标准包机对XRP进行大胆的价格预测，这表明加密货币可能达到$ 12.50

投资银行业务巨头标准宪章对XRP做出了大胆的价格预测，这表明加密货币可能达到$ 12.50

Investment banking giant Standard Chartered has made a bold price prediction for XRP, suggesting the cryptocurrency could reach $12.50 before the end of President Trump’s term in office.

投资银行业务巨头标准宪章对XRP做出了大胆的价格预测，这表明加密货币在特朗普总统任期结束之前可能会达到12.50美元。

This ambitious forecast comes amid growing optimism surrounding regulatory clarity and the token’s expanding use cases in global finance.

这一雄心勃勃的预测是在围绕监管清晰度和代币不断扩大的全球金融用例中的乐观情绪中越来越乐观的。

According to a Tuesday report, Standard Chartered envisions a steady upward trajectory for XRP, projecting milestones of $5.50 by the end of 2025, $8 by the end of 2026, $10.40 by the end of 2027, and ultimately $12.50 by the end of 2028.

根据周二的报告，标准宪章设想了XRP的稳定向上轨迹，到2025年底的里程碑预计为5.50美元，到2026年底为8美元，到2027年底，$ 10.40，最终到2028年底，最终为12.50美元。

Notably, the bank attributed XRP’s sixfold increase following Trump’s November election victory to market expectations that the Securities and Exchange Commission (SEC) would abandon its legal challenges against Ripple (NYSE:RIIPL), as well as speculation surrounding potential XRP exchange-traded fund (ETF) approvals.

值得注意的是，该银行将XRP的六倍增长归因于特朗普11月选举的胜利，即在市场上的预期，即证券交易委员会（SEC）将放弃对Ripple（NYSE：RIIPL）的法律挑战，以及有关潜在XRP交易所交易所贸易基金（ETF）的批准的批准。

The report suggested these gains are sustainable not only due to anticipated leadership changes at the SEC but also because of XRP’s fundamental utility.

该报告表明，这些收益不仅是由于SEC的预期领导力变化，而且还因为XRP的基本实用性，这是可持续的。

“XRP is uniquely positioned at the heart of one of the fastest-growing use cases for digital assets – facilitation of cross-border and cross-currency payments,” stated analysts from the bank.

该银行的分析师说：“ XRP是数字资产增长最快的用例之一 - 促进跨境和跨货币支付的核心之一。”

The bank further highlighted similarities between the XRP Ledger (XRPL) and popular stablecoins like Tether, noting that both enable blockchain-powered financial transactions which conventional banking institutions traditionally handle.

该银行进一步强调了XRP Ledger（XRPL）与Tether（Tether）流行的Stablecoins之间的相似之处，并指出两者都可以实现传统上传统的银行业机构传统上处理的区块链供电的金融交易。

“XRPL is similar to the main use case for stablecoins such as Tether: blockchain-enabled financial transactions that have traditionally been done through traditional financial (TradFi) institutions,” wrote Geoffrey Kendrick, head of digital assets research at the bank.

该银行数字资产研究负责人Geoffrey Kendrick写道：“ XRPL与Tether类似于Tether的主要用例类似：传统上通过传统的金融（TradFI）机构进行的，具有区块链的金融交易。”

Notably, the bank predicts a tenfold increase in stablecoin transactions in the next four years.

值得注意的是，该银行预测未来四年的Stablecoin交易将增加十倍。

However, despite the optimistic long-term outlook, technical indicators suggest XRP is facing near-term challenges. Earlier this week, the token breached $2.00, a crucial psychological support level. This breakdown has completed a bearish head-and-shoulders pattern, potentially signaling further downside pressure.

但是，尽管长期展望乐观，但技术指标表明XRP面临着近期挑战。本周早些时候，代币违反了2.00美元，这是一个至关重要的心理支持水平。这种崩溃已经完成了看跌的头和露肩模式，可能会发出进一步的下行压力。

Additionally, XRP is currently trading below its 21-day exponential moving average (EMA) of approximately $2.20, which now acts as resistance after multiple failed attempts to reclaim this level. On the other hand, the relative strength index (RSI) has declined into negative territory, hovering near 30—an indication that selling pressure currently outweighs buying interest in the market.

此外，XRP目前的交易价格低于其21天的指数移动平均值（EMA），约为2.20美元，现在在多次尝试收回此水平的尝试后，这是电阻。另一方面，相对强度指数（RSI）已下降到负面的领土，徘徊在30近的位置，这表明销售压力目前超过市场上购买的利息。

That said, if Standard Chartered’s predictions materialize, XRP would experience more than a 500% increase from current levels by 2028. At the time of writing, the crypto asset was trading at $2.07, representing a 1.34% surge over the past 24 hours.

也就是说，如果标准宪章的预测实现，XRP到2028年将比当前水平增加500％以上。在撰写本文时，加密货币资产的交易价格为2.07美元，在过去的24小时中涨幅1.34％。