特朗普政府正在評估比特幣儲備金

這個想法？將比特幣作為一種類似於黃金的戰略資產，以對沖貨幣波動和全球經濟轉變。

President Trump's administration is reportedly considering integrating Bitcoin into national economic policy by creating a reserve, according to David Sacks, the recently appointed AI and Crypto Czar.

據最近任命的AI和Crypto Czar的戴維·薩克斯（David Sacks）表示，據報導，特朗普總統的政府正在考慮將比特幣納入國家經濟政策。

In an interview with CNBC, Sacks said that the administration is "taking a serious look" at the feasibility of a U.S. Bitcoin Reserve. The idea, he explained, is to accumulate Bitcoin as a strategic asset, much like gold, to hedge against currency volatility and global economic shifts.

薩克斯在接受CNBC的採訪時說，政府對美國比特幣儲備的可行性“認真看”。他解釋說，這個想法是將比特幣作為一種戰略資產，就像黃金一樣，以對沖貨幣波動和全球經濟轉變。

"We're looking at the role of Bitcoin in particular, and whether or not it makes sense for the U.S. to have a Bitcoin reserve," Sacks said. "We're having those conversations right now."

薩克斯說：“我們尤其是在研究比特幣的角色，以及對美國擁有比特幣儲備是否有意義。” “我們現在正在進行這些對話。”

While Sacks did not provide any specific details about the initiative, the move signals that the U.S. may be preparing for a future where digital assets play a much larger role in monetary policy. Countries like El Salvador have already made Bitcoin legal tender, and some U.S. policymakers see an opportunity to establish America as a leader in the space.

儘管麻袋沒有提供有關該計劃的任何特定細節，但此舉表明，美國可能正在為未來數字資產在貨幣政策中發揮更大作用的未來做準備。像薩爾瓦多（El Salvador）這樣的國家已經製作了比特幣法律招標，一些美國決策者認為有機會將美國確立為該領域的領導者。

"The U.S. has been talking about crypto for a long time, but they haven't really done anything," said Mati Greenspan, founder of Quantum Economics. "This is the first time that we're hearing something concrete from the U.S. government on the matter."

量子經濟學的創始人Mati Greenspan說：“美國已經談論了加密貨幣已經很長時間了，但他們還沒有做任何事情。” “這是我們第一次在美國政府就此事聽到一些具體的事情。”

If the Bitcoin Reserve plan moves forward, it could have a significant impact on global perceptions of Bitcoin, potentially elevating it to an even more legitimate asset class, Greenspan added.

格林斯潘補充說，如果比特幣儲備計劃向前發展，它可能會對全球對比特幣的看法產生重大影響，這可能會將其提升到更合法的資產類別。

In parallel with the administration's crypto moves, Congress is also making an effort to bring regulatory clarity to stablecoins.

與政府的加密舉動同時，國會也在努力為穩定股帶來監管的清晰度。

On Thursday, Senator Bill Hagerty (R-TN) introduced the GENIUS Act, a bill designed to set clear rules for stablecoin issuance and operation in the U.S. The bill aims to provide a legal framework for companies offering digital dollar alternatives.

週四，參議員比爾·哈格蒂（Bill Hagerty）（R-TN）提出了《天才法》，該法案旨在為美國的Stablecoin發行和運營製定明確的規則，該法案旨在為提供數字美元替代品的公司提供法律框架。

"Stablecoins present a clear opportunity to advance financial inclusion, drive down the cost of sending money, and help Americans save for the future," Hagerty said in a statement. "This bill will ensure that stablecoins are issued and operated in a safe and sound manner, protecting consumers and the financial system."

哈格蒂在一份聲明中說：“ Stablecoins提供了一個明確的機會來促進金融包容性，降低匯款成本，並幫助美國人為未來省錢。” “該法案將確保以安全，合理的方式發布和運營Stablecoins，以保護消費者和金融體系。”

Stablecoins like USDT (Tether) and USDC (USD Coin) have seen explosive growth in recent years, but they exist in a gray area of financial regulation. Some regulators have warned that stablecoins could pose risks to the financial system if they are not properly overseen.

近年來，像USDT（Tether）和USDC（USD Coin）這樣的Stablecoins爆炸性增長，但它們存在於金融監管的灰色地區。一些監管機構警告說，如果不正確監督穩定者，他們可能會對金融體系構成風險。

The GENIUS Act would require stablecoin issuers to be licensed by the U.S. Treasury Department's Financial Crimes Enforcement Network (FinCEN) and to maintain reserves that are fully backed by cash, cash equivalents, U.S. Treasury securities, or a combination of the three.

《天才法》將要求穩定發行人獲得美國財政部的金融犯罪執法網絡（FINCEN）的許可，並維護由現金，現金同等，美國財政證券或三個組合的儲備。

The bill would also prohibit stablecoin issuers from lending or investing any portion of their reserves and would require them to be audited by an independent accounting firm at least once a year.

該法案還將禁止Stablecoin發行人貸款或投資其儲量的任何部分，並要求他們每年至少一次由獨立會計師事務所審核。

"The bill will ensure that stablecoins are issued and operated in a safe and sound manner, protecting consumers and the financial system," Hagerty added.

Hagerty補充說：“該法案將確保以安全，合理的方式發行和運營Stablecoins，以保護消費者和金融體系。”

The GENIUS Act is the latest in a series of attempts by Congress to regulate stablecoins. In 2022, the House of Representatives passed the Stablecoin Transparency Act, which would have required stablecoin issuers to register with the Securities and Exchange Commission (SEC).

《天才法案》是國會一系列試圖規範穩定幣的最新嘗試。 2022年，眾議院通過了《穩定透明法》，該法將要求Stablecoin發行人在美國證券交易委員會（SEC）註冊。

However, the bill stalled in the Senate, and it is unclear whether the GENIUS Act will fare any better. The bill faces opposition from some crypto industry groups, who argue that it would impose overly burdensome regulations on stablecoins.

但是，該法案陷入了參議院，目前尚不清楚《天才法》是否會更好。該法案面臨一些加密行業團體的反對，他們認為該組織將對Stablecoins施加過於繁重的法規。

"The bill would create a new class of digital assets that are subject to unique regulations," said Kristin Smith, executive director of the Blockchain Association, a crypto industry trade group. "This approach is unnecessarily complex and could stifle innovation in the digital asset space."

加密行業貿易集團區塊鏈協會執行董事克里斯汀·史密斯（Kristin Smith）表示：“該法案將創建一類新的數字資產。” “這種方法不必要地複雜，可能會在數字資產空間中扼殺創新。”

The Biden administration has also been working on stablecoin regulation, and the Treasury Department is expected to release a report on the issue in the coming weeks. The administration is reportedly considering a range of options, including regulating stablecoins as securities or as a new type of financial product.

拜登政府還一直在努力製定Stablecoin法規，預計財政部將在接下來的幾週內發布有關該問題的報告。據報導，政府正在考慮一系列選擇，包括將Stablecoins作為證券或新型的金融產品進行監管。

The outcome of these efforts will have a major impact on the future of stablecoins in the U.S. If Congress or the administration succeeds in passing legislation to regulate stablecoins, it could help integrate them into mainstream finance, making them a more reliable and widely accepted means of digital payment.

如果國會或政府成功通過立法來規範穩定的人，這些努力的結果將對美國的Stablecoins的未來產生重大影響，它可以幫助將它們融入主流金融，使其成為更可靠的，更廣泛地接受的手段數字付款。