加密和人工智能欺詐案件激增

加利福尼亞金融保護與創新部（DFPI）和司法部（DOJ）已確定加密貨幣和與AI相關的騙局的急劇增加

The California Department of Financial Protection and Innovation (DFPI) and the Department of Justice (DOJ) have observed a concerning surge in cryptocurrency and artificial intelligence (AI) scams starting in 2024.

加利福尼亞金融保護與創新部（DFPI）和司法部（DOJ）觀察到有關從2024年開始的加密貨幣和人工智能（AI）騙局的激增。

According to a statement released by the DFPI on Thursday, the state’s financial regulators encountered a 250% increase in crypto- and AI-related complaints compared to the previous year. Out of the 2,668 complaints analyzed by the DFPI, 80% involved new scam types not previously documented.

根據DFPI週四發布的一份聲明，該州的金融監管機構與上一年相比，加密和AI相關的投訴增加了250％。在DFPI分析的2,668項投訴中，有80％涉及以前未記錄的新騙局類型。

Among the most common scams are fake Bitcoin mining schemes, where scammers promise high returns to lure investors, and fraudulent crypto gaming platforms that siphon user funds after initial deposits.

最常見的騙局之一是假比特幣礦業計劃，騙子承諾在誘餌投資者和欺詐性的加密遊戲平台上，在初次存款後s縮了用戶資金。

Other scams include bogus job offers requiring crypto payments, phishing attacks targeting private keys through deceptive airdrops, and investment groups on WhatsApp and Telegram that exploit trust to steal funds.

其他騙局包括偽造的工作要約，需要加密貨幣付款，通過欺騙性空調針對私鑰的網絡釣魚攻擊以及對WhatsApp和Telegram的投資集團，這些投資集團利用信任來竊取資金。

Moreover, AI-generated scams have emerged, such as investment platforms boasting guaranteed high returns and using deepfake endorsements from public figures to appear legitimate.

此外，已經出現了AI生成的騙局，例如具有保證高回報的投資平台，並使用公眾人物的Deepfake代言顯得合理。

The rapid growth of AI has also facilitated the rise of Crimeware-as-a-Service (CaaS), where hackers sell malicious tools to less experienced scammers. This trend has made cyber fraud more accessible and difficult to combat.

人工智能的快速增長還促進了犯罪軟件即服務（CAAS）的興起，在那里黑客將惡意工具銷售給經驗豐富的騙子。這種趨勢使網絡欺詐更加容易訪問和難以打擊。

“The rapid evolution of technology, particularly AI, is being abused by scammers to create increasingly sophisticated and believable scams,” said DFPI Commissioner KC Mohseni.

DFPI專員KC Mohseni說：“技術的快速發展，特別是AI，被騙子濫用，以造成越來越複雜且令人信服的騙局。”

“We are urging consumers to be extra vigilant, verify website domains, and remember that if an investment opportunity sounds too good to be true, then it probably is a scam,” Mohseni added.

Mohseni補充說：“我們敦促消費者保持警惕，驗證網站域，並記住，如果投資機會聽起來太好了，那麼這可能是一個騙局。”

Through state-level partnerships, California regulators have shut down 26 fraudulent crypto websites, discovering a collective loss of $4.6 million over the past year. Meanwhile, the California DOJ has taken down 42 scam websites in 2024, revealing that victims collectively lost $6.5 million, with an average loss of $146,000 per person.

通過州級合作夥伴關係，加利福尼亞州監管機構關閉了26個欺詐性加密網站，在過去一年中發現了460萬美元的集體損失。同時，加利福尼亞司法部在2024年取消了42個騙局網站，表明受害者統治650萬美元，平均每人損失146,000美元。

A recent report by blockchain security firm Cyvers sheds light on the pig butchering scams, which are deemed the most financially devastating, resulting in $5.5 billion in losses across 200,000 cases. These scams involve fraudsters slowly building trust with victims over time before manipulating them into making substantial deposits into fake investments.

區塊鏈安全公司最近的一份報告闡明了豬屠夫騙局，這被視為財務上最具破壞性的騙局，導致在200,000案件中造成55億美元的損失。這些騙局涉及欺詐者隨著時間的流逝慢慢建立對受害者的信任，然後操縱他們將大量存款用於虛假投資。

In contrast, phishing attacks are highlighted as the most dangerous security threat by CertiK’s Web3 Security Report, with losses amounting to $1 billion across 296 incidents.

相比之下，Certik的Web3安全報告將網絡釣魚攻擊視為最危險的安全威脅，其中296起事件的損失為10億美元。

As global economic tensions rise, scammers are exploiting these fears to deceive victims. Canadian regulators have warned that fraudsters are using fake news articles and AI-generated content to capitalize on concerns surrounding trade war tensions.

隨著全球經濟緊張局勢的加劇，騙子正在將這些恐懼剝削給欺騙受害者。加拿大監管機構警告說，欺詐者正在使用假新聞文章和AI生成的內容來利用貿易戰緊張局勢的擔憂。

The Alberta Securities Commission recently exposed CanCap, a fraudulent investment scheme that fabricated endorsements from former Prime Minister Justin Trudeau in fake CBC news articles to promote a non-existent government investment program.

艾伯塔省證券委員會（Alberta Securities Commission）最近暴露了CANCAP，這是一種欺詐性投資計劃，該計劃在偽造的CBC新聞文章中捏造了前總理賈斯汀·特魯多（Justin Trudeau）的認可，以促進不存在的政府投資計劃。

Announced in December, the scheme also involved claims of partnerships with the Canadian Space Agency and a leading Canadian university. Meanwhile, New Brunswick’s Financial and Consumer Services Commission has flagged a related scam that falsely claimed Premier Susan Holt endorsed a crypto project.

該計劃於12月宣布，還涉及與加拿大航天局和一所加拿大大學的合作夥伴關係的主張。同時，新不倫瑞克省的金融和消費者服務委員會標記了一個相關的騙局，該騙局錯誤地聲稱蘇珊·霍爾特（Susan Holt）認可了一個加密項目。

These fraudulent platforms are constantly rebranding under new names to evade detection. In total, 36 crypto scams have been reported to U.S. authorities so far in 2024.

這些欺詐性平台不斷以新名稱重新命名以逃避檢測。到目前為止，美國當局總共向美國當局報告了36個加密騙局。

Coinbase’s Chief Security Officer, Philip Martin, has called for a centralized crypto scam reporting system in the U.S. to be established.

Coinbase的首席安全官Philip Martin呼籲在美國建立一個集中的加密騙局報告系統。

Criticizing the current fragmented approach, where victims report scams to multiple agencies like the FBI’s Internet Crime Complaint Center (IC3) with little feedback, Martin argued that a unified system would enhance scam tracking, facilitate quicker response and support for victims, and ultimately deter scammers.

批評當前的零散方法，受害者向諸如聯邦調查局的互聯網犯罪投訴中心（IC3）等多個機構報告了騙局，而反饋很少，馬丁認為統一的系統將增強騙局跟踪，促進對受害者的反應和支持，並最終阻止騙子。

“We need to have a single place where we can go and report a scam,” Martin said.

馬丁說：“我們需要一個地方可以去報告騙局。”

Echoing Martin’s suggestions, retired FBI agent Roger Campbell, who previously led a specialized cybercrime task force, believes the U.S. could benefit from adopting the UK’s centralized crime reporting model.

回應馬丁的建議，退休的聯邦調查局特工羅傑·坎貝爾（Roger Campbell）以前領導了專業的網絡犯罪工作隊，他認為美國可以從採用英國的集中犯罪報告模式中受益。

This task force, known as the National City, County Elites, brought together members of the Internal Revenue Service, state banking regulators, and local authorities to combat a sophisticated email scam that defrauded a U.S. bank out of $17 million.

該工作隊被稱為國家城市，縣級精英，將國稅局，國家銀行監管機構和地方當局的成員匯集在一起​​，以抗擊一個複雜的電子郵件騙局，欺騙了美國銀行1700萬美元的一家銀行。

“We were able to shut down the scam and recover the stolen funds,” Campbell said.

坎貝爾說：“我們能夠關閉騙局並收回被盜的資金。”

The California DFPI’s recent wave of complaints highlights the urgent need for a more effective framework to counter financial fraud in the crypto space.

加利福尼亞DFPI最近的投訴浪潮凸顯了迫切需要更有效的框架來應對加密貨幣領域的財務欺詐。