到 2025 年，这 3 只股票可以让你致富

考虑到数千只股票和每个行业的特点，在正确的时间选择正确的股票投资是一项艰巨的任务。

Clear Secure (NYSE:YOU), Micron Technology (NASDAQ:MU), and DocuSign (NASDAQ:DOCU) are three discounted stocks that could return substantial profits for investors with a medium to long time preference.

Clear Secure（纽约证券交易所股票代码：YOU）、美光科技（纳斯达克股票代码：MU）和DocuSign（纳斯达克股票代码：DOCU）是三只折价股票，可以为中长期偏好的投资者带来可观的利润。

Here's a closer look at each stock and why they could be worth considering for 2025.

以下是对每只股票的详细分析，以及为什么它们在 2025 年值得考虑。

1. Clear Secure (YOU)

1. 清晰安全（您）

In early November, Clear Secure had a major price correction, dropping from the 52-week high of $38.88 to the present price of $26.31 per share. When this happens, it is worth considering if the stock drop is related to the company’s long-term prospects.

11月初，Clear Secure 进行了重大价格调整，从 52 周高点 38.88 美元跌至目前的每股 26.31 美元。当这种情况发生时，值得考虑的是股价下跌是否与公司的长期前景有关。

In this case, Clear Secure appears to represent a solid buy the dip opportunity. The company offers subscription-based service to build a user’s biometric profile.

在这种情况下，Clear Secure 似乎代表了一个可靠的逢低买入机会。该公司提供基于订阅的服务来构建用户的生物识别档案。

Through partnerships with other businesses that require security clearance, users then get to enjoy fast-tracked clearance.

通过与其他需要安全许可的企业合作，用户可以享受快速许可。

For instance, at airports, Clear Secure customers could bypass standard TSA ID checks, significantly reducing wait times.

例如，在机场，Clear Secure 客户可以绕过标准的 TSA ID 检查，从而显着减少等待时间。

This extends to partnerships with financial services like American Express, where Clear Plus members not only streamline their traveling experience but can receive up to $199 in statement credits per calendar year.

这延伸到了与美国运通等金融服务机构的合作伙伴关系，Clear Plus 会员不仅简化了他们的旅行体验，而且每个日历年可以获得高达 199 美元的账单积分。

With clear value of its service, the company gained 27 million members across this network of partnerships.

凭借其服务的明确价值，该公司通过该合作伙伴网络获得了 2700 万会员。

In Q3 2024 earnings, this was reflected in the growth of active Clear Plus members to 7.2 million, up 12.2% from the previous quarter. More importantly, the service retention remained strong at 89%, up 1% from the year-ago quarter.

在 2024 年第三季度的收益中，这反映在活跃的 Clear Plus 会员增长至 720 万，比上一季度增长 12.2%。更重要的是，服务保留率仍然保持在 89% 的强劲水平，比去年同期增长 1%。

Clear Secure’s revenue also showed strong fundamentals at 23.7% year-over-year growth to $198.4 million, alongside bookings increase by 18.7%.

Clear Secure 的收入也显示出强劲的基本面，同比增长 23.7% 至 1.984 亿美元，预订量增长 18.7%。

However, when the company reported Q3 figures on November 7th, they showed a $37.9 million net loss in free cash flow.

然而，当该公司于 11 月 7 日报告第三季度数据时，显示自由现金流净损失 3790 万美元。

In other business models, this may cause concern. But with Clear Secure, this was the expected annual outflow to the aforementioned credit card partners such as American Express.

在其他商业模式中，这可能会引起担忧。但对于 Clear Secure，这是美国运通等上述信用卡合作伙伴的预期年度资金流出。

For the full year, Clear Secure expects 40% free cash flow increase from 2023, having ended up with $38 million net income vs $26.9 million in the year-ago quarter.

Clear Secure 预计全年自由现金流将比 2023 年增加 40%，最终净利润为 3800 万美元，而去年同期为 2690 万美元。

According to 8 analyst inputs collected by Nasdaq, the median YOU price target is $33.8 per share. The low estimate is $23 while the high forecast is $45 per share.

根据纳斯达克收集的 8 名分析师的意见，YOU 的目标股价中位数为每股 33.8 美元。最低预测为每股 23 美元，最高预测为每股 45 美元。

2. Micron Technology (MU)

2. 美光科技（MU）

Since the Micron coverage at the end of September, MU stock has been moving sideways.

自 9 月底美光科技报道以来，MU 股票一直在横盘整理。

Like Clear Secure, MU stock had a major price correction, but mid-year. Now priced at $101.11, MU shares are below the 52-week average of $104.97 per share.

与 Clear Secure 一样，MU 股票在年中也出现了重大价格调整。目前 MU 股价为 101.11 美元，低于每股 104.97 美元的 52 周平均水平。

As the beneficiary of the AI boom, Idaho-based Micron secured $6.1 billion in funding and up to $7.5 billion in favorable loans under the CHIPS and Science Act.

作为人工智能热潮的受益者，总部位于爱达荷州的美光公司根据《CHIPS 和科学法案》获得了 61 亿美元的资金和高达 75 亿美元的优惠贷款。

Although Micron doesn’t produce AI chips like Nvidia or AMD, its storage and memory solutions, from SSDs to DRAM, are indispensable in computing across desktop, mobile, smart home, data centers and high-performance computing (HPC) for training AI models.

尽管美光不像 Nvidia 或 AMD 那样生产 AI 芯片，但其从 SSD 到 DRAM 的存储和内存解决方案在桌面、移动、智能家居、数据中心和用于训练 AI 模型的高性能计算 (HPC) 计算中不可或缺。

Alongside Samsung and SK Hynix, these companies cover nearly all the world’s memory needs. In the digital age, it is a certainty that this market will expand.

与三星和 SK 海力士一起，这些公司几乎涵盖了世界上所有的内存需求。在数字时代，这个市场肯定会扩大。

Mordor Intelligence projects a CAGR of 7.63% for the global memory market expansion from 2024 to 2029.

Mordor Intelligence 预计 2024 年至 2029 年全球内存市场的复合年增长率为 7.63%。

But just like with Intel (NASDAQ:INTC), that long-term expansion requires considerable capex that eats current profits. Micron has allocated up to $15 billion for its manufacturing facility in Southeast Boise, which should go online by 2026.

但就像英特尔（纳斯达克股票代码：INTC）一样，长期扩张需要大量的资本支出，而这会消耗当前的利润。美光科技已为其位于博伊西东南部的制造工厂拨款高达 150 亿美元，预计将于 2026 年投产。

Yet, even this pales in comparison to the planned $100 billion memory plant in New York State’s White Pine Commerce Park.

然而，与纽约州白松商业园计划耗资 1000 亿美元的内存工厂相比，这还是相形见绌。

In other words, investors should view Micron Technology as a geostrategic asset, as much as Raytheon or Northrop Grumman.

换句话说，投资者应该将美光科技视为一种地缘战略资产，就像雷神公司或诺斯罗普格鲁曼公司一样。

As of Q4 FY24 earnings report, Micron had $8.1 million capex, but still ended the fiscal year with $1.472 billion net income. This is up from $4.862 billion net loss in FY23.

截至 2024 财年第四季度收益报告，美光的资本支出为 810 万美元，但本财年结束时净利润仍为 14.72 亿美元。这高于 2023 财年 48.62 亿美元的净亏损。

The median MU price target is $149.81 vs current $101.28 per share, according to 29 analyst inputs. The low estimate is $64 while the high forecast is $250 per share.

根据 29 位分析师的输入，MU 目标价中位数为 149.81 美元，而当前每股目标价为 101.28 美元。最低预测为每股 64 美元，最高预测为每股 250 美元。

This makes MU stock one of the largest potential gainers while also being a relatively safe exposure.

这使得 MU 股票成为最大的潜在上涨者之一，同时也是相对安全的投资对象。

3. Doc

3. 博士