今年感恩节如何与家人谈论加密货币

需要解释一下BTC的反弹以及对未来的意义吗？ CoinMarketCap 的 Jonathan Isaac 有一些有用的谈话要点。

With Bitcoin nearing $100,000 and “Peanut the Squirrel” making headlines with 3,000% gains, crypto is back on the menu this holiday season. Expect family debates about Bitcoin, meme coins, and “the dog thing Elon tweets about” to liven up the dinner table — and you, as the designated ‘crypto expert,’ will need some talking points to win over the normies.

随着比特币接近 100,000 美元，“Peanut the Squirrel”以 3,000% 的涨幅成为头条新闻，加密货币在这个假日季节重新回到人们的视线中。预计有关比特币、模因硬币和“埃隆推特上的狗东西”的家庭辩论会让餐桌变得活跃起来——而你，作为指定的“加密货币专家”，将需要一些谈话要点来赢得规范。

Crypto is libertarian lunacy

加密货币是自由主义的疯狂

Trump's candidacy and victory sparked the latest crypto bull run and many now associate it with the worst excesses of MAGA and Elon’s D.O.G.E trolling. For your left-leaning relatives, seeing crypto championed so hard by the new Republican administration will do little to help your case. If your true-blue cousin won’t buy Bitcoin because of its red-and-orange connections, switch to the facts instead.

特朗普的竞选和胜利引发了最新的加密货币牛市，许多人现在将其与 MAGA 和 Elon 的 DOGE 恶搞最严重的过度行为联系在一起。对于你的左倾亲戚来说，看到新的共和党政府如此大力支持加密货币对你的情况没有什么帮助。如果你的蓝色表弟因为比特币的红橙色联系而不会购买比特币，那就转向事实吧。

Point out that Bitcoin is a currency that can be used by people of all creeds, making it inherently non-political and a movement that can unite us all. Reference Jason Maier’s book, “A Progressive's Case for Bitcoin,” which unpacks many misconceptions about Bitcoin and underscores its origins as a protest against too-big-to-fail banks, its ability to help poor and marginalized communities, and its potential to create a sustainable environment. While policies may drive price action, crypto itself should never be a partisan issue.

指出比特币是一种可以被各种信仰的人使用的货币，使其本质上是非政治性的，并且是一场可以团结我们所有人的运动。参考贾森·迈尔（Jason Maier）的书《比特币的进步案例》，该书解开了许多关于比特币的误解，并强调了它的起源是对“大而不能倒”的银行的抗议，它帮助贫困和边缘化社区的能力，以及它创造机会的潜力。可持续的环境。虽然政策可能会推动价格走势，但加密货币本身绝不应该成为党派问题。

Crypto is a memecoin casino

Crypto 是一个 memecoin 赌场

Somewhere between the deviled eggs and the turkey, the next battle you’ll face will be meme coins. With top-performing coins like PEPE, DOGE, and SHIB, and newcomers like PNUT delivering explosive returns, Aunty Cynthia’s heard about the meme coin craze and she’s got some opinions to share.

在魔鬼蛋和火鸡之间，你将面临的下一场战斗将是模因币。凭借 PEPE、DOGE 和 SHIB 等表现最好的代币，以及 PNUT 等新来者带来的爆炸性回报，辛西娅阿姨听说了模因代币热潮，并有一些观点可以分享。

While POPCAT, BONK and MOODENG capture culture and community in ways that make insiders smile, the flip side is making our industry look a little delulu. When trying to get pension funds and family offices to allocate to crypto, it’s hard to argue the virtues of Fartcoin, no matter how many brussel sprouts you’ve eaten. The memecoin craze is fun but shouldn’t overshadow the real power of crypto to bring better, more efficient, more effective financial services to the world. It’s simple — for the 1.4 billion people shut out of the traditional financial system, crypto is a better way to store value, access lending and build wealth, empowering them to take control of their financial futures. Also, when it comes down to it, memecoins are an incredibly innovative new form of expression and financial participation that can provide a sense of community and belonging missing from much of the polarizing social discourse on centralized platforms.

虽然 POPCAT、BONK 和 MOODENG 以让业内人士微笑的方式捕捉文化和社区，但另一方面却让我们的行业看起来有点虚幻。当试图让养老基金和家族办公室配置加密货币时，无论你吃了多少球芽甘蓝，都很难争论 Fartcoin 的优点。模因币热潮很有趣，但不应掩盖加密货币为世界带来更好、更高效、更有效的金融服务的真正力量。很简单——对于被传统金融体系拒之门外的 14 亿人来说，加密货币是一种更好的存储价值、获取贷款和积累财富的方式，使他们能够掌控自己的金融未来。此外，归根结底，模因币是一种令人难以置信的创新表达和金融参与的新形式，它可以提供一种社区感和归属感，而这是中心化平台上两极分化的社会话语所缺失的。

Cryptos are no different from stocks

加密货币与股票没有什么不同

The launch of Bitcoin and Ethereum ETFs this year has some saying that crypto is just another payday for Wall Street suits. While folks like BlackRock’s Larry Fink may help onboard more Boomers to crypto, they’re missing the point. Cryptocurrencies are the antithesis of stocks and other TradFi assets administered and held by centralized custodians. Digital assets are yours to own. They are decentralized, unseizable, peer-to-peer, require no centralized authority, and often have additional utility beyond a means of exchange and store of value.

今年比特币和以太坊 ETF 的推出，有人说加密货币只是华尔街诉讼的又一个发薪日。虽然像贝莱德 (BlackRock) 的拉里·芬克 (Larry Fink) 这样的人可能会帮助更多的婴儿潮一代使用加密货币，但他们没有抓住要点。加密货币是由集中托管人管理和持有的股票和其他 TradFi 资产的对立面。数字资产是您的。它们是去中心化的、不可夺取的、点对点的、不需要中心化的权威，并且通常除了交换和价值储存手段之外还具有额外的效用。

The decentralized finance (DeFi) sector has opened up myriad opportunities and leveled the playing field for everyday individuals to access sophisticated financial instruments, secure a decent APY, or take out a permissionless loan. No one can take your crypto from you if it’s stored correctly under your control, or halt trading to prevent you from claiming your funds. It’s entirely different from traditional finance.

去中心化金融（DeFi）领域开辟了无数的机会，并为普通人提供了公平的竞争环境，让他们能够获得复杂的金融工具、获得可观的年收益或获得无需许可的贷款。如果您的加密货币正确存储在您的控制之下，那么没有人可以从您手中夺走您的加密货币，也没有人可以停止交易以防止您领取资金。它与传统金融完全不同。

Crypto is a risky investment

加密货币是一项有风险的投资

Many people who got curious about crypto during the last bull cycle immediately crashed into one of the biggest financial frauds in U.S. history. And those who got tired of waiting for prices to rise sold their assets at a less-than-ideal time. Everyone knows someone’s cousin, niece, or nephew who “lost everything in crypto,” especially NFTs. But for those who bought and held bitcoin at least, their patience was duly rewarded. BTC has yielded an average of 671% annually since 2013, making it the best-performing asset of our time.

许多在上一轮牛市期间对加密货币感到好奇的人立即陷入了美国历史上最大的金融欺诈案之一。那些厌倦了等待价格上涨的人在不太理想的时间出售了资产。每个人都知道某人的表弟、侄女或侄子“失去了加密货币中的一切”，尤其是 NFT。但至少对于那些购买并持有比特币的人来说，他们的耐心得到了应有的回报。自 2013 年以来，BTC 的平均年收益率为 671%，使其成为当今时代表现最好的资产。

Just look at El Salvador’s success. President Nayib Bukele’s bet on Bitcoin in 2021 drew its fair share of criticism but the small Central American country’s Bitcoin holdings have now soared to over $500 million, yielding more than 100% ROI. Not only that but his approval ratings are hovering around 90% and the homicide rate is now lower than in the U.S. Another small country to make it big on Bitcoin is the Kingdom of Bhutan whose Bitcoin holdings now equate to over $1 billion. Does that seem risky to you?

看看萨尔瓦多的成功就知道了。总统纳伊布·布克莱 (Nayib Bukele) 在 2021 年押注比特币招致了不少批评，但这个中美洲小国的比特币持有量现已飙升至超过 5 亿美元，投资回报率超过 100%。不仅如此，他的支持率徘徊在 90% 左右，凶杀率现在还低于美国。另一个因比特币而发大财的小国是不丹王国，其比特币持有量现已超过 10 亿美元。您觉得这有风险吗？

Crypto isn't real

加密货币不是真实的

Of course, no Thanksgiving dinner would be

当然，感恩节晚餐不会