特朗普政府正在评估比特币储备金

这个想法？将比特币作为一种类似于黄金的战略资产，以对冲货币波动和全球经济转变。

President Trump's administration is reportedly considering integrating Bitcoin into national economic policy by creating a reserve, according to David Sacks, the recently appointed AI and Crypto Czar.

据最近任命的AI和Crypto Czar的戴维·萨克斯（David Sacks）表示，据报道，特朗普总统的政府正在考虑将比特币纳入国家经济政策。

In an interview with CNBC, Sacks said that the administration is "taking a serious look" at the feasibility of a U.S. Bitcoin Reserve. The idea, he explained, is to accumulate Bitcoin as a strategic asset, much like gold, to hedge against currency volatility and global economic shifts.

萨克斯在接受CNBC的采访时说，政府对美国比特币储备的可行性“认真看”。他解释说，这个想法是将比特币作为一种战略资产，就像黄金一样，以对冲货币波动和全球经济转变。

"We're looking at the role of Bitcoin in particular, and whether or not it makes sense for the U.S. to have a Bitcoin reserve," Sacks said. "We're having those conversations right now."

萨克斯说：“我们尤其是在研究比特币的角色，以及对美国拥有比特币储备是否有意义。” “我们现在正在进行这些对话。”

While Sacks did not provide any specific details about the initiative, the move signals that the U.S. may be preparing for a future where digital assets play a much larger role in monetary policy. Countries like El Salvador have already made Bitcoin legal tender, and some U.S. policymakers see an opportunity to establish America as a leader in the space.

尽管麻袋没有提供有关该计划的任何特定细节，但此举表明，美国可能正在为未来数字资产在货币政策中发挥更大作用的未来做准备。像萨尔瓦多（El Salvador）这样的国家已经制作了比特币法律招标，一些美国决策者认为有机会将美国确立为该领域的领导者。

"The U.S. has been talking about crypto for a long time, but they haven't really done anything," said Mati Greenspan, founder of Quantum Economics. "This is the first time that we're hearing something concrete from the U.S. government on the matter."

量子经济学的创始人Mati Greenspan说：“美国已经谈论了加密货币已经很长时间了，但他们还没有做任何事情。” “这是我们第一次在美国政府就此事听到一些具体的事情。”

If the Bitcoin Reserve plan moves forward, it could have a significant impact on global perceptions of Bitcoin, potentially elevating it to an even more legitimate asset class, Greenspan added.

格林斯潘补充说，如果比特币储备计划向前发展，它可能会对全球对比特币的看法产生重大影响，这可能会将其提升到更合法的资产类别。

In parallel with the administration's crypto moves, Congress is also making an effort to bring regulatory clarity to stablecoins.

与政府的加密举动同时，国会也在努力为稳定股带来监管的清晰度。

On Thursday, Senator Bill Hagerty (R-TN) introduced the GENIUS Act, a bill designed to set clear rules for stablecoin issuance and operation in the U.S. The bill aims to provide a legal framework for companies offering digital dollar alternatives.

周四，参议员比尔·哈格蒂（Bill Hagerty）（R-TN）提出了《天才法》，该法案旨在为美国的Stablecoin发行和运营制定明确的规则，该法案旨在为提供数字美元替代品的公司提供法律框架。

"Stablecoins present a clear opportunity to advance financial inclusion, drive down the cost of sending money, and help Americans save for the future," Hagerty said in a statement. "This bill will ensure that stablecoins are issued and operated in a safe and sound manner, protecting consumers and the financial system."

哈格蒂在一份声明中说：“ Stablecoins提供了一个明确的机会来促进金融包容性，降低汇款成本，并帮助美国人为未来省钱。” “该法案将确保以安全，合理的方式发布和运营Stablecoins，以保护消费者和金融体系。”

Stablecoins like USDT (Tether) and USDC (USD Coin) have seen explosive growth in recent years, but they exist in a gray area of financial regulation. Some regulators have warned that stablecoins could pose risks to the financial system if they are not properly overseen.

近年来，像USDT（Tether）和USDC（USD Coin）这样的Stablecoins爆炸性增长，但它们存在于金融监管的灰色地区。一些监管机构警告说，如果不正确监督稳定者，他们可能会对金融体系构成风险。

The GENIUS Act would require stablecoin issuers to be licensed by the U.S. Treasury Department's Financial Crimes Enforcement Network (FinCEN) and to maintain reserves that are fully backed by cash, cash equivalents, U.S. Treasury securities, or a combination of the three.

《天才法》将要求稳定发行人获得美国财政部的金融犯罪执法网络（FINCEN）的许可，并维护由现金，现金同等，美国财政证券或三个组合的储备。

The bill would also prohibit stablecoin issuers from lending or investing any portion of their reserves and would require them to be audited by an independent accounting firm at least once a year.

该法案还将禁止Stablecoin发行人贷款或投资其储量的任何部分，并要求他们每年至少一次由独立会计师事务所审核。

"The bill will ensure that stablecoins are issued and operated in a safe and sound manner, protecting consumers and the financial system," Hagerty added.

Hagerty补充说：“该法案将确保以安全，合理的方式发行和运营Stablecoins，以保护消费者和金融体系。”

The GENIUS Act is the latest in a series of attempts by Congress to regulate stablecoins. In 2022, the House of Representatives passed the Stablecoin Transparency Act, which would have required stablecoin issuers to register with the Securities and Exchange Commission (SEC).

《天才法案》是国会一系列试图规范稳定币的最新尝试。 2022年，众议院通过了《稳定透明法》，该法将要求Stablecoin发行人在美国证券交易委员会（SEC）注册。

However, the bill stalled in the Senate, and it is unclear whether the GENIUS Act will fare any better. The bill faces opposition from some crypto industry groups, who argue that it would impose overly burdensome regulations on stablecoins.

但是，该法案陷入了参议院，目前尚不清楚《天才法》是否会更好。该法案面临一些加密行业团体的反对，他们认为该组织将对Stablecoins施加过于繁重的法规。

"The bill would create a new class of digital assets that are subject to unique regulations," said Kristin Smith, executive director of the Blockchain Association, a crypto industry trade group. "This approach is unnecessarily complex and could stifle innovation in the digital asset space."

加密行业贸易集团区块链协会执行董事克里斯汀·史密斯（Kristin Smith）表示：“该法案将创建一类新的数字资产。” “这种方法不必要地复杂，可能会在数字资产空间中扼杀创新。”

The Biden administration has also been working on stablecoin regulation, and the Treasury Department is expected to release a report on the issue in the coming weeks. The administration is reportedly considering a range of options, including regulating stablecoins as securities or as a new type of financial product.

拜登政府还一直在努力制定Stablecoin法规，预计财政部将在未来几周内发布有关该问题的报告。据报道，政府正在考虑一系列选择，包括将Stablecoins作为证券或新型的金融产品进行监管。

The outcome of these efforts will have a major impact on the future of stablecoins in the U.S. If Congress or the administration succeeds in passing legislation to regulate stablecoins, it could help integrate them into mainstream finance, making them a more reliable and widely accepted means of digital payment.

如果国会或政府成功通过立法来规范稳定的人，这些努力的结果将对美国的Stablecoins的未来产生重大影响，它可以帮助将它们融入主流金融，使其成为更可靠的，更广泛地接受的手段数字付款。