些內部人員聲稱這是一項協調的努力的一部分，稱為“ Chokepoint 2.0行動”。這項據稱的行動涉及向銀行施加壓力以削減與加密貨幣公司的聯繫。

Over 30 crypto and tech founders reportedly lost access to banking services during this time. The situation worsened in 2023 with the collapse of several crypto-friendly banks. For example, New York-based Signature Bank, known for its crypto clients, was shut down by state regulators in 2023. The Federal Reserve announced that the FDIC had taken receivership of the bank to protect depositors. As of December 31, 022, Signature Bank had $110.36 billion in total assets and $88.59 billion in total deposits.

據報導，在此期間，有30多個加密貨幣創始人失去了獲得銀行服務的訪問權限。由於幾家加密貨幣友好的銀行崩潰，情況在2023年惡化。例如，總部位於紐約的簽名銀行以其加密客戶而聞名，在2023年被州監管機構關閉。美聯儲宣布，FDIC已接管該銀行以保護存款人。截至022年12月31日，Signature Bank的總資產為1,103.6億美元，總存款為885.9億美元。

Another crypto-friendly bank, California-based Silvergate Bank, voluntarily announced its liquidation and the end of operations in 2023. The bank faced a sharp decline in its stock price and financial struggles after major crypto firms severed ties with it.

另一家對加利福尼亞州的加利福尼亞銀行銀行銀行自願宣布清算並於2023年宣布運營結束。該銀行在主要加密貨幣公司切斷了與之聯繫後面臨股票價格急劇下降和經濟掙扎。

The executive order also impacts stablecoin regulations. Caitlin Long noted that the Federal Reserve will no longer play a role in shaping stablecoin policies. Instead, Treasury Secretary Scott Bessent, a hedge fund manager and Trump's pick for the role, will oversee this area.

行政命令還會影響穩定法規。凱特琳·朗（Caitlin Long）指出，美聯儲將不再在製定穩定政策中發揮作用。取而代之的是，對沖基金經理兼特朗普選擇該職位的財政部長斯科特·貝斯特（Scott Bessent）將監督該領域。

In a separate but related development, the Securities and Exchange Commission (SEC) has rescinded a controversial rule called Staff Accounting Bulletin 121 (SAB 121). This rule required banks holding crypto for customers to record the assets as liabilities. The new rule, SAB 122, makes it easier for US banks to offer crypto custody services, a move that industry leaders see as positive for the crypto space.

在另一個但相關的開發中，證券交易委員會（SEC）撤銷了一個有爭議的規則，稱為員工會計公告121（SAB 121）。該規則要求持有加密貨幣的銀行將資產記錄為負債。新規則SAB 122使美國銀行更容易提供加密保管服務，這一舉動對加密貨幣空間來說是積極的。