SWIFT 的 CBDC 沙箱蓬勃发展，连接器展现跨境前景

SWIFT 成功对其央行数字货币 (CBDC) 互连解决方案连接器进行了第二阶段的沙箱测试。包括主要银行和中央银行在内的超过 125 名参与者进行了 750 多项模拟交易，展示了复杂的用例，例如具有即时结算的数字交易、连接原子交付与支付的代币化平台以及与金融基础设施公司的合作。 SWIFT 计划推进连接器的测试版，重点关注实施智能合约和跨网络的安全令牌传输。

Has SWIFT's CBDC Sandbox Achieved Its Mandate?

SWIFT 的 CBDC 沙箱完成了它的任务吗？

In the whirlwind of digital innovation, the Society for Worldwide Interbank Financial Telecommunication (SWIFT) has released a resounding "yes" to this question. The second phase of their CBDC sandbox testing, dubbed "the connector," has yielded promising results.

在数字创新的旋风中，环球银行金融电信协会（SWIFT）对这个问题给出了响亮的“是”。他们的 CBDC 沙箱测试的第二阶段被称为“连接器”，已经取得了有希望的结果。

What's the Connector All About?

连接器是什么？

The connector, in its essence, is a digital interlinking solution for central bank digital currencies (CBDCs). Its goal? To facilitate seamless cross-border CBDC transactions. And it's not just a pipe dream; the testing results speak volumes.

该连接器本质上是央行数字货币（CBDC）的数字互联解决方案。它的目标是什么？促进无缝跨境 CBDC 交易。这不仅仅是一个白日梦；测试结果很能说明问题。

What Did the Testing Entail?

测试涉及什么？

The sandbox experiments were nothing short of a tech-fest. Participants (125 in total!) engaged in over 750 simulated transactions. They explored the practical applications of the connector, including:

沙盒实验简直就是一场技术盛宴。参与者（总共 125 名！）参与了超过 750 笔模拟交易。他们探索了连接器的实际应用，包括：

• Digital trading with lightning-fast settlement using smart contracts
• Tokenization platforms that enabled atomic delivery versus payment
• Collaboration with fintech heavyweights to ensure smooth integration

Who's on the Connector Express?

使用智能合约进行快速结算的数字交易支持原子交付与支付的代币化平台与金融科技巨头合作以确保顺利集成谁在使用 Connector Express？

The sandbox testing attracted a who's who of the financial world. Joining SWIFT were:

沙盒测试吸引了金融界的名人。加入 SWIFT 的有：

• Banking giants like ANZ, Citibank, and HSBC
• Depository institutions such as DTCC
• Central banks representing various corners of the globe

What's Next for the Connector?

ANZ、花旗银行和汇丰银行等银行巨头 DTCC 等存款机构代表全球各个角落的中央银行 连接器的下一步是什么？

SWIFT isn't resting on its laurels. The organization plans to:

SWIFT 并没有满足于现状。该组织计划：

• Roll out a beta version of the connector, focusing on smart contract interoperability
• Develop secure token transfer mechanisms across networks
• Ensure data harmonization and programmability of tokens

Why Is This Important?

推出连接器的测试版，重点关注智能合约互操作性开发跨网络的安全令牌传输机制确保令牌的数据协调和可编程性为什么这很重要？

SWIFT's CBDC connector has the potential to revolutionize cross-border payments. By bridging the gap between different CBDC networks, it could reduce transaction costs, speed up settlement times, and mitigate currency volatility. In short, it could make international commerce a whole lot easier.

SWIFT 的 CBDC 连接器有可能彻底改变跨境支付。通过弥合不同 CBDC 网络之间的差距，它可以降低交易成本，加快结算时间并减轻货币波动。简而言之，它可以使国际贸易变得更加容易。

The Bigger Picture: Exploring Digital Currency Pathways

更大的图景：探索数字货币路径

While the connector is a significant milestone, SWIFT is not limiting its exploration to CBDCs. The organization is also experimenting with:

虽然该连接器是一个重要的里程碑，但 SWIFT 并未将其探索仅限于 CBDC。该组织还在尝试：

• Unified ledger models for settlement
• Leveraging existing technologies, including their own infrastructure

In Conclusion

用于结算的统一账本模型利用现有技术，包括他们自己的基础设施总结

SWIFT's commitment to innovation in digital finance is evident. The CBDC sandbox testing is just one example of how the organization is pushing the boundaries of what's possible. If the connector is successfully implemented, it could pave the way for seamless cross-border CBDC transactions, opening up a world of possibilities for international commerce.

SWIFT 对数字金融创新的承诺是显而易见的。 CBDC 沙盒测试只是该组织如何突破可能界限的示例之一。如果该连接器成功实施，它将为无缝跨境 CBDC 交易铺平道路，为国际商务开辟一个充满可能性的世界。