今年感恩節如何與家人談論加密貨幣

需要解釋一下BTC的反彈以及對未來的意義嗎？ CoinMarketCap 的 Jonathan Isaac 有一些有用的對話要點。

With Bitcoin nearing $100,000 and “Peanut the Squirrel” making headlines with 3,000% gains, crypto is back on the menu this holiday season. Expect family debates about Bitcoin, meme coins, and “the dog thing Elon tweets about” to liven up the dinner table — and you, as the designated ‘crypto expert,’ will need some talking points to win over the normies.

隨著比特幣接近 10 萬美元，「Peanut the Squirrel」以 3,000% 的漲幅成為頭條新聞，加密貨幣在這個假期季節重新回到人們的視線中。預計有關比特幣、模因硬幣和“埃隆推特上的狗東西”的家庭辯論會讓餐桌變得活躍起來——而你，作為指定的“加密貨幣專家”，將需要一些談話要點來贏得規範。

Crypto is libertarian lunacy

加密貨幣是自由主義的瘋狂

Trump's candidacy and victory sparked the latest crypto bull run and many now associate it with the worst excesses of MAGA and Elon’s D.O.G.E trolling. For your left-leaning relatives, seeing crypto championed so hard by the new Republican administration will do little to help your case. If your true-blue cousin won’t buy Bitcoin because of its red-and-orange connections, switch to the facts instead.

川普的競選和勝利引發了最新的加密貨幣牛市，許多人現在將其與 MAGA 和 Elon 的 DOGE 惡搞最嚴重的過度行為聯繫在一起。對於你的左傾親戚來說，看到新的共和黨政府如此大力支持加密貨幣對你的情況沒有什麼幫助。如果你的藍色表弟因為比特幣的紅橙色聯繫而不會購買比特幣，那就轉向事實。

Point out that Bitcoin is a currency that can be used by people of all creeds, making it inherently non-political and a movement that can unite us all. Reference Jason Maier’s book, “A Progressive's Case for Bitcoin,” which unpacks many misconceptions about Bitcoin and underscores its origins as a protest against too-big-to-fail banks, its ability to help poor and marginalized communities, and its potential to create a sustainable environment. While policies may drive price action, crypto itself should never be a partisan issue.

指出比特幣是一種可以被各種信仰的人使用的貨幣，使其本質上是非政治性的，並且是一場可以團結我們所有人的運動。參考賈森·邁爾（Jason Maier）的書《比特幣的進步案例》，該書解開了許多關於比特幣的誤解，並強調了它的起源是對「大而不能倒」的銀行的抗議，它幫助貧窮和邊緣化社區的能力，以及它創造機會的潛力。雖然政策可能會推動價格走勢，但加密貨幣本身絕不應該成為黨派問題。

Crypto is a memecoin casino

Crypto 是一個 memecoin 賭場

Somewhere between the deviled eggs and the turkey, the next battle you’ll face will be meme coins. With top-performing coins like PEPE, DOGE, and SHIB, and newcomers like PNUT delivering explosive returns, Aunty Cynthia’s heard about the meme coin craze and she’s got some opinions to share.

在魔鬼蛋和火雞之間，你將面臨的下一場戰鬥將是迷因幣。憑藉 PEPE、DOGE 和 SHIB 等表現最好的代幣，以及 PNUT 等新來者帶來的爆炸性回報，辛西婭阿姨聽說了模因代幣熱潮，並有一些觀點可以分享。

While POPCAT, BONK and MOODENG capture culture and community in ways that make insiders smile, the flip side is making our industry look a little delulu. When trying to get pension funds and family offices to allocate to crypto, it’s hard to argue the virtues of Fartcoin, no matter how many brussel sprouts you’ve eaten. The memecoin craze is fun but shouldn’t overshadow the real power of crypto to bring better, more efficient, more effective financial services to the world. It’s simple — for the 1.4 billion people shut out of the traditional financial system, crypto is a better way to store value, access lending and build wealth, empowering them to take control of their financial futures. Also, when it comes down to it, memecoins are an incredibly innovative new form of expression and financial participation that can provide a sense of community and belonging missing from much of the polarizing social discourse on centralized platforms.

雖然 POPCAT、BONK 和 MOODENG 以讓業內人士微笑的方式捕捉文化和社區，但另一方面卻讓我們的行業看起來有點虛幻。當試圖讓退休基金和家族辦公室配置加密貨幣時，無論你吃了多少球芽甘藍，都很難爭論 Fartcoin 的優點。迷因幣熱潮很有趣，但不應掩蓋加密貨幣為世界帶來更好、更有效率、更有效的金融服務的真正力量。很簡單——對於被傳統金融體系拒之門外的 14 億人來說，加密貨幣是一種更好的儲存價值、獲取貸款和累積財富的方式，使他們能夠掌控自己的金融未來。此外，歸根結底，迷因幣是一種令人難以置信的創新表達和金融參與的新形式，它可以提供一種社區感和歸屬感，而這是中心化平台上許多兩極分化的社會話語所缺失的。

Cryptos are no different from stocks

加密貨幣與股票沒有什麼不同

The launch of Bitcoin and Ethereum ETFs this year has some saying that crypto is just another payday for Wall Street suits. While folks like BlackRock’s Larry Fink may help onboard more Boomers to crypto, they’re missing the point. Cryptocurrencies are the antithesis of stocks and other TradFi assets administered and held by centralized custodians. Digital assets are yours to own. They are decentralized, unseizable, peer-to-peer, require no centralized authority, and often have additional utility beyond a means of exchange and store of value.

今年比特幣和以太坊 ETF 的推出，有人說加密貨幣只是華爾街訴訟的另一個發薪日。雖然像貝萊德 (BlackRock) 的拉里·芬克 (Larry Fink) 這樣的人可能會幫助更多的嬰兒潮一代使用加密貨幣，但他們沒有抓住要點。加密貨幣是由集中託管人管理和持有的股票和其他 TradFi 資產的對立面。數位資產是您的。它們是去中心化的、不可奪取的、點對點的、不需要中心化的權威，通常除了交換和價值儲存手段之外還具有額外的效用。

The decentralized finance (DeFi) sector has opened up myriad opportunities and leveled the playing field for everyday individuals to access sophisticated financial instruments, secure a decent APY, or take out a permissionless loan. No one can take your crypto from you if it’s stored correctly under your control, or halt trading to prevent you from claiming your funds. It’s entirely different from traditional finance.

去中心化金融（DeFi）領域開闢了無數的機會，並為普通人提供了公平的競爭環境，讓他們能夠獲得複雜的金融工具、獲得可觀的年收益或獲得無需許可的貸款。如果您的加密貨幣正確儲存在您的控制之下，那麼沒有人可以從您手中奪走您的加密貨幣，也沒有人可以停止交易以防止您領取資金。它與傳統金融完全不同。

Crypto is a risky investment

加密貨幣是一項有風險的投資

Many people who got curious about crypto during the last bull cycle immediately crashed into one of the biggest financial frauds in U.S. history. And those who got tired of waiting for prices to rise sold their assets at a less-than-ideal time. Everyone knows someone’s cousin, niece, or nephew who “lost everything in crypto,” especially NFTs. But for those who bought and held bitcoin at least, their patience was duly rewarded. BTC has yielded an average of 671% annually since 2013, making it the best-performing asset of our time.

許多在上一輪牛市期間對加密貨幣感到好奇的人立即陷入了美國歷史上最大的金融詐欺案之一。那些厭倦了等待價格上漲的人在不太理想的時間出售了資產。每個人都知道某人的表弟、侄女或侄子“失去了加密貨幣中的一切”，尤其是 NFT。但至少對於那些購買並持有比特幣的人來說，他們的耐心得到了應有的回報。自 2013 年以來，BTC 的平均年收益率為 671%，使其成為當今時代表現最好的資產。

Just look at El Salvador’s success. President Nayib Bukele’s bet on Bitcoin in 2021 drew its fair share of criticism but the small Central American country’s Bitcoin holdings have now soared to over $500 million, yielding more than 100% ROI. Not only that but his approval ratings are hovering around 90% and the homicide rate is now lower than in the U.S. Another small country to make it big on Bitcoin is the Kingdom of Bhutan whose Bitcoin holdings now equate to over $1 billion. Does that seem risky to you?

看看薩爾瓦多的成功就知道了。總統納伊布·布克萊(Nayib Bukele) 在2021 年押注比特幣招致了不少批評，但這個中美洲小國的比特幣持有量現已飆升至超過5 億美元，投資回報率超過100 %。不僅如此，他的支持率徘徊在 90% 左右，兇殺率現在還低於美國。您覺得這有風險嗎？

Crypto isn't real

加密貨幣不是真實的

Of course, no Thanksgiving dinner would be

當然，感恩節晚餐不會