滴答！ Schwab的现货加密交易在时钟

查尔斯·施瓦布公司（Charles Schwab Corporation）宣布了计划在明年内启动直接现货加密货币交易的计划，利用了监管转变和客户需求。

The Charles Schwab Corporation announced plans to launch direct spot cryptocurrency trading within the next year, capitalizing on shifting regulations and client demand. The company is also navigating macroeconomic turbulence, including uncertainty over Federal Reserve rate cuts and tariff-related market volatility.

查尔斯·施瓦布公司（Charles Schwab Corporation）宣布了计划在明年内启动直接现货加密货币交易的计划，利用了变化的法规和客户需求。该公司还正在驾驶宏观经济动荡，包括对降低美联储的不确定性和与关税相关的市场波动。

At a recent conference, Schwab CEO Rick Wurster confirmed the firm aims to offer direct spot crypto services pending regulatory clarity, building on existing crypto-linked ETF and futures offerings. The move follows a 400% surge in traffic to its crypto resources, with 70% of visitors being prospective clients.

在最近的一次会议上，Schwab首席执行官Rick Wurster确认该公司的目标是提供直接现场的加密服务等待监管清晰度，并建立在现有的加密货币ETF和期货产品的基础上。此举是在其加密资源的流量激增400％之后，有70％的访客是潜在客户。

“We’re seeing robust engagement with the existing crypto ETFs that can be bought in the marketplace, the closed-end funds that we make available on our platform and bitcoin futures, which are also available on our platform,” Wurster said.

沃斯特说：“我们看到与现有的加密ETF的互动良好，可以在市场上购买，这是我们在平台上提供的封闭式资金和比特币期货，这也可以在我们的平台上使用。”

The Schwab CEO added: “We’ve seen that in the level of new account growth and the level of engagement in our crypto site where we saw a 400% increase in traffic to it recently, 70% of whom were prospects and what that — were not clients.”

Schwab首席执行官补充说：“我们已经看到，在新帐户增长的水平和加密网站的参与水平下，我们看到最近的交通增加了400％，其中70％是前景，这不是客户。”

The first quarter saw record engagement, including two all-time high trading days in April. One peak coincided with U.S. President Trump pausing tariffs, driving 14 million trades in a single day. Wurster noted clients sought Schwab’s “safe port” amid market swings, with retail account openings doubling and cash reserves rising despite tax-season outflows.

第一季度参与了创纪录的参与度，其中包括四月的两个历史悠久的交易日。一个高峰与美国总统特朗普暂停关税，一天内驾驶1400万笔交易。沃斯特（Wurster）指出，客户在市场波动中寻求施瓦布（Schwab）的“安全港口”，尽管零售帐户开放量增加了一倍，尽管税收季节流出了。

CFO Mike Verdeschi addressed macroeconomic headwinds, including expectations for up to four Fed rate cuts in 2025, which could pressure net interest margins. However, strong cash inflows and reduced high-cost debt bolstered Q1 revenue, which jumped 18% year-over-year to $5.6 billion.

CFO Mike Verdeschi解决了宏观经济的逆风，包括对2025年最多四个美联储降低税率的期望，这可能会迫使净利率向净利润率施加压力。但是，强劲的现金流入和降低的高成本债务增强了第1季度收入，同比增长18％，达到56亿美元。

Core net new assets surged 44% to $138 billion, driven by post-merger integration of TD Ameritrade clients. Legacy Ameritrade users now contribute half the growth rate of Schwab’s traditional clients, with satisfaction scores climbing as they adopt Schwab’s platforms.

由TD Ameritrade客户的合并后整合驱动的核心净新资产飙升了44％，至1380亿美元。 Legacy Ameritrade用户现在贡献了Schwab传统客户的增长率的一半，在采用Schwab的平台时，满意度得分攀升。

Looking ahead, Schwab remains focused on balancing growth investments—including 16 new branches and artificial intelligence (AI) tools—with efficiency gains. Wurster expressed confidence in navigating “market ups and downs,” highlighting client trust and diversified revenue streams as key.

展望未来，Schwab仍然专注于平衡增长投资，包括16个新的分支机构和人工智能（AI）工具，并提高了效率。沃斯特（Wurster）表示对“市场起伏”的导航信心，强调客户信任和多元化的收入来源是关键。