穩定幣的交易價值在2024年達到了萬事達卡和簽證的傳統付款，達到了15.6萬億美元

該數據在ARK Invest Invest 2024年報告中發布的數據顯示，Stablecoins分別超過了萬事達卡和簽證，分別超過200％和119％。

Stablecoins Surpass Mastercard, Visa Payments in 2024 Despite Bear Market

Stablecoins超越萬事達卡，儘管熊市市場

The transaction value of stablecoins reached $15.6 trillion in 2024, surpassing traditional payments made with Mastercard and Visa, according to data published in Ark Invest Big Ideas Report 2024.

根據ARK Invest Invest Invest Big Ideas Report 2024年，穩定幣的交易價值在2024年達到15.6萬億美元，超過了用萬事達卡和簽證進行的傳統付款。

The data showed that stablecoins surpassed Mastercard and Visa by 200% and 119%, respectively. Notably, this growth occurred despite a two-year bear market that saw a more than 70% decline in market capitalization. However, stablecoin growth remained largely uninterrupted, reaching a five-year high.

數據表明，穩定幣分別超過萬事達卡和簽證，分別達到200％和119％。值得注意的是，儘管兩年的熊市市場的市值下降了70％以上，但這種增長仍在發生。但是，Stablecoin的增長在很大程度上不間斷，達到了五年。

Further analysis revealed that the number of stablecoin transactions reached 100 million monthly, of which Mastercard and Visa processed 72% and 41%, respectively.

進一步的分析表明，穩定交易的數量每月達到1億，其中萬事達卡和簽證分別處理了72％和41％。

In previous years, the number of people using stablecoins to transfer funds has steadily increased. For instance, in 2023, the value of stablecoin transactions was roughly $7 trillion with Visa taking the lead at around $13 trillion.

在過去的幾年中，使用Stablecoins轉移資金的人數穩步增加。例如，在2023年，Stablecoin交易的價值約為7萬億美元，簽證的領先優勢約為13萬億美元。

Tether, Circle Stablecoins Dominate Market

繫繩，圓形穩定蛋白主導市場

Among the stablecoins on the market, Tether (USDT) continued to lead the market, followed by Circle (USDC). Together, they accounted for 90% of the total supply.

在市場上的Stablecoins中，Tether（USDT）繼續領導市場，其次是Circle（USDC）。他們一起佔總供應量的90％。

Moreover, Tether reported $5.2 billion in profits during the first half of 2024. Notably, Tether and Circle accounted for 60% of the revenue generated by the top five networks and applications.

此外，Tether在2024年上半年報告了52億美元的利潤。值得注意的是，Tether和Circle佔了前五名網絡和應用程序產生的收入的60％。

“Collectively, stablecoins USDT, USDC, DAI/USDS, and USDE generated revenues of $3.35 billion, or $6.7 billion at an annual rate, during the second half of 2024,” Ark Invest noted in the report.

“總體上，Stablecoins USDT，USDC，DAI/USD和USDE在2024年下半年以每年的價格產生了33.5億美元的收入，或67億美元，” Ark Invest在報告中指出。

Stablecoin Legislation in the Works

穩定立法

The news of stablecoin growth comes as David Sacks, President Donald Trump’s AI and crypto czar, indicated that one of the priorities within the White House is creating stablecoin legislation.

唐納德·特朗普（Donald Trump）總統的AI和Crypto沙皇戴維·薩克斯（David Sacks）表明，白宮的優先事項之一是製定了穩定的立法，丹德·特朗普總統的AI和Crypto Czar的消息傳來。

In related developments, Republican Senator Bill Hagerty introduced a bill yesterday to create a framework for stablecoins.

在相關的發展中，共和黨參議員比爾·哈格蒂（Bill Hagerty）昨天提出了一項法案，為穩定幣創建了一個框架。

The bill is proposing to implement a “clear, regulatory framework” for their use. As stablecoin use gains popularity overseas, the US is hoping that the bill will reinforce the dollar’s dominance while aiding Trump’s mission to make America the crypto capital of the world.

該法案提議為其使用實施“清晰的監管框架”。隨著Stablecoin的使用在海外獲得知名度，美國希望該法案能夠增強美元的統治地位，同時協助特朗普的使命使美國成為世界的加密貨幣之都。