到 2025 年，這 3 隻股票可以讓你致富

考慮到數千隻股票和每個行業的特點，在正確的時間選擇正確的股票投資是一項艱鉅的任務。

Clear Secure (NYSE:YOU), Micron Technology (NASDAQ:MU), and DocuSign (NASDAQ:DOCU) are three discounted stocks that could return substantial profits for investors with a medium to long time preference.

Clear Secure（NYSE：YOU）、美光科技（納斯達克股票代碼：MU）和DocuSign（納斯達克股票代碼：DOCU）是三隻折價股票，可以為中長期偏好的投資者帶來可觀的利潤。

Here's a closer look at each stock and why they could be worth considering for 2025.

以下是對每隻股票的詳細分析，以及為什麼它們在 2025 年值得考慮。

1. Clear Secure (YOU)

1. 清晰安全（您）

In early November, Clear Secure had a major price correction, dropping from the 52-week high of $38.88 to the present price of $26.31 per share. When this happens, it is worth considering if the stock drop is related to the company’s long-term prospects.

11月初，Clear Secure 進行了重大價格調整，從 52 週高點 38.88 美元跌至目前的每股 26.31 美元。當這種情況發生時，值得考慮的是股價下跌是否與公司的長期前景有關。

In this case, Clear Secure appears to represent a solid buy the dip opportunity. The company offers subscription-based service to build a user’s biometric profile.

在這種情況下，Clear Secure 似乎代表了一個可靠的逢低買入機會。該公司提供基於訂閱的服務來建立用戶的生物識別檔案。

Through partnerships with other businesses that require security clearance, users then get to enjoy fast-tracked clearance.

透過與其他需要安全許可的企業合作，使用者可以享受快速許可。

For instance, at airports, Clear Secure customers could bypass standard TSA ID checks, significantly reducing wait times.

例如，在機場，Clear Secure 客戶可以繞過標準的 TSA ID 檢查，從而顯著減少等待時間。

This extends to partnerships with financial services like American Express, where Clear Plus members not only streamline their traveling experience but can receive up to $199 in statement credits per calendar year.

這延伸到了與美國運通等金融服務機構的合作夥伴關係，Clear Plus 會員不僅簡化了他們的旅行體驗，而且每個日曆年可以獲得高達 199 美元的帳單積分。

With clear value of its service, the company gained 27 million members across this network of partnerships.

憑藉其服務的明確價值，該公司透過該合作夥伴網路獲得了 2700 萬會員。

In Q3 2024 earnings, this was reflected in the growth of active Clear Plus members to 7.2 million, up 12.2% from the previous quarter. More importantly, the service retention remained strong at 89%, up 1% from the year-ago quarter.

在 2024 年第三季的收益中，這反映在活躍的 Clear Plus 會員成長至 720 萬，比上一季成長 12.2%。更重要的是，服務保留率仍維持在 89% 的強勁水平，比去年同期成長 1%。

Clear Secure’s revenue also showed strong fundamentals at 23.7% year-over-year growth to $198.4 million, alongside bookings increase by 18.7%.

Clear Secure 的營收也展現出強勁的基本面，年增 23.7% 至 1.984 億美元，預訂量成長 18.7%。

However, when the company reported Q3 figures on November 7th, they showed a $37.9 million net loss in free cash flow.

然而，當該公司於 11 月 7 日報告第三季數據時，顯示自由現金流淨損失 3,790 萬美元。

In other business models, this may cause concern. But with Clear Secure, this was the expected annual outflow to the aforementioned credit card partners such as American Express.

在其他商業模式中，這可能會引起擔憂。但對於 Clear Secure，這是美國運通等上述信用卡合作夥伴的預期年度資金流出。

For the full year, Clear Secure expects 40% free cash flow increase from 2023, having ended up with $38 million net income vs $26.9 million in the year-ago quarter.

Clear Secure 預計全年自由現金流將比 2023 年增加 40%，最終淨利為 3,800 萬美元，而去年同期為 2,690 萬美元。

According to 8 analyst inputs collected by Nasdaq, the median YOU price target is $33.8 per share. The low estimate is $23 while the high forecast is $45 per share.

根據納斯達克收集的 8 位分析師的意見，YOU 的目標股價中位數為每股 33.8 美元。最低預測為每股 23 美元，最高預測為每股 45 美元。

2. Micron Technology (MU)

2. 美光科技（MU）

Since the Micron coverage at the end of September, MU stock has been moving sideways.

自 9 月底美光科技報導以來，MU 股票一直在橫盤整理。

Like Clear Secure, MU stock had a major price correction, but mid-year. Now priced at $101.11, MU shares are below the 52-week average of $104.97 per share.

與 Clear Secure 一樣，MU 股票在年中也出現了重大價格調整。目前 MU 股價為 101.11 美元，低於每股 104.97 美元的 52 週平均值。

As the beneficiary of the AI boom, Idaho-based Micron secured $6.1 billion in funding and up to $7.5 billion in favorable loans under the CHIPS and Science Act.

作為人工智慧熱潮的受益者，總部位於愛達荷州的美光公司根據《CHIPS 和科學法案》獲得了 61 億美元的資金和高達 75 億美元的優惠貸款。

Although Micron doesn’t produce AI chips like Nvidia or AMD, its storage and memory solutions, from SSDs to DRAM, are indispensable in computing across desktop, mobile, smart home, data centers and high-performance computing (HPC) for training AI models.

儘管美光不像Nvidia 或AMD 那樣生產AI 晶片，但其從SSD 到DRAM 的儲存和記憶體解決方案在桌面、行動、智慧家庭、資料中心和用於訓練AI 模型的高效能運算(HPC) 運算中不可或缺。

Alongside Samsung and SK Hynix, these companies cover nearly all the world’s memory needs. In the digital age, it is a certainty that this market will expand.

與三星和 SK 海力士一起，這些公司幾乎涵蓋了世界上所有的記憶體需求。在數位時代，這個市場肯定會擴大。

Mordor Intelligence projects a CAGR of 7.63% for the global memory market expansion from 2024 to 2029.

Mordor Intelligence 預計 2024 年至 2029 年全球記憶體市場的複合年增長率為 7.63%。

But just like with Intel (NASDAQ:INTC), that long-term expansion requires considerable capex that eats current profits. Micron has allocated up to $15 billion for its manufacturing facility in Southeast Boise, which should go online by 2026.

但就像英特爾（NASDAQ：INTC）一樣，長期擴張需要大量的資本支出，而這會消耗目前的利潤。美光科技已為其位於博伊西東南部的製造工廠撥款高達 150 億美元，預計將於 2026 年投產。

Yet, even this pales in comparison to the planned $100 billion memory plant in New York State’s White Pine Commerce Park.

然而，與紐約州白鬆商業園區計劃耗資 1,000 億美元的內存工廠相比，這還是相形見絀。

In other words, investors should view Micron Technology as a geostrategic asset, as much as Raytheon or Northrop Grumman.

換句話說，投資人應該將美光科技視為一種地緣戰略資產，就像雷神公司或諾斯羅普格魯曼公司一樣。

As of Q4 FY24 earnings report, Micron had $8.1 million capex, but still ended the fiscal year with $1.472 billion net income. This is up from $4.862 billion net loss in FY23.

截至 2024 財年第四季財報報告，美光的資本支出為 810 萬美元，但本財年結束時淨利仍為 14.72 億美元。這高於 2023 財年 48.62 億美元的淨虧損。

The median MU price target is $149.81 vs current $101.28 per share, according to 29 analyst inputs. The low estimate is $64 while the high forecast is $250 per share.

根據 29 位分析師的輸入，MU 目標價中位數為 149.81 美元，而目前每股目標價為 101.28 美元。最低預測為每股 64 美元，最高預測為每股 250 美元。

This makes MU stock one of the largest potential gainers while also being a relatively safe exposure.

這使得 MU 股票成為最大的潛在上漲者之一，同時也是相對安全的投資對象。

3. Doc

3. 博士