稳定币的交易价值在2024年达到了万事达卡和签证的传统付款，达到了15.6万亿美元

该数据在ARK Invest Invest 2024年报告中发布的数据显示，Stablecoins分别超过了万事达卡和签证，分别超过200％和119％。

Stablecoins Surpass Mastercard, Visa Payments in 2024 Despite Bear Market

Stablecoins超越万事达卡，尽管熊市市场

The transaction value of stablecoins reached $15.6 trillion in 2024, surpassing traditional payments made with Mastercard and Visa, according to data published in Ark Invest Big Ideas Report 2024.

根据ARK Invest Invest Invest Big Ideas Report 2024年，稳定币的交易价值在2024年达到15.6万亿美元，超过了用万事达卡和签证进行的传统付款。

The data showed that stablecoins surpassed Mastercard and Visa by 200% and 119%, respectively. Notably, this growth occurred despite a two-year bear market that saw a more than 70% decline in market capitalization. However, stablecoin growth remained largely uninterrupted, reaching a five-year high.

数据表明，稳定币分别超过万事达卡和签证，分别达到200％和119％。值得注意的是，尽管两年的熊市市场的市值下降了70％以上，但这种增长仍在发生。但是，Stablecoin的增长在很大程度上不间断，达到了五年。

Further analysis revealed that the number of stablecoin transactions reached 100 million monthly, of which Mastercard and Visa processed 72% and 41%, respectively.

进一步的分析表明，稳定交易的数量每月达到1亿，其中万事达卡和签证分别处理了72％和41％。

In previous years, the number of people using stablecoins to transfer funds has steadily increased. For instance, in 2023, the value of stablecoin transactions was roughly $7 trillion with Visa taking the lead at around $13 trillion.

在过去的几年中，使用Stablecoins转移资金的人数稳步增加。例如，在2023年，Stablecoin交易的价值约为7万亿美元，签证的领先优势约为13万亿美元。

Tether, Circle Stablecoins Dominate Market

系绳，圆形稳定蛋白主导市场

Among the stablecoins on the market, Tether (USDT) continued to lead the market, followed by Circle (USDC). Together, they accounted for 90% of the total supply.

在市场上的Stablecoins中，Tether（USDT）继续领导市场，其次是Circle（USDC）。他们一起占总供应量的90％。

Moreover, Tether reported $5.2 billion in profits during the first half of 2024. Notably, Tether and Circle accounted for 60% of the revenue generated by the top five networks and applications.

此外，Tether在2024年上半年报告了52亿美元的利润。值得注意的是，Tether和Circle占了前五名网络和应用程序产生的收入的60％。

“Collectively, stablecoins USDT, USDC, DAI/USDS, and USDE generated revenues of $3.35 billion, or $6.7 billion at an annual rate, during the second half of 2024,” Ark Invest noted in the report.

“总体上，Stablecoins USDT，USDC，DAI/USD和USDE在2024年下半年以每年的价格产生了33.5亿美元的收入，或67亿美元，” Ark Invest在报告中指出。

Stablecoin Legislation in the Works

稳定立法

The news of stablecoin growth comes as David Sacks, President Donald Trump’s AI and crypto czar, indicated that one of the priorities within the White House is creating stablecoin legislation.

唐纳德·特朗普（Donald Trump）总统的AI和Crypto沙皇戴维·萨克斯（David Sacks）表明，白宫的优先事项之一是制定了稳定的立法，丹德·特朗普总统的AI和Crypto Czar的消息传来。

In related developments, Republican Senator Bill Hagerty introduced a bill yesterday to create a framework for stablecoins.

在相关的发展中，共和党参议员比尔·哈格蒂（Bill Hagerty）昨天提出了一项法案，为稳定币创建了一个框架。

The bill is proposing to implement a “clear, regulatory framework” for their use. As stablecoin use gains popularity overseas, the US is hoping that the bill will reinforce the dollar’s dominance while aiding Trump’s mission to make America the crypto capital of the world.

该法案提议为其使用实施“清晰的监管框架”。随着Stablecoin的使用在海外获得知名度，美国希望该法案能够增强美元的统治地位，同时协助特朗普的使命使美国成为世界的加密货币之都。