加密和人工智能欺诈案件激增

加利福尼亚金融保护与创新部（DFPI）和司法部（DOJ）已确定加密货币和与AI相关的骗局的急剧增加

The California Department of Financial Protection and Innovation (DFPI) and the Department of Justice (DOJ) have observed a concerning surge in cryptocurrency and artificial intelligence (AI) scams starting in 2024.

加利福尼亚金融保护与创新部（DFPI）和司法部（DOJ）观察到有关从2024年开始的加密货币和人工智能（AI）骗局的激增。

According to a statement released by the DFPI on Thursday, the state’s financial regulators encountered a 250% increase in crypto- and AI-related complaints compared to the previous year. Out of the 2,668 complaints analyzed by the DFPI, 80% involved new scam types not previously documented.

根据DFPI周四发布的一份声明，该州的金融监管机构与上一年相比，加密和AI相关的投诉增加了250％。在DFPI分析的2,668项投诉中，有80％涉及以前未记录的新骗局类型。

Among the most common scams are fake Bitcoin mining schemes, where scammers promise high returns to lure investors, and fraudulent crypto gaming platforms that siphon user funds after initial deposits.

最常见的骗局之一是假比特币矿业计划，骗子承诺在诱饵投资者和欺诈性的加密游戏平台上，在初次存款后s缩了用户资金。

Other scams include bogus job offers requiring crypto payments, phishing attacks targeting private keys through deceptive airdrops, and investment groups on WhatsApp and Telegram that exploit trust to steal funds.

其他骗局包括伪造的工作要约，需要加密货币付款，通过欺骗性空调针对私钥的网络钓鱼攻击以及对WhatsApp和Telegram的投资集团，这些投资集团利用信任来窃取资金。

Moreover, AI-generated scams have emerged, such as investment platforms boasting guaranteed high returns and using deepfake endorsements from public figures to appear legitimate.

此外，已经出现了AI生成的骗局，例如具有保证高回报的投资平台，并使用公众人物的Deepfake代言显得合理。

The rapid growth of AI has also facilitated the rise of Crimeware-as-a-Service (CaaS), where hackers sell malicious tools to less experienced scammers. This trend has made cyber fraud more accessible and difficult to combat.

人工智能的快速增长还促进了犯罪软件即服务（CAAS）的兴起，在那里黑客将恶意工具销售给经验丰富的骗子。这种趋势使网络欺诈更加容易访问和难以打击。

“The rapid evolution of technology, particularly AI, is being abused by scammers to create increasingly sophisticated and believable scams,” said DFPI Commissioner KC Mohseni.

DFPI专员KC Mohseni说：“技术的快速发展，特别是AI，被骗子滥用，以造成越来越复杂且令人信服的骗局。”

“We are urging consumers to be extra vigilant, verify website domains, and remember that if an investment opportunity sounds too good to be true, then it probably is a scam,” Mohseni added.

Mohseni补充说：“我们敦促消费者保持警惕，验证网站域，并记住，如果投资机会听起来太好了，那么这可能是一个骗局。”

Through state-level partnerships, California regulators have shut down 26 fraudulent crypto websites, discovering a collective loss of $4.6 million over the past year. Meanwhile, the California DOJ has taken down 42 scam websites in 2024, revealing that victims collectively lost $6.5 million, with an average loss of $146,000 per person.

通过州级合作伙伴关系，加利福尼亚州监管机构关闭了26个欺诈性加密网站，在过去一年中发现了460万美元的集体损失。同时，加利福尼亚司法部在2024年取消了42个骗局网站，表明受害者统治650万美元，平均每人损失146,000美元。

A recent report by blockchain security firm Cyvers sheds light on the pig butchering scams, which are deemed the most financially devastating, resulting in $5.5 billion in losses across 200,000 cases. These scams involve fraudsters slowly building trust with victims over time before manipulating them into making substantial deposits into fake investments.

区块链安全公司最近的一份报告阐明了猪屠夫骗局，这被视为财务上最具破坏性的骗局，导致在200,000案件中造成55亿美元的损失。这些骗局涉及欺诈者随着时间的流逝慢慢建立对受害者的信任，然后操纵他们将大量存款用于虚假投资。

In contrast, phishing attacks are highlighted as the most dangerous security threat by CertiK’s Web3 Security Report, with losses amounting to $1 billion across 296 incidents.

相比之下，Certik的Web3安全报告将网络钓鱼攻击视为最危险的安全威胁，其中296起事件的损失为10亿美元。

As global economic tensions rise, scammers are exploiting these fears to deceive victims. Canadian regulators have warned that fraudsters are using fake news articles and AI-generated content to capitalize on concerns surrounding trade war tensions.

随着全球经济紧张局势的加剧，骗子正在将这些恐惧剥削给欺骗受害者。加拿大监管机构警告说，欺诈者正在使用假新闻文章和AI生成的内容来利用贸易战紧张局势的担忧。

The Alberta Securities Commission recently exposed CanCap, a fraudulent investment scheme that fabricated endorsements from former Prime Minister Justin Trudeau in fake CBC news articles to promote a non-existent government investment program.

艾伯塔省证券委员会（Alberta Securities Commission）最近暴露了CANCAP，这是一种欺诈性投资计划，该计划在伪造的CBC新闻文章中捏造了前总理贾斯汀·特鲁多（Justin Trudeau）的认可，以促进不存在的政府投资计划。

Announced in December, the scheme also involved claims of partnerships with the Canadian Space Agency and a leading Canadian university. Meanwhile, New Brunswick’s Financial and Consumer Services Commission has flagged a related scam that falsely claimed Premier Susan Holt endorsed a crypto project.

该计划于12月宣布，还涉及与加拿大航天局和一所加拿大大学的合作伙伴关系的主张。同时，新不伦瑞克省的金融和消费者服务委员会标记了一个相关的骗局，该骗局错误地声称苏珊·霍尔特（Susan Holt）认可了一个加密项目。

These fraudulent platforms are constantly rebranding under new names to evade detection. In total, 36 crypto scams have been reported to U.S. authorities so far in 2024.

这些欺诈性平台不断以新名称重新命名以逃避检测。到目前为止，美国当局总共向美国当局报告了36个加密骗局。

Coinbase’s Chief Security Officer, Philip Martin, has called for a centralized crypto scam reporting system in the U.S. to be established.

Coinbase的首席安全官Philip Martin呼吁在美国建立一个集中的加密骗局报告系统。

Criticizing the current fragmented approach, where victims report scams to multiple agencies like the FBI’s Internet Crime Complaint Center (IC3) with little feedback, Martin argued that a unified system would enhance scam tracking, facilitate quicker response and support for victims, and ultimately deter scammers.

批评当前的零散方法，受害者向诸如联邦调查局的互联网犯罪投诉中心（IC3）等多个机构报告了骗局，而反馈很少，马丁认为统一的系统将增强骗局跟踪，促进对受害者的反应和支持，并最终阻止骗子。

“We need to have a single place where we can go and report a scam,” Martin said.

马丁说：“我们需要一个地方可以去报告骗局。”

Echoing Martin’s suggestions, retired FBI agent Roger Campbell, who previously led a specialized cybercrime task force, believes the U.S. could benefit from adopting the UK’s centralized crime reporting model.

回应马丁的建议，退休的联邦调查局特工罗杰·坎贝尔（Roger Campbell）以前领导了专业的网络犯罪工作队，他认为美国可以从采用英国的集中犯罪报告模式中受益。

This task force, known as the National City, County Elites, brought together members of the Internal Revenue Service, state banking regulators, and local authorities to combat a sophisticated email scam that defrauded a U.S. bank out of $17 million.

该工作队被称为国家城市，县级精英，将国税局，国家银行监管机构和地方当局的成员汇集在一起​​，以抗击一个复杂的电子邮件骗局，欺骗了美国银行1700万美元的一家银行。

“We were able to shut down the scam and recover the stolen funds,” Campbell said.

坎贝尔说：“我们能够关闭骗局并收回被盗的资金。”

The California DFPI’s recent wave of complaints highlights the urgent need for a more effective framework to counter financial fraud in the crypto space.

加利福尼亚DFPI最近的投诉浪潮凸显了迫切需要更有效的框架来应对加密货币领域的财务欺诈。